The Strategic Cooperation Between Jingdong And Billion Bank Is Related To Financial Private Cloud And Other Fields.

On August 21st, Jingdong and Bank of science and technology signed a comprehensive strategic cooperation agreement in Beijing yesterday, covering a number of business areas, including financial private cloud, retail credit, data wind control, wealth management and so on.

Specifically, Jingdong digital technology will provide financial level private cloud solutions to billion bank, including DevOps development and operation integration platform, multimedia intelligent customer service voice ASR, information technology development and testing of private cloud services. In addition, at the operational level, Jingdong digital technology will also provide the total solution of retail credit business, online wealth management, and supply chain finance solutions for the billion bank.

In response to this cooperation, Zhang Qiguang, President of the Bank of Asia Union, said: "opening the bank is an important direction for the commercial banks to digitally transform, and is also one of the important goals for the bank to promote the information technology strategy. The construction of open banks needs an open mind to connect the external advantages of technical service providers and scene service providers, so as to build a win-win situation together. This cooperation with Jingdong digital technology is also based on such a starting point and initial intention.

Xie Jinsheng, vice president of Jingdong digital technology and general manager of financial science and technology division, said that since 2017, Jingdong has maintained business cooperation with billions of banks in various fields of financial technology, and the signing of this Agreement means a further upgrade of bilateral cooperation. Xie Jinsheng also said that building an open bank is not only a strategic direction for commercial banks, but also an opportunity for financial technology.

The media noted that Xie Jinsheng, who attended the 2019 (eighth) Financial Street forum annual meeting in May this year, said that in the era of bank 4 (that is, the era of digital and open banking), Jingdong digital technology will "modularization" export a new architecture of "one cloud + three middle platforms (technical middle stage, data center, business middle stage) + open platform" to help banks upgrade and find new business growth points.