How To Perfect The Investment And Financing Opportunities?

The coming of November means that your investment in this year is coming to an end.

This year, the stock market has been greatly oscillating, and the market interest rate has been falling down.

Seeing that there are only 40 trading days left at the end of 2015, how should we seize the remaining investment opportunities?

Nearly two days, A shares staged a continuous rising market.

This has made many investors return to the "good times" at the beginning of the year.

However, good planning financial planners believe that this rise does not mean that the market is turning this way. For the high risk investment in the stock market, it is dangerous. In the fourth quarter, we still need to think twice before investing in the stock market. If we do not have a certain investment experience and risk tolerance, we should not blindly catch up.

Friends who can't control their own hands can be shared by equity funds.

Bonus.

In the short term, investors should be encouraged to choose growth oriented equity funds, because such growth style funds account for a larger share of the gem, and this rebound has also greatly stimulated the growth enterprise market.

At present, the real economy is not good, monetary policy has maintained a relaxed state, coupled with the international economic environment as a whole has not improved, the Fed also slowed the pace of interest rate increases, these factors have led to a decline in the market's risk appetite, funds to avoid debt risk.

So the bond market will continue to maintain a bull market in the short term. In the long run, although the bond market may fluctuate in the middle of the way due to the promotion of fiscal policy, the bond market will remain optimistic for a long time.

So in 2015, you should not miss the bond investment, especially the bond fund, so that you can share the bonus of the bull market. Second, the risk is low, and you can give your investment portfolio a good balance.

We can pay attention to the double interest dividend of the construction company, the increase of Chinese business income, the pure debt of GFA and the pure debt of Yi Fang Da.

For a time, the balance of treasure, which was once spectacular, has been very bleak in the last three quarters. The average yield has dropped to around 3%, and some of the children's income has even fallen below 2%.

Seeing that baby products are getting lower and lower, is it necessary to put money in it?

Good planning financial planner believes that the difference between the proceeds of the fund is not very large, mostly in the 2%-4%, do not think that your baby in your hands fell below 3%, other babies still want to change in 4%, in fact, there is no need.

Because of the unity and stability of the investment target, even if the earnings of individual children fluctuate, the earnings will not deviate significantly from the above income range in the long run.

If you really "pull out the general" in "Zi Zi", watch out for fraud.

Though hot, the platform is mixed.

Good planning financial planner believes that investing in P2P is the preferred platform with strong background strength, long established time and moderate yield.

Everyone wants high yields, but don't ignore the hidden risks behind high yields.

Because market interest rates have been downgraded many times, many platforms have reduced revenue. Most of the well-known platforms are mostly 6%-12%, and the platform with 15% yield is not recommended.

According to media reports, there were only 9 households in September alone.

The platform has been on the line for less than a month on the line, and the P2P platform that investigates these runways has found that the lack of third party capital custody is a widespread problem, and it is also an important reason why these problems can easily run away.

Although interest rates continue to decline, earnings from bank financing and P2P net loans are also declining. However, good planning financial planners believe that the purchase should be bought, especially for investors whose risk tolerance is not high, or investors who want to make scattered assets.

Now I recommend banks' financial products. I guess you will not bother me, but if you want to stay in the first half of the year, you will say that you are blocking my money.

Experienced a sharp decline in the stock market, this time came to consult the financial products of small partners also a lot.

The so-called "once bitten by a snake, for ten years is afraid of the well string". Now investment has been generally cautious. It has paid more attention to the fixed income financial products launched by banks.

However, the earnings of bank financing also went downhill in a loose monetary environment, with an average yield of 4.49% in September.

It is expected that with the continuous easing of funds, the 3%-4% will be maintained in the future.

If the amount of capital is large, investors can be properly allocated as a balanced supplement in asset allocation.