How Should We Accumulate Wealth In 2010?

What did you gain in 09 years?

Our 2009 will soon be over. How much financial knowledge have you learned in this year and how much money have you accumulated? A new year is coming. It will carry new dreams and new dreams. In the new year, how can financial management ensure that assets continue to grow like snowballs?

Saving is the reservoir of investment. 

Fixed deposit and fixed investment are necessary. We should accumulate more and more resources. We should accumulate more than 20% every month after paying wages. Some of them will be fixed and some of them will be invested. Giving up halfway is not enough to achieve wealth accumulation. I started saving from high school, when I got 50 yuan scholarship every year, and I kept all my time. After graduating from university and working for many years, he has kept the habit of saving money.

Savings should not be used as much as possible. 

Only a certain number of financial assets can be seen through a certain period of time to see the benefits and effects. My savings plan is earmarked for money, such as education accounts, pension accounts, petty cash accounts, dream accounts, etc.

The goal of financial management and the timely implementation of the so-called financial goals are to realisse and implement the assets and improve the quality of life of their families and families when these assets are accumulated to achieve the goal of financial management. For example, buying houses, buying cars, traveling plans, buying your favorite articles and so on. Financial management is aimed at improving the quality of our life, and accumulating the target of financial management in a timely manner. The assets scale will take up and down several times as if taking the elevator. In the 04 year, my family realized the plan of buying second suites, and realized the plan to travel to Europe in 07 years. Now the transfer plan is working hard.

The importance of vision and perseverance 

Vision and perseverance are more valuable assets to an investor than gold and jewellery. This is what I lack. Since entering the market in 2000, it has been operating frequently and with little profit. Now I have summed up my experience and lessons, and I have begun to make some progress.
 

Just do the trading mode that you can grasp.
 

Don't think you can do anything. In the 07 year, I had a rest at home for a long time. I was interested in anything at home, A shares, B shares, opening foundation, sealing foundation, warrants, foreign exchange, paper gold and so on. My warrant transactions sometimes operate dozens of times a day, starting with profits and finally ending in losses. B shares have been quilt up to date. Fortunately, 08 years in April to go to work, clearing at the end of March from the A shares to withdraw, to maintain the fruits of 07 years of victory. Through introspection, people's energy is limited, so the so-called technology industry specializes in investment, and the chance to win in the field of familiarity is great. Now I concentrate on making the opportunity of sealing up and waiting for A shares. I no longer have to worry about things such as warrants, foreign exchange and so on.

Diversify investment with asset allocation 

Reasonable allocation of funds according to their own risk bearing capacity, do not put eggs in one basket. The global economy will face severe challenges in the next 09 years. The European and American economies will fall into recession. China and other emerging economies are also facing challenges such as the sharp slowdown in corporate profit growth and the grim employment situation. Through analysis, I now adopt a prudent defensive investment strategy, with cash as the king, and allocate some high-quality blue chips with some funds at the relative low points of the stock index, and configure some closure bases, while maintaining the liquidity of the capital with cargo bases.

Practicing financial management

A smart financial manager must be able to manage his financial happiness, so that he can accumulate happiness while accumulating happiness, maintaining a good attitude and contentment. These years of financial management, success and failure, but full of joy and fun, I think this is because my expectations are not high, the mentality is better.

Be good at sharing. The more you share, the more you get, the more friends you have. Wisdom, knowledge and connections are more and more shared. In the virtual community of "family financial management", we share a lot of investment and financial management and get a lot of knowledge and fun. "My family finances" is like a spiritual garden. Each one of us will find the resonance that has long been absent. I have only been here for more than a week since I registered here, and I have known the elves here. I have learned many things from them, such as the wind, the calm, the blue sky, the wooden Mei Zi and so on.

Looking forward to 2010, looking forward to 2010, we will have unexpected gains, accumulate more wealth and accumulate more happiness.