China'S Business Sustainability Solution Can Solve The "Double Creation" Capital Problem.

Over the years, "public entrepreneurship and innovation" has created a wave.

However, in this spring tide, as an important countermeasure to realize China's inclusive finance, many individuals and small and micro enterprises looking for development opportunities at the initial stage of their business are

Unable to successfully "ashore".

In response, Downing, CEO of Yixin company, said that enhancing the inclusiveness of financial services and enabling everyone to get financial services is an important way to achieve equal opportunities for development.

As an early platform to promote inclusive finance, Yixin company proposed business sustainability to help the development of Pratt & Whitney business to help more needs entrepreneurs.

From the bottom of life to the paradise of dreams

In the town of Jianzha, Qinghai, there are many people in the village of the village of the town of canbla, where the traffic is not enough. Planting and farming can only bring about a small income for the local residents.

Since the city was designated as a scenic spot, the life of nungtso's barely maintained life has fallen to the bottom.

The family discussed again and again, and decided to sell the sheep to a photocopy shop.

However, the income of selling sheep is not enough to make up the cost of opening a shop. The two couples who are not highly educated can not control the machines which have never been touched before, and become the two most difficult problems at present.

When I was moving around, my friend introduced her letter to her.

Without guarantee, she could borrow money. At the same time, she was very upset when the temptation was great. But then she learned from the village committee that Yi Xin Pu Hui had helped many entrepreneurs in the village like her, and dismissed her concerns. She immediately submitted an application and soon got the loan.

And the problem of the operation technology that made him most anxious has also been given the guidance and help from the business personnel during his visit.

A small copy shop opened up like this.

The business in the store is getting better and better, and the days of the family are much better.

In March of this year, her husband decided to introduce a new project - making crystal ornaments bearing the scenery of the canbras, and discussing the opening of an ornament shop with Xiang Jian Cuo.

She was overjoyed, and this was her dream. But her family's funds were barely enough to maintain the operation of the duplicating shop.

With the professional and enthusiastic help of the salesmen, she got second loans on her venture.

"I never dreamed of a dream come true. I should believe that Prof Hui helped me realize my dream. I also want to pass it on," says Jian Jian. "Kbra is a famous scenic spot but has no souvenirs of its own.

My husband and I want to do a good job of this project and introduce more varieties so that all the villagers can join in and help them get rich together.

Yixin commentary on "China's practice of Inclusive Finance: technology driven change"

Bason, chief economist of the China Banking Association, emphasized that it is wrong to take care of the Inclusive Finance, preferential treatment and even give it to the public.

"The definition of Inclusive Finance should be based on the principle of equal opportunities and commercial sustainability, and provide affordable and effective financial services to all sectors and groups of social needs with financial services at affordable cost."

China has a large number of small and micro economies. The essence of developing inclusive financial services is to reduce the cost and risk control so that everyone can enjoy timely, dignified, convenient and high-quality financial services at the right price when they have financial needs.

Therefore, inclusive finance is a "benefit" rather than a "preferential".

Downing said that the development of Inclusive Finance, the people want to facilitate the access to good products and services, in the "double hit" tide, financial institutions should create better products and services, and ultimately line the line, the traditional finance and Internet Finance in depth integration, which helps the financial reform and development results more benefit the financial consumers.

Inclusive Finance focuses on business sustainability

In the recently held "Internet + Inclusive Finance" forum, the director of the financial and Consumer Protection Bureau of the people's Bank of China, Jiao Jin Pu, said that commercial sustainability is a fundamental problem and a difficult problem in the development of Inclusive Finance, and it is difficult to develop globally.

He believes that the definition of Inclusive Finance is to provide opportunities and channels for more people to enjoy financial services. A very important part is to enable ordinary people to enjoy financial services.

In response, Downing said: "the problem of Inclusive Finance is more than half of the tens of millions of small and micro businesses that have not been fully covered by the traditional financial system in the past, and hundreds of millions of wage earners and hundreds of millions of households have access to financial services and capacity-building.

To this end, it is a historic opportunity and potential to develop sustainable financial products and services for the poverty-stricken population, women, youth, rural areas and remote areas.