Affordable Housing, Fair Distribution, More "Protection" (People'S Livelihood)

"12th Five-Year"

A total of 36 million units will be built during the period.

When people focus on the scale and progress of the construction of affordable housing, the news about unfair distribution of affordable housing continues to spread, which has aroused great concern from all walks of life.

Fair distribution is the lifeblood of housing. If we can not keep this lifeline, building affordable housing will be meaningless.

If the affordable housing can not be allocated to those who need it most, the greater the amount of construction, the greater the waste will further aggravate social injustice.

In the beginning of large-scale construction, how to keep it

"How to protect the in-service cadres"?

The distribution of chaos is endless and seriously damaged.

Unfair distribution has always been an old problem faced by affordable housing, from the initial "luxury car application for affordable housing" to the "six links" in recent years.

With the growing scale of affordable housing, unfair distribution has emerged in a variety of ways, and has become increasingly fierce.

On June 27th, the twenty-first session of the Standing Committee of the National People's Congress examined the 2010 annual audit report.

Among them, the work report reflects the 8 provinces and municipalities in 16 cities, government investment in affordable housing.

These cities started construction of 81 thousand and 100 public rental housing units in 2010, and rent out 29 thousand and 700 units. 4407 sets of low rent housing were sold illegally or for other purposes. 4247 sets of low rent housing were allocated to families that did not meet the requirements.

Although the Audit Office responded later, the low rent housing that accounted for the distribution problem accounted for only about 3%, not the "half of the low rent housing distribution unfair" interpreted by the media.

But it is certain that what the audit report reveals is just the tip of the iceberg for ensuring housing allocation.

Before the announcement of the Audit Commission, there have been many "scandals" in the allocation of affordable housing this year.

In Shanyang County of Shaanxi Province, there are as many as more than 100 people in the list of more than 900 applicants for affordable housing applications, including "township head, mayor, law enforcement captain and director".

In Zhejiang Cangnan County, 850 sets of price limiting housing have become the "affordable housing" of some leading cadres in local counties and townships.

Even more absurd is that Cangnan County specially issued regulations: the sales target of limited price housing is mainly the cadres and workers of Cangnan county Party and government organs and other full funding institutions.

In addition, some large enterprises and large units have used their own privileges to build affordable housing, and the events that have been directed to supply employees have repeatedly appeared.

In the past few years, small scale, drilling policies or loopholes in the system have made the allocation of affordable housing to those who do not meet the requirements. This year, the illegal distribution events exposed gradually have become public and even policy support.

The target of illegal distribution is increasingly tilted to the power departments and units such as the government and big enterprises.

The type of affordable housing allocated illegally has also been extended to the low rent housing, public rental housing and other rental housing resources from the economically affordable housing and limited price housing, which can be profitable through listing pactions.

More corrupt distributive injustices still exist.

According to the reporter, in some small cities and counties where the audit system is not strictly implemented and the supervision is not in place, even the eligible families should apply for a set of low rent housing.

Most of the low rent housing applicants are low-income families, and many of them are left out of doors because they can not afford to pay gifts.

The amount of gift giving is enough to cover the rent for many years.

Privileged, resource rich, wealthy units and individuals can get affordable housing and profit from it.

Many families that really need low-income housing and housing difficulties are guaranteed only at the institutional level, but in fact they are queuing up for the long term.

This phenomenon is worrying.

The unfair distribution of affordable housing also raises questions about the housing system itself.

Some experts point out that the most serious impact of a large number of people who are entitled to the right to get rich is to give some people a path that they can not get by themselves. They do not have to work hard to solve the housing problem, but only try to get the qualification of affordable housing.

For the government, a large number of building affordable housing is not allocated to those who need it most. Therefore, the financial and material resources invested by the government, as well as the debt risk due to the construction of affordable housing, have lost their value.

Over time, the policy of affordable housing will lose its significance in some places.

What is more worrying is the future.

By the end of 12th Five-Year, affordable housing will account for about 20% of the total housing in the whole society. With the completion of these houses and entering the distribution link, the violation may also increase dramatically.

The hope of many difficult families may be lost. This will aggravate social injustice and seriously damage the credibility and image of the government.

"It is not the poorest family that can afford some of the property rights".

- "common property rights" may aggravate unfair distribution and must be standardized before exploration.

At the level of system design, how to classify different types of affordable housing fundamentally determines whether there will be unfair in the actual allocation process of affordable housing.

If the system design is scientific and reasonable, it can avoid injustice to the maximum extent. If the design is unreasonable, as long as there is room for rent seeking, it will inevitably be unfair in the actual operation.

Among them, the most special and the most controversial is the "common property".

With the surge in the number of affordable housing construction, the financial pressure faced by various places is unprecedented.

In order to raise funds and speed up the construction, some places have begun to try out the mode of "half rent or half sale" or "first rent after sale", that is, families that meet the guarantee conditions can pay part of the property rights by installments while paying rent, and share the property rights of the affordable housing jointly with the government.

After some time, the family can buy part of the property rights in the hands of the government and have full property rights.

In this way, the government can recover construction funds as soon as possible.

The first exploration started from low rent housing.

Some places have explored the implementation of the common property allocation mode of low rent housing for two or three years.

Some enterprises and local governments are also suggesting that public rental housing should have common property rights to attract private capital to enter.

According to the practice results announced in some places, the common property right mode not only alleviates the pressure of government's construction funds, but also enables low-income families to get "constant production" and is welcomed by ordinary people.

But the controversy has not been broken.

Experts and some local housing security officials pointed out that most of the rental protected housing should be controlled by the government, otherwise, they will be able to live in the future.

What is more important is that once we can buy all the property rights at a low price, it means that we can get a high interest rate through the listing paction in the future. The huge rent-seeking space will bring huge corruption and the unfair distribution of housing will be more serious.

"The simplest reason is that families who can buy part of property rights still have some ability to pay.

Under the current policy, low rent housing should give priority to the supply of low income families with poor payment ability, such as loneliness, old age, illness and disability. Under this condition, they can not afford to buy part of their property rights.

A local housing administration director told reporters, "so, who should give priority to this kind of affordable housing?

Is it the most difficult family, or is it the family that can afford some of the property rights?

This in itself can lead to corruption and injustice.

Despite the fact that there is not a qualified "quasi birth certificate", the departments in charge of housing and urban rural development have repeatedly expressed support for the exploration of "common property" in some areas in recent years, raising funds for the construction of affordable housing through various channels.

At present, speeding up construction is still the first task of ensuring housing development.

Under the condition that construction funds are stretched to the limit, the attempt to jointly have property rights will continue.

The most urgent task is to reduce rent seeking space and avoid common property rights deterioration through institutional design.

Therefore, the existing "low-cost housing management measures" and the development of public rental housing management measures should be clearly defined.

The responsible person of the Ministry of housing and urban rural development also said that common property rights can only be used as a channel to raise funds and should not become a tool for local governments to shirk their responsibility for protection. The scope of implementation of the common property rights policy must be clearly defined.

If the finance is really difficult, we can take this form to raise funds.

At the same time, funds raised through common property rights should be used exclusively for housing construction, maintenance and management, and not for other purposes.

"The purchase of common property housing should be further standardized."

The official pointed out that the object of purchase should be strictly limited to the target of protection in line with the local government's requirements, and give priority to ensuring the rental needs of the families in need.

We must not guarantee the purchase of objects or give priority to families who buy "families" because of the implementation of common property management.

"Uncle and aunt are in charge of supervision. How can we stop loopholes?"

If the rulers themselves behave unreasonably, supervision by the masses is just like hitting the rocks with eggs.

Since the beginning of building affordable housing, unfair distribution has been a chronic disease.

In the past, the reasons for unfair distribution were mainly due to imperfect audit system, imperfect management institutions and inadequate personnel.

With the increasing emphasis on housing security in the country, a relatively strict auditing system has been established.

In terms of institutions, special housing security departments have been set up everywhere, and the relevant personnel and facilities have also been greatly strengthened.

With the information networking between departments, sharing is becoming more and more perfect.

From all localities, it is generally accepted that the "three levels of community, District, city" audit and three level publicity system have been established.

Generally speaking, the minimum time from application to approval is two months.

In the process of audit, it often blocks a group of families who do not meet the requirements.

Outside the system and institutions, it is considered to be a more effective way to plug loopholes in actual operation and introduce social supervision.

Take Jiangsu Province as an example, at present, Jiangsu has standardized the whole process of the allocation and operation of housing security and the management of all links, improved and applied the housing security information management system, and standardized and implemented the system of housing security application, auditing, publicity, waiting protection and distribution management, so as to ensure the "three openness" of housing supply, distribution process and distribution results.

According to Wang Rusan, deputy inspector of the Department of housing and urban rural development of Jiangsu Province, "when we examine and protect the objects, we also asked the big towns, streets and communities to check the situation. They are most familiar with the situation of the surrounding households. They say that their income is low and housing difficulties are more than half wrong."

However, under the circumstances that the system seems to be seamless, the institutions are sound, even the grandparents are going to battle, the problem of unfair distribution of affordable housing is still being staged. What is the problem?

"The most important problem is the low cost of breaking the law."

Zhu Zhongyi, vice president of the real estate association of China, said that the current provisions of the affordable housing management, for illegal distribution and violation of the protection of the housing punishment is only a refund or within a few years no longer enjoy the distribution of qualifications, the lack of more severe punishment measures, which gave the violators the chance to take risks.

On the other hand, once the unfair distribution has become the official act of local governments, the rulers not only can not restrict them, but also the supervision of the masses.

The most urgent task is to impose a heavy penalty on the government, enterprises or individuals in the form of illegal distribution and secure housing in order to deter the violators.

At the same time, we must expand the supervision channel, place the affordable housing allocation under the supervision of the masses and the central government, and supervise the misconduct of the local government by setting up a special complaint channel.

After years of preparation, China's first "housing security law" has entered the final stage of the legislative process, and will soon be formally promulgated.

According to the experts who participated in the drafting, it is an important part of the housing security law to increase the cost of illegal purchase of affordable housing and ensure fair and reasonable distribution.

The openness, fairness and impartiality of distribution management is one of the key points for the Department in charge of housing supervision every time.

In September of this year, the Ministry of housing and urban rural development will supervise and inspect the implementation of the policy of indemnificatory housing construction with the Ministry of supervision.

Among them, the protection of housing access audit, distribution, use and supervision is one of the six key points of supervision.

For the problems arising from the inspection, the relevant departments will interview the head of the local government until they are accountable.

How much is the affordable housing (extended reading)?

What is the affordable housing?

Indemnificatory housing refers to the housing provided by the government to the low-income families with limited housing supply, construction standard, selling price or rent standard, and has social security nature.

At present, the types of affordable housing developed by our country mainly include urban low rent housing, public rental housing, affordable housing, limited price commercial housing, including urban shantytowns, housing and some housing areas, reclamation areas, and shanty towns of state-owned industrial and mining areas.

In addition, the settlement works of the nomads and the pformation of dangerous houses in rural areas are also included in the scope of affordable housing projects.

How much housing is guaranteed?

In 2007, the national housing work conference held that it is necessary to build affordable housing on a large scale, solve the basic housing problem of low-income families in urban areas, and open a prelude to the construction of large-scale affordable housing.

In early 2009, in response to the impact of the international financial crisis, affordable housing projects ranked first in the national 4 trillion yuan investment plan, and the scale of construction increased further.

In 2011, China will start construction of 10 million sets of all kinds of safeguards, and 36 million sets will be set up during the whole "12th Five-Year" period.

At that time, the supply of guaranteed housing will account for 20% of the total housing supply.

According to the new census data, there are 666 million permanent residents in China's cities, some 2.22 billion families, and 36 million additional affordable housing in the next 5 years, accounting for 16% of the total number of urban households.

Where do we protect housing prices?

It is estimated that 10 million sets of affordable housing will be started this year, with a total investment of about 1 trillion and 400 billion yuan.

This year, the central government allocated a total of 103 billion yuan for the construction of affordable housing projects, an increase of 34.7% over the same period last year.

According to the requirements, the provincial finance should provide matching funds according to the ratio of not less than 1: 1.

Local finance is still the main source of construction funds.

The state has adopted measures such as allowing local bonds to be issued, encouraging social security and insurance funds to enter, and so on to solve the funding problems of affordable housing.

Local governments can help enterprises and residents to make direct and indirect financing by supporting bond issuance and secured loans, or by injecting financial resources or inputting land into funds to support the construction and operation of affordable housing projects.