Focus On Textile Industry Revitalization Plan Implementation
The two National Congress of the eleven NPC session During the period, the whole country came from the textile industry. NPC deputies They actively participate in politics and politics, reflecting the voice of the grass-roots industry. How to implement industrial adjustment Revitalization plan How to support the healthy development of small and medium-sized enterprises? The hot issues of these enterprises are converging here. Reporters also took these questions to find dialogue between industry and government departments and related agencies on the platform of the two sessions.
In March 6th, the heads of the national development and Reform Commission, the Ministry of Finance and the people's Bank of China held a press conference on dealing with the international financial crisis and maintaining steady and rapid economic development. Some questions in the reporters' questions were linked to the concerns of the textile industry representatives.
Representative concerns: Textile adjustment When will the revitalization plan be promulgated? How will we effectively support the industry and enterprises?
Chen Lifen: what I am most concerned about is the industry. Adjustment and revitalization When will the planning rules be promulgated? It is hoped that planning can focus on "software" construction, and also hope to list the key points and specific goals of industrial upgrading, such as how to identify independent brands.
Qian Yuebao: I hope the state will be released as soon as possible. Revitalizing textile The supporting policies of the industry, in promoting technological progress, fiscal and financial support, hope to further refine the policy and provide an excellent policy environment for enterprises to enhance their capability of independent innovation, expand the application of new materials, increase the added value of products and introduce professional and technical personnel, so that enterprises can benefit from it.
Ministries and commissions responded: ten industries Adjustment and revitalization Planning rules will be introduced in the near future.
Zhang Ping, director of the national development and Reform Commission, ten key industries Adjustment and revitalization The State Council has all deliberated and approved the implementation of the plan. The details of these plans will be released to the public in the near future.
Adjustment of the ten major industries Revitalization plan It is a plan that combines far and near, considering the current financial crisis and better and faster development in the future. Through the test and baptism of this crisis, the quality, level and competitiveness of China's economy can be upgraded to a new level. Therefore, when formulating these plans, we should consider both current and long-term considerations.
規劃主旨包括三個內容:
First, expand the demand and expand the market to solve the problem of current business difficulties. In fact, we have taken many measures, including home appliances going to the countryside, farm machinery going to the countryside, motor vehicles and motorcycles going to the countryside, including some export products. Export rebate rate It includes the implementation of State purchasing and storage policy for some bulk products, including some structural tax cuts, reducing the burden of enterprises and increasing the credit supply of enterprises. All these are to make the key industries out of the predicament as soon as possible under the current difficulties.
Second, increase the intensity of technological pformation and technological progress. This is considered in the medium and long term. In order to improve the capability of independent innovation, we should make more use of new technology and technology, develop new products and use new materials. We should make the technological level of enterprises able to go to a higher level to meet the needs of future competition and development.
Third, increase the intensity of reform. This is to improve the competitiveness of enterprises and industries from the system and mechanism, and also to strengthen the merger and reorganization of enterprises and strengthen internal management.
Representative concerns: how to ease the financing difficulties of small and medium enterprises such as textiles?
Wang Guibo: for a long time, the majority of textile enterprises lack long-term fixed loans, so they have to use short-term loans for long-term investment. I think it should provide a loose environment for the loan financing of enterprises in the textile industry chain.
Zhang Guoliang: at present, China's small and medium-sized enterprises are developing rapidly, and there is an urgent need for trade financing and credit guarantee, while financing channels and means are very limited. Therefore, banks should provide factoring services for small and medium-sized enterprises with good prospects and good credit sales.
Bank response: adjust a series of policies to support SME loans.
Zhou Xiaochuan, governor of the people's Bank of China: last year, many SMEs reflected that it was more difficult to obtain loans than before. Since the beginning of last year, the relevant departments of the State Council and the people's Bank of China have attached great importance to this issue. Therefore, a series of policy adjustments have been carried out to support SME loans, and significant progress has been made.
Last year, SME loans increased by 13.5% throughout the year, of which the growth rate of basic and total loans for medium-sized enterprises was the same. Small businesses are slightly more difficult, and their loans are growing slower, but that is not to say that there is no growth. In 2008, loans to large enterprises accounted for 48% and loans for SMEs accounted for 51.9% of corporate loans. This shows that the number of SMEs loans is relatively large from the whole country.
This year, from the last two or three months, due to the substantial increase in the discounting business, the loan problem of SMEs has also been alleviated to a large extent. The drawer of bills is often a large enterprise, but the discount is often the small and medium-sized enterprises, especially the small and medium-sized enterprises which are supporting the large enterprises. It should be said that a substantial increase in bills has also played a major role in alleviating the financing difficulties of SMEs.
Of course, further efforts are needed in this regard. One is that small businesses have many difficulties in raising capital. The financial industry must find ways to use various means, including banking, securities and insurance, to help small businesses directly finance and obtain capital.
Because small businesses now look very weak capital, if the capital is very low, if you want to borrow a lot of money, it will be more risky, banks will be more hesitant. Again, small and medium-sized enterprises should develop a variety of new financing methods, some of them are experiences generated in our country, and some are good experiences for international small and medium enterprises. We should absorb and digest as much as possible and popularize them.
At the same time, I would also like to emphasize that banks should attach importance to the traditional SME loan business, because in addition to new SME loans, although most of them can rely on innovation to get financing, the vast majority of SMEs still rely on loans secured and secured. There is still much room for improvement and improvement in traditional businesses such as mortgages and secured loans.
Innovation is also needed in institutions. At present, there are already some institutions dedicated to the loan of small and medium-sized enterprises. Meanwhile, some large financial institutions are also creating small and medium-sized enterprises, and some banks have been engaged in several years. In addition, in terms of financial instruments, there should be some new tools that meet the characteristics of SMEs.
In addition, with the increasing adoption of direct financing by large enterprises, such as issuing corporate bonds or using other instruments and bonds, including equity financing tools, commercial banks will be under great pressure. They may not attach enough importance to SMEs in the past, and they must attach great importance to them in the future.
Editor in chief: Xu Qiyun
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