Money Should Be Spent On The Knife Edge &Nbsp; Year-End Bonus Money For Money.

Now, many people have already got it.

"To spend 20% prize money

If you get a year-end bonus for a hard year, if it doesn't cost too much cruelty, if you spend all the time and spend too much time, the best way is to reward yourself with 20% bonuses, and the rest of the bonus.

But there is a degree of extravagance. It is best to make a list in advance to see which needs to be bought and which are not necessary to buy, so that they can spend their year-end awards on the knife edge. After all, this is also our hard-earned money.

End of the year award 5 thousand to ten thousand

The year-end bonus of this grade is spent on many people who are floating outside. In the past year, you have to pay for your travel expenses, gifts and lucky money.

Make a budget in advance, make a list and choose the most economical one.

For those who do not need to spend much money in the new year, they can make this year-end bonus a small investment.

For example, buying a point fund, or putting money directly in the wage card, making a fixed investment in a fund can not only force savings, but also curb consumption.

End of the year award 10 thousand to 50 thousand

Those who can get 35 million annual awards usually work for 35 years.

This age group of commuters began to consider buying and getting married.

After winning the year-end bonus, you can't spend freely.

Because domestic has entered the interest rate channel, we can consider buying some short-term RMB financial products.

If you have a strong ability to resist risks, you can buy some stock or mixed funds.

Those who are less able to resist risks can buy monetary funds.

If you have some financial experience, you can fire some paper gold. This year's gold may not be as good as last year, but there is still a rising trend. The paper gold has a low entry threshold and is simple and flexible.

"Year-end award of more than 50 thousand

Many people work four or five years later, and catch up with a good company, can get more than 50 thousand year-end bonus.

Many people of this age group have become house slaves and vehicle slaves. Some people may think that the first thing they think of when they get the year-end bonus is repayment.

Because entering the interest rate access, if you are just paying back the loan for a few years, you can consider the early repayment of the loan, and at the same time, we should see if there is a penalty for the advance loan.

If more than half of the loan has been paid or the loan is almost over, there is no need to repay the loan ahead of time.

For those who have children or are going to have children, they can take part of the year-end bonus to buy funds or stocks as the future education fund for their children.

It is also a good choice to take part of the gold bars to protect the value.

If enough money is available, it is also a good choice to choose a valuable house to invest.

Choosing your own financial products will bring you more surprises and gains at the end of the year.