Nearly Half Of The Residents Tend To Save Four Of The Adults.

Chinese people love to save money.

The total national savings rate estimated through the capital flow table rose from slightly above 30% in 1980 to 52% in 2010. Although it subsequently dropped slightly to 50% in 2013, it is still the highest in the world.

According to the central bank's survey, the third quarter of 2015 tended to "more".

"Residents" accounted for 44%, an increase of 4.1 percentage points from the previous quarter, and 20.4% of those who tended to "spend more", an increase of 3.5 percentage points from the previous quarter.

However, the number of residents inclined to "invest more" accounted for 35.6%, down 7.6 percentage points from the previous quarter, perhaps from the shock of the stock market.

Since the A stock market crash in June, the Shanghai Composite Index has dropped sharply from 5178.19 to 2850.71.

Up to October 12th, it was still at more than 3200 low.

The stock market crash has greatly affected residents' rights.

Investment enthusiasm.

In the third quarter of 2015, the top three investment preferences of residents were: "funds and financial products", "bonds" and "stocks", which were 32.6%, 16.7% and 14.5% respectively.

Compared with the second quarter, stock investment fell by 9.1%, and debt investments and funds and financial products increased by 4.4% and 0.6% respectively.

In the third quarter of 2015, the current price satisfaction index was 27.8%, down 0.6 percentage points from the previous quarter, and the current income perception index was 47.3%, down 1.2 percentage points from the previous quarter.

The third quarter, residents for the future

The expected index is 63.5%, which is 3.1 percentage points higher than that of the previous quarter, but the confidence index for future income is 1.4 percentage points lower than that of the previous quarter.

Xia Bin, a counselor of the State Council, said: "when we see a large number of macro and micro data coming down or deteriorating, investors' confidence will drop, and social investment adjustment will be excessive, overshooting and worsening growth expectations."

In the PMI of Caixin China manufacturing industry, the employment index continued to shrink in September, down 0.2 percentage points from August.

The continued recession of traditional manufacturing industry has also led to some hidden unemployment.

In the third quarter of 2015, the current employment sentiment index was 38.2%, down 1.9 percentage points from the previous quarter.

Among them, 11.7% of the residents thought that "the situation is better, employment is easy", 45.3% of residents think "general", while 43% of the residents think that "the situation is grim, employment is difficult" or "can not see".

The future employment expectation index is 46.3%, down 1.5 percentage points from the previous quarter.