Interest Free Loans Are Not Legends.
A policy loan is a loan obtained from an insurance company based on the cash value of a life insurance policy. The amount of a loan can depend on the effective year of the policy, the age of the insured and the amount of death compensation when the bill is issued. Although the recent policy usually allows only the interest rate linked to the money market, the loan interest rate of such a policy holder is often lower than the market interest rate.
Do not think that interest free loans such empty white wolf thing.
Probably
Now, Xiaobian tells you that as long as you use the policy loan, interest free loan is not a dream thing.
It is possible that there will soon be entrepreneurs asking Xiaobian insurance bank to go to which bank to handle. Then Xiaobian will tell you that it is wrong that the policy loan is not applied to the bank, but that your life insurance policy is applied to the insurance company.
Compared with commercial loans, the loan interest rate of policy is low, no financial proof is issued by the entrepreneur, the procedure is simple, and no additional collateral is provided.
policy loan
Although the policy loan is relatively short in the loan time, it will bring some problems.
convenient
But if entrepreneurs cooperate with the credit card skillfully, they will save a large amount of interest money that should have been paid to the bank.
The specific way to convert newspaper insurance loans into interest free loans is to use life insurance in the hands of entrepreneurs.
Insurance policy
Apply for a policy loan to an insurance company and then pay it to the insurance company through credit card pfer.
That is to say, entrepreneurs use the funds of insurance companies to repay insurance companies' loans with credit cards.
This combination of policy loans and credit card investment tax exemption is really a relatively troublesome problem for entrepreneurs. We should consider a lot of problems that will not expire. But when we return to our heads, it is almost unnecessary to pay interest. The cost of brain cells is still worth it. Compared with underground banks and microfinance, the combination of policy loan and credit card interest free period is the most convenient and reliable.
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