Industry Profits Are Not Good, Zhejiang Clothing And Private Enterprises Are Keen On Microfinance Companies.

At present, pformation has become a hot topic in the whole industry.

Recently, Jiaxin silk (002404, stock bar) (002404, SZ) announced that as the main sponsor launched the Jiaxin small loan Limited by Share Ltd.

This announcement attracted the eyes of many investors. In April 9th, the stock enjoyed "limit" treatment.

Reporters found that in Zhejiang there are some well-known clothing enterprises to set up small loan companies to enter the "financial industry".

Morima Okuyasu has small loan companies.

In April 7th, Zhejiang Jiaxin silk announced that it would jointly organize 5 Jiaxing local garment enterprises and 5 natural persons to set up Jiaxin small.

Coincidentally, as early as January 6, 2009, Semir clothing (002563, stock bar) (002563, SZ) joined hands with 15 local enterprises in Wenzhou and 3 natural persons to establish Hang Lung small loan company with a registered capital of 200 million yuan.

Among them, Semir group holds 20% stake to become the largest shareholder.

In addition, the AOKANG shoe industry, the first shoe of men's shoes, was founded in October 18th last year to set up Ruifeng microfinance limited and holds 19% of the company's shares as its largest shareholder.

It is understood that the registered capital of Ruifeng is 100 million yuan, which is fully paid by AOKANG and the remaining 9 investors.

In view of the development of China's clothing industry (000902, stock bar), Zhu Qinghua, a researcher at CIC light industry, told the daily economic news reporter that under the global economic slowdown,

According to the China Textile Industry Federation data, excluding the price factors, the total export volume of textile and clothing increased by only 0.5% in 2011 compared with the same period last year, of which the total export volume of clothing decreased by 0.2% compared with the same period last year, and the profit growth of the industry continued to slow down.

Take Jiaxin silk as an example, its annual report in 2011 shows that business income in 2011 increased by only 1.42% compared with 2010, and its operating profit increased from about 110 million to about 120 million, an increase of 12.81% and a 16.05% increase in total profit.

With the tide of Wenzhou financial reform, Jiaxin silk is facing insufficient growth in its main business. The company tries to explore new profit growth points by diversifying its investment path.

Zhu Qinghua also said that the risk of establishing small loan business is generally controllable, and thus the risk is relatively small. But this does not mean that it is the future development trend of the service enterprises. It can only be said that this is a choice path of enterprise diversification.

Diversified investment trend is obvious.

Zheng Chenai, President of Zhejiang clothing trade association, said in an interview with reporters that he supported garment enterprises to get involved in the financial industry and looked forward to benefiting from the financial pilot reform.

Other industries, such as real estate, energy and so on, which are invested in the financial sector, will be subject to policy restrictions.

Today, as a pilot area of financial reform, Wenzhou is expected to have more enterprises, not just clothing enterprises, but also will be involved in the financial field. "Everyone is watching, waiting, Wenzhou people are smart and flexible, and the trend is coming, but the current situation is not clear."

Zheng Chenai believes that clothing companies invest in small loan companies, the profit outlook is stable and good, but the expected profits will not be as high as in the past, because the overall cost of financing is declining, so the profit is too high is not very realistic, but certainly better than the clothing industry itself.

It also admitted that the profitability of the garment industry was difficult. This situation appeared last year, but is expected to improve in the fourth quarter of this year.

The diversified investment trend of clothing listed companies is obvious. At present, except for seven wolves (002029, SZ) and good news birds (002154, SZ), most companies in clothing listed companies adjust their business directions and implement diversified development strategies.

YOUNGOR (600177, stock bar) (600177, SH) has developed into an oversize multinational enterprise group that takes the YOUNGOR brand as the core, and integrates textile and clothing, real estate, financial investment and international trade. Ordos (600295, stock bar) (600295, SH) is famous for cashmere dress, but is able to do well in the three major industries of coal, metallurgy and chemical industry. Shanshan stock (600884, stock bar) (600884, SH) is also involved in high-tech new material field; Mei Erya (600107, stock bar) (600107, SH) has established the Meyer Futures Company.

In addition to the diversified companies listed above, some clothing listed companies have already realized the overall pformation of their main businesses.

Such as Jiangsu Wuzhong (600200, stock bar) (600200, SH), Jiulong Mountain (600555, stock bar) (original weaving weaving Hua), Huaye real estate (600240, stock bar) (formerly Shiqi industrial) and so on are completely changed.

However, according to the choice of the diversified development path of garment enterprises, Zheng Chenai said, "now (clothing companies) prefer to concentrate on making clothes more than ever before."

"Microfinance is a very simple thing. Lending money is very simple. It is a very simple product. It does not involve product development, market popularity, design and production. It does not affect clothing, nor does it take a lot of risks."

As for some enterprises to abandon their clothing business and invest in other fields, Zheng Chen AI bluntly said, "these enterprises are completely divorced from the field of clothing, and some have no core competitiveness. Only by labor prices can they enrich the garment industry, so it is difficult to stay in the garment industry.

If R & D, team,