Zhou Xiaochuan: Commercial Banks Should Change The Practice Of "Share Only"

Zhou Xiaochuan said that the current financial pricing power is not fully used, one of which is that market share is still an important indicator of bankers' hearts.

The practice of "share only" restricts the progress of interest rate liberalization to a large extent.

Zhou Xiaochuan made the above remarks at the annual meeting of "finance and economics" held in Beijing in December 17, 2010, "2011: prediction and strategy".

Zhou Xiaochuan said that commercial banks should be prepared to bear their own losses and be willing to shoulder the responsibility of risk pricing, that is, you judge your risk premium and determine your price.

The so-called "loss" of a commercial bank is not necessarily an economic loss. If your pricing is different from others, it may lose customers and share the loss.

From the international point of view, the main focus of commercial banks on financial market services is gradually shifting from market share and customers to other more comprehensive standards.

China's commercial banks should gradually improve in this respect.

The annual conference of Finance and economics was sponsored by finance and economics magazine and financial network. Since its inception in 2004, it has attracted large numbers of senior political and economic officials, international organization leaders, business leaders and famous economists all over the world to take part in the events and development trends of the world economy, politics, society, science and technology, culture and so on. It analyzes the current events in depth, accurately interprets the trend of the national policy, and actively explores the industrial prospect, and is praised as the most authoritative and forward-looking international ideological exchange event on China's economy.