• <abbr id="ck0wi"><source id="ck0wi"></source></abbr>
    <li id="ck0wi"></li>
  • <li id="ck0wi"><dl id="ck0wi"></dl></li><button id="ck0wi"><input id="ck0wi"></input></button>
  • <abbr id="ck0wi"></abbr>
  • <li id="ck0wi"><dl id="ck0wi"></dl></li>
  • Home >

    Financing Difficulties In Small Shoe Enterprises Worry

    2008/8/29 0:00:00 59

    What is different from the past is that every time the macroeconomic regulation and control, small and medium-sized enterprises can find the way to survive. Regulation has little to do with survival.

    By this year, the external environment of the whole economy has changed significantly. Sustained inflation pressure, continuous appreciation of RMB and rising labor costs are all squeezing the profit margins of enterprises.

    More importantly, overseas markets have also seen new changes in the engine driving China's rapid economic development: foreign trade is no longer booming as it used to be, and the number of orders sought by enterprises is less and less.

    In the summer, the small businesses in traditional industries are all alarmed. The failure of SMEs has occurred frequently, and the cost of private lending continues to rise. Money, whether debt or loans, has become a top priority for small and medium-sized enterprises to survive.

          困境:資金緊張壓垮小企業(yè)

    "I'm still holding on, but I'm sure it won't last long."

    Chen Xueming, a small shoe factory in Houjie Town, is tired of pointing to the dollar chart.

    Chen Xueming has opened this small factory of nearly 100 people for 8 years. For Chen Xueming and his colleagues, the rise of raw materials, the increase in wage costs, the appreciation of the renminbi and the reduction of orders were once frightening, but the real final collapse of the business was lack of sufficient capital turnover.

          債務(wù)成小企業(yè)“死穴”

    Sun Wenguang is from Yueyang, Hunan. His shoe factory has been established in 2000 since the establishment of the shoe industry in Chi Street, Houjie. Up to now, there are more than 200 employees.

    He told reporters, "debt has become the biggest problem in the operation of enterprises. Every day they are in a terrible state of thinking about how to get money, otherwise they will go bankrupt."

    Sun Wenguang said, opening a shoe factory, some production links have been subcontracted out, at least more than 10 suppliers supply, one side of the problem of shortage of funds, there will be a chain reaction, mutual arrears of money, and finally form a complex debt relationship, it is difficult to resolve.

    It's hard for small companies to get money from banks.

    A company with problems will also have problems.

          銀行不信任 中小企業(yè)貸款難

    Long Weiyang, a finance and trade department at Dongguan University of Technology, said that Dongguan's financial difficulties are mainly those of small businesses that need expansion and small businesses, but borrowing is very difficult.

    This is mainly because banks do not trust traditional types of enterprises.

    The credit rating of these small businesses is not high, the project is not big, and banks have no incentive to loan.

    The main financing way for small enterprises with difficulty in financing is to raise funds through private sector and borrow from business partners or friends, all by private credit.

    The lending rate is usually 2~3 times the bank interest rate.

    There are also pure usury, but usury is like drinking poison to quench thirst. If a mistake is made, it will die faster.

    Long Weiyang once made a market survey and found that the large enterprises in Dongguan are basically not moving at present, mainly because the small businesses of some traditional industries began to migrate on a large scale.

    Yang Rong, a shoe factory owner, said that in addition to pferring factories to cheaper areas, business has also begun to adjust. In the past, it mainly depends on the foreign trade market, and now it can only be pformed into domestic sales.

    But to do well in domestic sales, we need to invest more money in the construction of marketing channels, but the loan is still very difficult.

          政府舉措

    Dongguan trial water microfinance company

    After the large-scale pilot projects in Jiangsu and Zhejiang provinces, the enthusiasm of Dongguan water test small loan companies is rising.

    It is understood that Dongguan has submitted to the provincial finance office the application of pilot small loan companies, and strive to ease the financing difficulties of SMEs.

    According to people concerned, there are three main reasons for applying for the pilot in Dongguan:

    First, Dongguan has always been a financial oasis. Its financial assets have always been excellent. The basic conditions for undertaking financial innovation are better. Two, Dongguan has abundant private capital, and only the banking system has accumulated hundreds of billions of yuan of funds. Three, social credit is good, Dongguan's folk customs are simple and honest, and enterprises have a good tradition and reputation of honesty and trustworthiness.

    "Trial water small loans can not only help some SMEs solve the" ischemia "problem, but also find a legitimate outlet for private capital.

    However, due to the fact that the provincial government has not yet issued relevant implementation measures, and the cities that are trying to pilot cities are more, whether Dongguan can get the pilot qualification is still inconclusive.

    According to the pilot guidance of small loan companies, the loan amount of the same borrower shall not exceed 5% of the net capital.

    If the registered capital of a small loan company can reach 1 hundred million, the same lender may borrow 3 million ~500 yuan.

    Although the single finance is not large, it is very helpful to small and medium sized enterprises which need money urgently.

    Despite the fact that "eight characters have not yet been written off", the relevant government departments and civil servants are still enthusiastic.

    According to people familiar with the matter, the city finance office has received nearly 10 applications for the establishment of small loan companies, with the exception of municipal enterprises, town enterprises and private enterprises.

          臺企升級也缺資金

    The issue of capital is also the biggest problem facing Taiwanese businessmen in upgrading and pformation.

    Ye Hongdeng, former chairman of the Dongguan Association of Taiwanese businessmen, said in an interview with reporters that from the beginning of this year, the "special fund for science and technology" in Dongguan, which is 1 billion yuan a year, will be opened to Taiwan businessmen for the first time, so as to promote the upgrading and pformation of these enterprises.

    But high technology itself is high investment and needs a complete capital market.

    "If the capital market is not perfect, do not touch high-tech at all."

    Ye Hongdeng believes that high technology needs venture capital (venture capital), good securities market, good bank loans and financial leasing.

    But Dongguan's multi-level capital market has not been established at all.

    How to build a multi-level financial market, including venture capital, venture capital, financial leasing, trust, bond, bank and so on, is a matter for the Dongguan government to do.

          專家視線

    Venture capital fund

    Absorbing private capital

    In the development of private financing, Dr. Long Weiyang is very optimistic about venture capital fund. He believes that in the future, several venture capital companies in Dongguan will be able to attract more private capital to promote economic development.

    "Venture capital fund has a strong policy leading role. It mainly invests in small high-tech enterprises, and its potential profitability is strong. It absorbs abundant private capital and boosts the upgrading of Dongguan's industrial structure."

    Long Weiyang said.

    For the financial innovation of traditional industries, Long Wei Yang believes that to activate private financing channels and help small businesses survive under traditional industries, it is important to vigorously support the development of the guarantee industry. With the help of guarantee platform, private financing can develop healthily.

    "With the intervention of Guarantee Corporation, bank loans are easier, and private capital is also a guarantee for mutual dismantling."

    Long Weiyang said.

    • Related reading

    Sichuan Strengthens Supervision Of Export Footwear Products

    Finished shoes
    |
    2008/8/29 0:00:00
    61

    "Kangnai" Store Opens Into European And American Metropolis

    Finished shoes
    |
    2008/8/29 0:00:00
    61

    Chengdu Footwear Industry Is Expected To Enter Europe And America On A Large Scale

    Finished shoes
    |
    2008/8/29 0:00:00
    57

    Scola Said: Anta Boots Are Very Comfortable And Chinese Brands Are Trustworthy.

    Finished shoes
    |
    2008/8/28 0:00:00
    131

    British Swimming Olympic Champion: Get A Brand High Heel Shoes To Complete The Wish.

    Finished shoes
    |
    2008/8/28 0:00:00
    84
    Read the next article

    Dongguan Shoe Enterprises Seek Breakthrough Under The Pressure Of Survival

    主站蜘蛛池模板: 99精品视频在线观看免费| 亚洲综合五月天欧美| 《调教办公室》在线观看| 欧美精品一二三| 国产伦一区二区三区免费| www卡一卡二卡三| 校花哭着扒开屁股浣肠于柔| 四虎国产成人永久精品免费| 一区免费在线观看| 欧美一区二区三区在观看| 又大又硬又爽又粗又快的视频免费| 一本色道久久综合亚洲精品高清| 欧美性猛交xxxx乱大交蜜桃| 国产一区二区三区乱码在线观看| 一级肉体片在线观看| 欧美人与性动交α欧美精品图片| 可播放的免费男男videos不卡| nxgx.com| 日韩亚洲欧美综合| 台湾香港澳门三级在线| 14萝自慰专用网站| 性欧美18-19sex性高清播放| 亚洲s色大片在线观看| 草莓污视频在线观看午夜社区| 夜夜高潮天天爽欧美| 久久99精品福利久久久| 欧美毛多水多肥妇| 又粗又长又硬太爽了视频快来| www五月婷婷| 女人双腿搬开让男人桶| 亚洲一区无码中文字幕| 篠田优在线播放| 国产精品久久久久无码av| 一级毛片一级片| 日韩理论电影在线| 免费午夜扒丝袜www在线看| 1000部精品久久久久久久久| 快穿之丁柔肉h暗卫温十三| 九九久久99综合一区二区| 激情人妻另类人妻伦| 国产成人免费电影|