Financial Management Should Stick To The Three Principles

2011/4/6 13:39:00 37

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Financial Year Pension For Silver Haired People

senior citizens

After retirement, there is a need for a long-term and stable income channel to secure a sense of security.

Retirement wages, pension annuity and long-term rental income of real estate will bring protection to the silver haired people.

And do medical insurance, accident insurance and

Cash reserve

Only in this way can we prevent unexpected accidents in our life and deal with them calmly.

Silver haired people are more vulnerable to accidental injuries and diseases than young people. They may encounter money needs at any time.

Therefore, the silver haired people should put money on cash management tools that are easy to cash in. They need to be paid at any time when they are in use. Cash savings or highly mobile products are more suitable for them.

If the children plan for their parents' pensions open source, they can also put their principal in a sound basket as much as possible.

The aggressive high risk and high yield channels such as the stock market are more suitable for "younger brothers" and are not suitable for the silver haired people, because once the principal is substantially reduced, they will seriously affect the pension life and physical and mental health of the seniors.

In addition, in view of the fact that there has been a precedent for decades of "deposit slip policy" and cash realisation in the elderly, and the old people's "ear roots are relatively soft", they are not very familiar with some fresh things.

Financial management mode

And whether it is easy to maintain capital and cash realisation.