Small And Micro Enterprises "Big Trees" To Find A Way Out
Since last year, the central bank has increased its financial institutions for the 8 time.
deposit
The reserve rate makes banks exclaim "bad money".
Small and micro enterprises, because of the difficulty in financing loans, the tight capital chain, and more and more "unable to play", how to survive in the face of "winter".
Since summer, though the weather is getting hotter and hotter, the small and micro enterprises in the Yangtze River Delta and the Pearl River Delta have been feeling the "winter" feeling, which has been tightened up by the tight money, the cost is increasing and the labor force is lacking.
Tight money makes money shortage.
According to the report, this year, the small and medium-sized enterprises in the Yangtze River Delta region generally had a "money shortage", and even a large number of enterprises were in stoppage or semi shutdown.
Even in Wenzhou, which is famous for its small commodities, there has been a phenomenon that small and medium-sized enterprises have failed to get together because of the lack of loans.
According to the monitoring of Wenzhou economic and Trade Commission, in the first quarter of this year, the sales value of 35 export oriented enterprises such as eyeglasses, lighters, pens, locks and so on decreased by 7% compared with the same period last year.
profit
Year-on-year decline of about 30%.
At the same time, the order amount of these enterprises is decreasing.
These enterprises accounted for more than 1/4 of the losses, and only 30% of the enterprises maintained a profit growth.
The average profit rate of the industry is 3.1%, and the profit margins exceed 5% of the enterprises are less than 10.
In this regard, the industry said that for a long time, SMEs are accustomed to survival and development under the loose monetary policy, so every time macroeconomic regulation and control is accompanied by monetary tightening, some enterprises suddenly die overnight.
"Capital management is the weakest link for small and medium-sized enterprises.
Once the credit crunch, their financing problems will be exposed.
Li Jungai, President of the Shishi Association of private enterprises, said in an interview with reporters that under the circumstances that the central bank's monetary tightening policy has not changed, many enterprises are trying to solve the urgent need. They are forced to go on the way of private lending or usury.
But after the loan, the high repayment interest can make the enterprise unable to bear heavy burden, it is easy to cause the capital chain to break.
Sail with the wind to retain strength
Li Jun said that small and medium-sized enterprises, especially micro enterprises, must go to the alliance. They used to say that ships are small and good. But now the competition in the market economy is becoming more and more intense. Under such circumstances, a storm overturned the boat.
Only embrace the group, go to the joint, increase the ability to resist risks.
In fact, before Li Jun's remarks, there were many "bad money".
miniature
The boss of the enterprise began to test the water, and to solve the urgent problem.
Xiong Xiaobao is a typical example.
He is a boss who specializes in trousers trousers processing enterprises. He told reporters that because of the high cost and the high cost, factory funds could not turn around or even pay wages. In order not to let the hard work of labor for more than ten years come to nothing, he went to a strong family business negotiation and made a subsidiary.
Xiong Xiaobao calculated the accounts to reporters: in the current market situation and the actual income and expenditure of enterprises, the minimum loss for a year is about 400000 yuan.
After he becomes a subsidiary, he is responsible for the wages of the above staff. The other costs are all held by the parent company. In the past year, he can earn nearly $about 200000 in net income by making a profit of 2 yuan for a pair of trousers.
"When others' subsidiaries are unwilling to give up their feelings, they will at least earn their own profits, and they will also keep their capitals!"
Xiong Xiaobao said this is called sailing by wind.
Transformation and upgrading
According to the survey, the "winter" of many small and medium-sized manufacturing enterprises in the Yangtze River Delta and the Pearl River Delta has arrived unexpectedly.
footwear
The factory is in a semi stop state, and a few enterprises are closing down.
It is reported that a garment factory in Guangzhou has five hundred or six hundred workers, specializing in the brand of children's jeans, which had been shipped up to 220 thousand to 250 thousand per month, but the order reduced from March to more than half.
However, some enterprises do not worry about orders, but they dare not take orders simply because they can not recruit workers.
Yan boss, who owns a garment processing plant in Ling Xiu Industrial Park, said: "at present, only 68 of the equipment in the factory has been activated by half."
The reason for this is not the absence of orders, but the failure to recruit workers.
In order to get rid of the difficulties of excessive profit and rising costs, small and medium-sized enterprises, especially microenterprises, must improve their product quality through technological innovation, management innovation and marketing innovation, so as to improve their productivity and enterprises' sustained vitality and development ability.
In order to reduce costs and burdens, Mr. Xu, who has been making foreign trade and processing, has simply put the factory out and devoted himself to clothing research and development.
After the pformation of the enterprise, the company put on a light load, with little pressure and full of vigour, allowing Mr. Xu to have the spirit to negotiate and walk the market every day.
No, now Mr. Xu is smiling every day, and there is no sigh or sighing for some time.
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