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    The Eight Trilogy Of Becoming A Millionaire

    2011/1/27 17:19:00 92

    Career Investment Market

    Financial management must first have a goal. After having a goal, we should develop the habit of saving, save money first, and then talk about it.

    Investment

    We can learn from other rich millionaires' experiences that we want to become eight millionaires with seven digit value.


    According to the China consumer daily, how much wealth do you want to have in your life?

    target

    Chen Yin, an investment consultant of Nanjing branch of China Commercial Bank, said.

    Once you have a goal, you have financial power.

    Your

    Conduct financial pactions

    What is the goal? A house, a car, or 1 million? 1 million is not much, the tall building is flat, and people often say that the first 1 million to 2 million in life is still hard to survive.

    The first 1 million will be the cornerstone of wealth for the future.


    Young age is in the period of career development. Many people can not afford to pay a lot, but the problem is that they can not control their desires and do not have the habit of saving.

    Chen Yin thinks: "save money first, talk about investment again".


    How can we save it to the first 1 million of our lives?


    The US market is selling a new book called "the eight step to become a millionaire". The author Charles Carlson, through the systematic visit and investigation of the 170 millionaires in the United States, sums up eight steps to become a millionaire with seven figures from their rich experience.


    The first step is to start investing now.

    What do you do if you don't have money to invest? Carlson suggests that investors should force themselves to invest their income in 10-25% immediately. If there is no time to invest, how can they reduce the time of watching TV?


    The second step is to set goals.

    The goal is to prepare college tuition, buy a new house for children, or save enough for retirement before the age of 50.

    In short, any goal can be achieved, but we must set a goal and do it with all our might.


    The third step is to spend money on stocks or equity funds.

    Americans believe that buying stocks can become rich, and buying government bonds can only save wealth.

    The millionaire's common experience is: don't believe in gold, rare collections and other things, and put your heart on stocks. This is the beginning of wealth creation.

    From a long-term trend, the average annual return on stocks is 11%, while government bonds are slightly higher than 5%.


    The fourth step is not to be blind.

    Millionaires are not rich because they invest in high-risk stocks. They invest in ordinary blue chip stocks.


    The fifth step is to invest monthly, and investment must become a habit and become a "homework" every month.

    No matter how much the amount of investment is, the monthly fixed investment is enough to make your wealth exceed 2/3 of the people in the United States, because they usually only think about consumption, and only think of investment when they are old.


    The sixth step is to buy stocks and hold them for a long time.

    According to the survey, 3/4 of millionaires should buy stocks for at least five years.

    Stocks often buy and sell, not only risk, but also have to pay the paction fee, brokerage commission and so on.

    The more you trade, the less you will become rich.


    The seventh step is to regard the Inland Revenue Department as an investment partner.

    It is not advisable to hate the idea of the Inland Revenue Department. Only by taking it as your investment partner and paying attention to the new tax regulations at any time, being good at using the tax exemption regulations to make proper investment and financing, and making the Inland Revenue Department an assistant to your wealth, is the positive approach.


    The eighth step is to limit financial risks.

    Most of the millionaires come in, buy ready made suits, drive ordinary Ford cars, and shop at parity stores. They usually do not like to change jobs frequently, do not have a lot of children, do not move, and live without much accidents - stability is their common feature.


    Young, you now set a financial goal, with the goal of your own mind, when faced with the need to adhere to the source of expenditure, it will become much easier.

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