How To Manage Food Prices?

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This year, the people once again feel the pressure of CPI index rising to life. Let's take a look at Cao Chi Hung's family in Changchun.

Small book: income has not risen. Daily consumption has gone up.

Cao Zhihong and his wife belong to the white-collar class. The annual income of the family is around 120 thousand yuan.

But since money has been growing more and more, she has developed the habit of keeping accounts since 2009.

She printed the bill for reporters in 2009 and 9 months before 2010, respectively. The latter is nearly twice the thickness of the former, which makes reporters feel the difference between two years.

"Before 2009, we can say that we both spend a little money.

But since 2010, both of us have realized the irrationality of consumption, reduced the cost of beauty, clothing and other expenses, but the income has not risen, and the prices of various commodities have been rising, so there is not much money left.

In the past two years, the fact that wages have not risen and prices have been rising has always plagued the couple. Although their income is good, their plans for children, houses, cars and so on are still very stressful for them.

The cost of human relations is much more than that of last year.

Scrutinize the small account, the reporter found that according to the previous 9 months, Ms. Cao's family income of 90 thousand yuan, this year's household expenditure has reached 37673.6 yuan, accounting for 41.85% of revenue.

Of all the expenditure items, the most stressful thing for Cao Zhihong was the "human cost": in January 2009, the cost of human contact was 700 yuan, 1400 yuan in February, 826 yuan in March, 1669 yuan in April, and the cost of human settlement in 2009 one year was as high as 18283 yuan, accounting for 15% of the total wage income in that year.

This includes the cost of getting married, having children, entertaining guests, and so on.

But in the first 9 months of 2010, the cost of her family's love affair had reached 14667.5 yuan.

"National day and new year's day are all time to spend money, I believe that the cost is much more than last year."

Expert comment

In the past interviews of journalists, there were not a few families involved in human costs.

Li Xiaoqun, a researcher at the Institute of economics of Jilin Academy of Social Sciences, analyzed that the increase in prices was directly reflected in the improvement of consumption level.

Before going to a restaurant to eat, 100 yuan can eat well, but now it may not reach that grade, and China is a country that attaches great importance to human relations. Therefore, the increase in costs is normal in human relationships.

In order to reduce this expenditure, Cao Zhihong and her husband have discussed, to minimize the number of guests to go out to dinner, and try to pick up some economical and characteristic hotels for the necessary entertainment.

Previous September spending exceeded last year's whole year.

What makes Cao Zhihong most astonishing is the daily consumption of food and drink.

"I didn't expect to spend more than that."

Cao Zhihong said that last year they consumed 3439.6 yuan in their daily diet.

They include three meals a day, vegetables and fruits.

In order to save money this year, Cao Zhihong deliberately bought a lot of snacks.

But I don't know how to keep the bill. Though the couple bought less, the cost is high.

"You see, in August 22nd last year, we spent only 8 yuan on vegetables, and in August 22nd this year, our family spent 25 yuan on groceries."

Cao Zhihong said, it is not how much we buy, it is expensive this year.

"August should be the time when vegetable prices were cheap, but I didn't feel cheap this year."

She pointed to the vegetable prices on the books, saying that in August 9th last year, only 3.2 yuan per kilogram of pepper was sold, and this year it rose to 3.4 yuan / kg. Last year, the beans were only 3.6 yuan / kg, and this year it rose to 6 yuan / kg, and the meat price was also. Last year, the pork was only 19.4 yuan / kg, and this year it rose to 20.6 yuan / kg.

Due to the increase in prices of various major agricultural and sideline products, the consumption expenditure of her family in the first 9 months of this year has surpassed that of last year, reaching 4002.5 yuan.

Expert comment

Li Xiaoqun said that according to the statistics of the National Bureau of statistics, the CPI price index reached 3.6% in September this year, which shows that the price level of our country is still high.

For ordinary people, the CPI statistical index accounts for nearly 30% of the food.

So once the price of food is closely related to consumer life, the cost of living will be very obvious.

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Save a lot of money this year.

From the accounts, we can see that in 2009, the most consumed months were February, August and September, which were 7223.6 yuan, 6959.3 yuan and 6773.7 yuan respectively.

"In February, the biggest expense was mainly the annual goods, and there were more human contacts. In 8 and September, it was just the summer and autumn changing season and the tourist season. The two major consumption of clothing and tourism also increased consumption expenditure."

And the consumption of her family is the largest in the third quarter of the year, up to 16634.3 yuan.

Among them, the daily consumption of consumer goods was higher, reaching 2974.5 yuan, accounting for 18% of the total consumption in the three quarter, followed by human costs, accounting for 15%.

Catering consumption accounted for third, a total of 978 yuan, at 5%.

But in the first 9 months of 2010, this consumption situation changed dramatically.

In the first three quarters, consumption was the highest in the first quarter, reaching 13690 yuan, and second in the two quarter, and 12675 yuan in the two quarter. At least 10759 yuan in the three quarter.

"Spending less in the three quarter of this year may be related to less people and less tourism."

Cao Zhihong said.

Expert comment

How did prices go up to make life better? Li Xiaoqun gave reporters four words: increase revenue and reduce expenditure.

For example, if you want to control spending, Cao Zhihong's family account book is a good way to manage money.

From the account book, you can find out the expenses that should not happen, which can provide a reference for future consumption.

Pay more attention to price changes in your life.

For example, a commodity price rises too high, can buy less, or find alternatives.

We must learn to use price information to change our consumption habits.

In addition, family income can be increased through "open source".

Mention "open source" is not part time making money, it can completely achieve the purpose of increasing revenue through bank financing.