Many Banks Said That The Illegal Fees Were Due To Different Understanding Of &Nbsp, And The Cost Of Self Checking And Returning.
The national development and Reform Commission recently announced a number of
Finance
The institution illegally collected the facts about the loss of personal account password in July.
On the 3 day, the CBRC asked all regulatory departments at all levels to thoroughly investigate the violation of bank service charges. On the same day, a number of banks involved in the violation said that the violation was different from the understanding of the relationship between password reset and password loss, and indicated that the overcharging fee should be returned as soon as possible.
In March 9th this year, the Banking Regulatory Commission, the people's Bank of China and the national development and Reform Commission issued the notice on the cancellation of some service charges by banking financial institutions, requiring banking financial institutions to cancel 11 categories of 34 service charges from July 1st this year, including password modification fees and password reset fees.
ICBC officials said earlier that
Bank
There are three items for handling charges involving personal account password on the counter, including password modification fee, password reset fee and password loss fee.
Due to the misunderstanding at that time, the bank charged the cost of password loss according to the original charging standard.
ABC, China Construction Bank and Bank of China also said that there was a different understanding of whether the loss of password charges was a matter of exemption from service charges. Until July 5th, the relevant departments explicitly demanded that the password be lost, and the fee for password loss was removed from July 6th.
The China Banking Association issued an urgent notice 3 days, requiring member banks to carry out special self-examination to ensure that their subordinate branches do not violate the rules, and announce the implementation of the notices in the portal website and accept social supervision.
For illegal fees, the member banks should use the business system to return them in batches or open up green passageways at the outlets of the outlets.
At the same time, the member banks should also do well in customer notification, apology and complaint handling.
According to ICBC's own inspection, the two branches of Jilin and Inner Mongolia of the bank handled 1740 passwords from the counters in July 1st to 5, and received 17400 yuan for the loss of password.
ICBC has asked all branches to return the password fee lost in from July 1st to 5th to the parties concerned.
CCB, ABC and BOC spokesman also said that they were charging accounts for loss of cipher in from July 1st to 5th, and organizing a good refund.
Bank of China said that service charges will also be introduced in the near future.
Self-examination
Self correcting work requires all branches to strengthen policy propaganda and training for front-line operators, conscientiously rectify the problems identified, and ensure that the regulatory requirements are fully implemented.
The NDRC said earlier that the head office of CITIC Bank, the head office of Xingye Bank and the head office of the China postal savings bank had postponed the cancellation of the time charge for the loss of the password of the RMB personal account.
In response, the postal savings bank of China explained that due to the complexity of the business operation of the variable passwords, the bank has been upgrading and upgrading the related computer system applications from July 7th to 8, resulting in the delay in canceling the charge for password loss until July 9th.
Societe Generale Bank said that due to the lack of timely pmission of policies by individual agencies, some individual counters still continue to receive the charges for password loss in the course of handling specific business, which is a great apology for the inconvenience caused by customers and the extra cost of password loss.
The three banks handled have been instructed by relevant organizations to seriously investigate themselves, and will actively refund the fees charged by their clients and do a good job in customer interpretation. They also indicate that in the future, the fees charged for public interest will be fully fulfilled in accordance with the requirements of relevant laws and regulations.
- Related reading
Around August 10Th Is Expected To Be An Important Window For Raising Interest Rates.
|Kill The Goose That Lays The Golden Eggs? &Nbsp; Clothing E-Commerce "Tax Clothes"
|- Innovation and invention | Successful Development Of Chinese Merino Superfine Wool Woolen Fabrics
- Daily headlines | Shandong Yantai Garment Exports Reached A Record High In 1-5 Months
- Professional market | Burberry1.08 Billion To Take Over 50 Stores In Walter
- Recommended topics | Melody Chiang Wore A White Dress And High Heel Shoes To Slimming &Nbsp.
- Office attire | Wang Shengmin Talks About Office Attire
- Market trend | ERQ Enters The B2C Field By M2C Mode 2
- Daily headlines | "Made In China" Is Advancing All The Way.
- Market trend | ERQ Enters The B2C Field By M2C Mode 1
- Recommended topics | Deduce Andersen Calls With Fur
- Daily headlines | Consumption Golden Age: Money To Buy = Wait For Depreciation?
- 誰是Umit Benan Sahin?Trussardi品牌宣布換帥
- Outdoor Sports Brand: 2012 Outdoor Products Show Three Trends
- The Academy Of Social Sciences Said That The Urban Poor Population Was 50 Million &Nbsp, And The Data Were Too Conservative.
- Shanghai High End Brand Underwear Exhibition Press Conference And Summer Summer Fashion Party
- Li Bingbing Climbed The US Version Of "Instyle" &Nbsp, And Was Called "Superstar".
- Housing Prices Close To Supporting Limits: The Market Continues To Cool Down &Nbsp; The Current Turning Point Looms.
- Fashion Luxury Combines Classic Taste &Nbsp; Cast Giuliano&Nbsp; Fujiwara&Nbsp; Desert&Nbsp; Boots
- “品牌洗澡變身”已成時尚?
- Semir Ranks First &Nbsp; Zhejiang Clothing Competitiveness Brand Ranking
- 中國國際家紡展組委會調(diào)研家紡市場