• <abbr id="ck0wi"><source id="ck0wi"></source></abbr>
    <li id="ck0wi"></li>
  • <li id="ck0wi"><dl id="ck0wi"></dl></li><button id="ck0wi"><input id="ck0wi"></input></button>
  • <abbr id="ck0wi"></abbr>
  • <li id="ck0wi"><dl id="ck0wi"></dl></li>
  • Home >

    Capital Management: Classification Of Bank Accounts And Conditions For Opening Accounts

    2016/11/2 17:22:00 21

    Bank AccountsClassificationConditions Of Opening Accounts

    Where a newly established enterprise or company obtains the legal person business license issued by the administrative department for Industry and commerce, it may choose to open its own settlement account from the bank near the office place.

    According to

    Management of bank accounts

    Bank accounts should be divided into four types: basic deposit account, general deposit account, temporary deposit account and special deposit account.

    1, basic deposit account.

    The basic deposit account is the account that the depositor handles the daily pfer settlement and cash receipts and payments.

    It is the main account opened by independent settlement units or independent accounting enterprises.

    According to the regulation, each depositor can only open a basic deposit account in the bank.

    It is mainly used for day-to-day pfer and settlement.

    Cash receipts and payments

    The cash withdrawals such as wages and bonuses of enterprises and institutions can only be handled through this account.

    (1) the qualifications of the parties to establish a basic deposit account.

    (1) enterprise legal person;

    (2) the accounting unit of the internal unit of an enterprise legal person;

    (3) the financial departments that manage budgetary funds and extra budgetary funds;

    4. Administrative organs and institutions that implement financial management;

    (5) military units or armed police units at the county level;

    Foreign institutions in China;

    Social organizations;

    The dining hall, hostel and kindergarten attached to the unit.

    Permanent institutions in the field;

    Private enterprises, individual contractors and individuals.

    (2) the required documentary evidence for the opening of a basic deposit account. In accordance with the stipulations, a depositor applying for opening a basic deposit account shall issue one of the following documents to the depositary bank:

    (1) the "enterprise legal person business license" or "business license" issued by the local industrial and commercial administrative organ.

    (2) approval of the central or local commission, personnel and civil affairs departments;

    (3) the opening accounts of the financial departments of the armed forces and the Armed Police Corps.

    (4) the unit's proof of the opening of the agreement by the affiliated institution;

    (5) the approval documents of the permanent offices of the resident departments concerned;

    Contract agreement signed by both parties.

    Personal identity card and residence booklet.

    2.

    General deposit account

    A general deposit account is an account opened by a depositor in a bank where the depositor is not in the same place.

    Depositors can pfer accounts, settle accounts and deposit cash through an account, but they can not withdraw cash.

    In accordance with the provisions on the management of bank accounts, deposits under the following circumstances may apply for the opening of general deposit accounts, and the following supporting documents shall be provided.

    (1) units and individuals who obtain loans from banks other than the basic deposit account may apply for the opening of the account and issue a loan contract or loan receipt to the opening bank.

    (2) a subsidiary non independent accounting entity which is not in the same place as the deposit of the basic depositor's account may apply for opening the account, and the certificate of the depositor's agreement with the non independent accounting unit of the basic deposit account shall be issued to the bank.

    3, temporary deposit account.

    A temporary deposit account refers to an account opened by a depositor due to temporary business activities.

    The depositor can handle the pfer settlement through this account and cash receipts and payments according to the state's cash management regulations.

    In accordance with the provisions on the management of bank accounts, depositors may apply for opening temporary deposit accounts in the following circumstances, and provide corresponding supporting documents:

    (1) temporary institutions in the field may apply for the opening of the account and issue provisional licences issued by the local industry and commerce administration authorities.

    (2) individuals who are required by temporary business activities may apply for the opening of the account, and must issue a written approval letter 4 and a special deposit account for the establishment of temporary institutions by local authorities.

    A special deposit account refers to an account opened by a depositor for a specific purpose.

    In accordance with the provisions on the management of bank accounts, depositors may apply for opening special deposit accounts in the following circumstances, and provide corresponding supporting documents:

    (1) the depositor's funds for specific purposes can be opened by the depositor to the Bank of account.

    Funds for specific purposes include funds for capital construction and funds for renovation.

    Funds for specific purposes and special management.

    (2) the depositor must issue the documents certifying the approval of the relevant departments or the relevant documents of the state to the bank.


    • Related reading

    Accounting Practice: Contents Of Checking Bank Deposit Journal

    asset management
    |
    2016/11/1 22:47:00
    27

    Contents Of Checking Bank Deposit Journal

    asset management
    |
    2016/10/30 11:07:00
    22

    The Use Of Enterprise Bank Account And The Problems To Be Noted

    asset management
    |
    2016/10/29 22:04:00
    21

    Business Receivables Must Guard Against Check Traps.

    asset management
    |
    2016/10/29 21:30:00
    8

    How To Make Remittance Under The Exchange Settlement Method

    asset management
    |
    2016/10/28 11:26:00
    11
    Read the next article

    New Generation Of Professional Women Collocation, Teach You To Be A Strong Woman In The Field.

    As a new generation of workplace women, how to learn to dress up in order to better adapt to the workplace life, not only to speak and behave, talk, the image is the most direct manifestation, and also the most important.

    主站蜘蛛池模板: 黄色免费短视频| 欧美特黄录像播放| 欧美va在线高清| 婷婷六月综合网| 天天操2018| 国产大屁股视频免费区| 伊人色综合视频一区二区三区| 久久精品国产福利电影网| 久久青草精品38国产| 97精品国产高清自在线看超| 色综合久久伊人| 欧美亚洲国产片在线观看| 天天爱天天做天天爽夜夜揉| 免费va人成视频网站全| 久久久久久一品道精品免费看| 120秒男女动态视频免费| 男人天堂网在线观看| 日本一道高清一区二区三区| 国产精品夜间视频香蕉| 亚洲精品欧美精品日韩精品| 中文字幕一区日韩精品| 饭冈佳奈子gif福利动态图| 欧美多人性受xxxx喷水| 在线看免费毛片| 免费h片在线观看网址最新| 99久久精品费精品国产| 精品久久久久久亚洲精品| 日日噜狠狠噜天天噜AV| 国产女人18毛片水| 中文字幕日韩理论在线| 色欲香天天天综合网站| 日本尤物精品视频在线看| 国产成人综合欧美精品久久 | 国产精品无码久久av不卡| 亚洲av无码精品色午夜| h片在线观看免费| 精品无码av一区二区三区| 成人黄色在线网站| 国产91精品久久久久999| 久久久久久久99精品免费观看 | 一区二区三区在线播放|