Home >

Tao Zhu Street Textile Enterprises Get 100 Million Yuan Loan

2011/5/5 13:25:00 71

??? 日本語 Fran?ais English 中文

In April 26th, the signing ceremony of small and medium textile enterprises led by Tao Zhu Street office and Pudong Development Bank's cooperation between banks and enterprises was held. 5 small and medium-sized textile enterprises secured the loan from the Pudong Development Bank Zhuji branch of Zhejiang Pudong Development Bank, without any collateral, with the guarantee of Company Limited by guarantee investment in Huadu, the industry's leading enterprise.

"The streets are tied up.

Spin

Leading enterprises guarantee that we can easily get loans from these small businesses, and solve the urgent need! "Liu Guocheng, general manager of the textile company limited, which has just received 5 million yuan loan, is very pleased that with the capital, the new projects of the new 200 water jet looms are beginning to take shape.

In the streets of Tao Zhu, light textile enterprises are concentrated, and many small and medium-sized enterprises run by grass-roots businesses have been rooted in this area for many years.

In order to solve this problem, in early March, Tao Zhu Street office organized the demand of small and medium-sized enterprises in the area of manpower to arrange funds, and would be linked up with banks in the case of new projects encountered financing difficulties, so as to win bank credit support.

Liu Guocheng's mouth

Small and medium-sized enterprises

Easy loan is aimed at financing difficulties of many textile small and medium enterprises in the area. Tao Zhu's subdistrict offices and banks are tied up. The Guarantee Corporation, a leading enterprise in China, has set up a Guarantee Corporation to provide loan guarantees for small and medium sized textile enterprises in the streets of Tao Zhu. This is the "four way linkage" mechanism of small and medium enterprises financing which has been tried by the government + financial institutions + Guarantee Corporation + small and medium-sized enterprises since the beginning of 2009, so that Pudong Development Bank's 99 million yuan loan goes directly to 33 small and medium-sized textile enterprises in the streets of Tao Zhu.

Zhejiang Shan TA Textile Co., Ltd. 2 million yuan, Wei Shi Da Textile Co., Ltd. 1 million yuan, Heng Hui Textile Co., Ltd. 1 million yuan......

In the credit catalogue, there are less than 1 million yuan, and more than 5 million yuan loans are sent to those textile enterprises that are still not known today, mostly for small and medium-sized enterprises to upgrade or new projects.

The company is one of them. Zhang Qihang, chairman of the company, said that the 5 million yuan loan will be used in the 25 mu factory building to expand the market of new high-grade looms, and the output value will be doubled.

According to Zhejiang Huadu textile

printing and dyeing

Liu Guorong, chairman of the limited company, said that the industry is strong and the enterprises are strong. The development of enterprises can not be separated from the support of the same industry. So far, the Guarantee Corporation has already provided guarantees for many textile small and medium-sized enterprises of Tao Zhu. Only the Shanghai Pudong Development Bank has issued loans of 99 million yuan, and the number of small and medium enterprises has reached 33, accounting for 70% of the total members of the Tao Zhu Street Textile Association.

"For a long time, the scale of small and medium-sized textile enterprises is generally not large, and most of them are developed by family workshops, unable to provide enough collateral to banks, the financial system of enterprises is relatively not sound, and the information asymmetry between banks and enterprises has led to the difficulties of loans for SMEs.

Tao Zhu Street Based on the industrial characteristics of innovative enterprises to guarantee the "Four Party linkage" mode, to solve the contradiction between banks and enterprises.

Qian Baosen, governor of Zhuji branch of Pudong Development Bank, said that the "Four Party linkage" mechanism was recommended by Guarantee Corporation to small and medium enterprises, which simplified the link of credit investigation.

Successful practice has won more support from banks. At the signing site, Pudong Development Bank and Huadu guarantee signed a financing cooperation agreement, promising to increase the total credit amount of 50 million yuan.

"The main role of the government is to play a role in bridging the bridge. Next, we will talk to other banks and win more banks to support small and medium-sized textile enterprises."

Jiang Hongwei, director of Tao Zhu Street office, believes that the textile industry as a major industry of the "6+2" modern industrial system, and innovative channels to solve the financing difficulties of SMEs will win more room for industrial development.