Chinese Consumers May Refuse To Pay If They Are Fraudulent.

　 VISA International Organization recently released an e-commerce consumer survey in the Asia Pacific region, showing that the proportion of Chinese consumers cross-border online shopping is the highest among all countries and regions in the Asia Pacific region. Reporters learned yesterday that Chinese consumers had been fraudulent by online shopping abroad, and they could apply to the issuing bank to exercise the right of "refusal to pay".

At present, the international credit card joint purchasing business launched by the offshore outsourcing services are mainly divided into Buying on behalf of And two types of transportation. The former is to choose goods from consumers, and the whole process is to place orders, receive goods and distribute two times by purchasing merchants. However, it is necessary to collect service charges ranging from 5% to 10% of the consumption amount. The generation will be placed on the overseas shopping website by the consumers, and then transported to the designated overseas warehouses of the purchasing merchants, and then shipped to mainland China by purchasing agents.

"Offshore online shopping The procedure is much more complicated than buying things in China, and there are also language barriers. Miss Li, a white collar, said she had been "cautious" about online shopping overseas. Reporters learned that, as VISA and other international credit card organizations provide security protection for online transactions, consumers do not know much about this.

"If consumers make use of VISA card for overseas online payment but fail to get the goods or the other party does not provide services, they can make a protest to the issuing bank within 60 days." A person in charge of VISA said that disputes between consumers and businesses, such as the quality of products, could be submitted for arbitration if all or part of the refund was required.

Around China's increasingly large number of overseas online shopping passengers, there is a quiet battle between global payment agencies, purchasing shops and even logistics companies. Reporters learned yesterday from VISA that since last year VISA jointly launched "one-stop" online shopping OneNow launched online shopping in the United States, this year and global e-commerce company Borderlinx "hand in hand" to start cross-border online shopping service.

At the same time, VISA The rival ten thousand card also launched cooperation with Borderlinx and other environmental outsourcing agents. PayPal, the world's largest third party payment platform, announced the launch of cross-border shopping services in China.

A number of American shopping websites registered by reporters found that most businesses did not support distribution outside North America, and consumers could not use mainland China's credit cards on some overseas websites. And purchasing agents such as OneNow and Borderlinx are looking at this blank. They will make "two distribution" to earn profits for overseas customers.