The Injury Degree Of Footwear And Cap Is Classified As A Medium Risk Industry.
along with Employment injury insurance The increase in treatment has resulted in a 8 year injury insurance premium. policy There will be some adjustment. Reporters learned from the Ningbo Bureau of human resources and social security yesterday that the average premium rate for employers to pay industrial injury insurance will rise from 0.48% to 1%.
In addition, the insurance premium rate for industrial injury will not remain the same as before. The payment rates of employers in the two or three industries will be based on the cost of work injury insurance expenses and the incidence of work-related injuries. Occupational Diseases The occurrence and safety production management fluctuate year by year.
Policy:
The benchmark rate of work injury insurance has been adjusted.
The level of Ningbo's urban co-ordination area (municipal and municipal districts excluding Hangzhou Bay New District) is 0.6%. The benchmark rate of one industry is 1.4%; the benchmark rate of two industries is 1.4%; the benchmark rate of three industries is 2.1%; the benchmark rate of public institutions (excluding institutions or social organizations managed according to the civil service system) is 0.3%; the benchmark rate of occupational disease high-risk enterprises (two or three categories of industries that have occurred occupational cases) is 3% of the employer's work-related injury insurance premium base.
The employer pays the insurance premium for the work injury, which is paid as the base of payment according to the average monthly salary of the employee in the previous year. The highest does not exceed 300% of the average monthly wage of the workers in Ningbo in the previous year, and the minimum is not less than 60%.
Interpretation:
To ensure the implementation of insurance benefits for work-related injury workers
With this adjustment, the average premium rate for employers to pay industrial injury insurance will rise from 0.48% to less than 1%.
How much impact does this have on the enterprise? The financial department of several enterprises interviewed by reporters said "pressure mountain". Ms. Shao, manager of the Finance Department of a textile enterprise in Jiangbei, wrote accounts to reporters. The textile enterprises are two kinds of industries. Today the rate is 0.8%, and their enterprises are not large, only more than 300 people in total. The base of each payment is less than 2000 yuan, and the annual payment is nearly 50 thousand. However, if the adjusted 1.4% is calculated, the amount of expenditure per year will increase by thirty thousand or forty thousand. In Ningbo enterprises, the two industries should be the majority. For many enterprises with thousands of employees, they will increase their expenditure by at least 100 thousand to 200 thousand annually. For this reason, the relevant staff of the Municipal Bureau of social welfare explained that the number of workers participating in industrial injury insurance in our city was 2 million 534 thousand, which was more than 5 times higher than the initial implementation of the industrial injury insurance system. Over the years, in view of the increase in medical expenses, the increase in the expenditure items of industrial injury insurance funds, the improvement of the standard of work-related injury insurance benefits, and the implementation of the "reduction" and "slow" policy of social insurance in the past few years, the municipal government has implemented the "reduction" and "slow" policy of social insurance. The industrial injury insurance rate policy in our city is adjusted and perfected to ensure the implementation of work-related injury insurance benefits for work-related injuries.
Policy:
The rate will be related to the incidence of occupational diseases and work-related injuries.
Unlike the previous fixed rate of payment, the premium rates of the two or three types of industries are linked to the cost of work injury insurance expenses, the incidence of work-related injuries, the occurrence of occupational diseases and the safety production management of the employers. The floating fee rate will be implemented from May 1st to next year.
The new policy added a floating reference standard for the incidence rate of industrial injuries. The rate of industrial injury is greater than or equal to 6%. The calculation of the incidence rate of industrial injury does not include injury accidents caused by non direct production safety.
In addition, the new policy has introduced a reward and punishment incentive mechanism based on the safety and integrity rating standard of employers. Ningbo safety integrity enterprise "A-class" and "B class" employing units, and the incidence of work-related injuries is less than 1%, and the ratio of work-related injury insurance to less than 80% is set up as a condition for the premium to float downward. The "D" designation is set up as a condition for the premium to float up. The credit rating of Ningbo's safety production is "A-class" or "B class", of which the credit rating is "A-class", and it will float to the lowest rate in the industry. The credit rating is "B class", and the underlying rate is lower.
The scope of high-risk industries will also be redefined. In the two or three industry, the employer will take the occupational disease as the basis and take the occupational disease risk enterprise as an occupational disease risk enterprise. The next year, the occupational disease risk enterprise rate will be implemented and floating. Two years later, after the rectification meets the requirements, the benchmark rate of the industry can be resumed and fluctuated.
Interpretation:
It helps to curb occupational injuries and occupational diseases.
Related staff explained that the ultimate goal of industrial injury insurance is to promote enterprise safety in production, reduce risks and protect workers' interests. Both rewards and punishments have increased the adjustment function, and the new rate policy has implemented the rate floating method linked to the employer's work injury insurance premium, the incidence of occupational injuries and the degree of occupational disease hazards, which also has an incentive and restrictive role in strengthening the awareness of safety in production and work injury prevention, and preventing the occurrence of occupational injuries and occupational diseases.
Related links
According to the degree of industrial injury risk in different industries, referring to the classification of national economy (GB/T 4754 - 2002), the industry is divided into three categories: one is the risk less industry, such as the banking industry, the residents' service industry, the catering industry, the wholesale industry, the social welfare industry, the press and publishing industry, the urban public transport industry and so on.
The two category is the medium risk industries, such as the real estate industry, textile and clothing, shoes and hat manufacturing, railway transportation, road transportation, loading and unloading and other transportation services.
The three category is more risky industries, such as petroleum processing, coking and nuclear fuel processing, chemical raw materials and chemical products manufacturing, ferrous metal smelting and calendering processing, non-ferrous metal smelting and calendering processing, oil and natural gas extraction, ferrous metal mining, non-ferrous metal mining, non-metallic mining and mining, coal mining and washing, and other mining industries.
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