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    Xinjiang Helps Solve The Financing Difficulties Of Small And Medium Sized Enterprises In Textile And Clothing Industry

    2019/6/13 13:55:00 72

    XinjiangTextile And ClothingSmall And Micro EnterprisesFinancing

    Recently, the the Xinjiang Uygur Autonomous Region finance department, the office of industry and Commerce and the local financial bureau jointly issued the Interim Measures for the operation and management of the Xinjiang Uygur Autonomous Region textile and garment credit risk compensation fund, to further clarify the relevant policies and measures for the operation and management of the textile and garment credit risk compensation fund in the autonomous region.

    First, the autonomous region arranges 200 million yuan of financial funds to provide guarantee for the loan financing of small and medium sized textile and garment enterprises that meet the requirements. The scope is in line with the relevant requirements of the textile and garment industry development plan of the autonomous region. It belongs to the small and medium sized enterprises of textile and clothing that can solve employment and help to tackle the poverty problem by weaving, clothing, knitting, household textiles, industrial textiles, carpet embroidery, wool textile and hemp textiles.

    The two is that enterprises own fixed assets of less than 50 million yuan, officially register, pay more than 20 employees (20 people), and the proportion of employees in Xinjiang should not be less than 50%, so they can apply for fund support.

    Three, the fund will give priority to supporting textile and garment enterprises from the government, the army, schools, large central enterprises and listed companies.

    Four, the principle of "priority in southern Xinjiang" is implemented for fund loans. The proportion of loans to four Prefecture state enterprises in the southern Xinjiang is not less than 60% of the total loan amount each year.

    The five is the dynamic management of the fund cooperative banks. If the cooperative banks do not grant the loan amount to 2 times the amount of the fund, the autonomous region will adjust the measures to reduce the size of the cooperative bank funds or terminate cooperation.

    The enterprises that meet the basic conditions apply to the local industry and credit department to be included in the scope of the fund support, and enjoy the fund guarantee loan through the audit of the relevant departments of the prefectures and autonomous regions and the conditions of the cooperative banks.

    The textile and garment credit risk compensation fund of the autonomous region will further enhance the financing support ability of enterprises through providing financing guarantee for enterprises, and effectively solve the financing difficulties of textile and garment enterprises, especially small and micro enterprises.

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