Medium And Long Term Bank Financial Products Revenue Rebounded Slightly

Last week, the total number of RMB non structural financial products issued in Guangdong was 454, with an average expected rate of return of 4.27%, up 0.01 percentage points from the previous week.

For 121 days, the investment income of financial products rebounded slightly.

From the perspective of investment duration, the overdue earnings of medium and long term products have all gone up slightly in the products released last week. The average expected rate of return of financial products in 3 to 6 months period increased by 0.03 percentage points to 4.35%, and the average expected rate of return for financial products over 1 years or more increased 0.2 percentage points to 4.67%.

Yan Zi Jie believes that by the end of this year, bank financing may not rebound sharply in previous years. The more likely situation is that some banks with relatively tight funds will absorb funds through increasing the revenue of short-term products.

Investors can seize the stages such as year-end and holidays.

For some high-yield products, start in time.

Statistics show that in Guangdong this week, a total of 92 RMB financial products were pre sold, of which the highest expected yield was the Ping An Bank issued the "Ping An wealth" - the noble wisdom asset management 2015 RMB 78 RMB financial products, the product is non guaranteed floating income type, the investment period is 61 days, the expected highest yield is 5.3%, the investment starting point is 1 million yuan.

"As the end of the year draws near, banks

Although earnings showed a certain rebound in the trend of stabilization, it is hard to see a sharp rise in previous years.

At the end of this year, the situation is quite different from previous years. On the one hand, the bank's bad debt rate is rising and the quality investment target is tight. The tightening of credit policy is not enough for banks to compete for funds through competition gains. On the other hand, under the background of loose monetary policy, the market's funds are not tight.

Analysis of bank rate network