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Yesterday, The Chongqing Chamber Of Commerce Of Textiles And Clothing Was Set Up &Nbsp; Member Enterprises Will Enjoy Financing Guarantee.

2012/4/26 10:11:00 16

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Chongqing Textile And Garment Association Was Established Financing Guarantee Clothing And Clothing Trade Association

Chongqing chamber of Commerce of textiles and clothing is set up, and members will enjoy financing guarantee.

Yesterday, Chongqing Federation of industry and Commerce (General Chamber of Commerce)

Textile and garment manufacturers' chamber of Commerce

Formally established, more than 300 enterprises involved in the production, processing and marketing of textile and garment industry participated in the chamber of Commerce. The chamber of Commerce will set up a platform for financing and communication for our city's garment industry.

According to Li Yong, Secretary General of the city chamber of Commerce and industry (General Chamber of Commerce) textile and clothing trade association, at present, there are more than 3800 garment production enterprises in Chongqing, scattered in distribution and small in scale of operation. The establishment of the chamber of Commerce and industry of Chongqing textile and Apparel Association is an inevitable requirement for the development of the garment industry in the city.

"Win win is the main purpose of establishing a chamber of Commerce. Financing is an important form of cooperation."

city

Light textile garments

Duan Yuanhong, vice president of the chamber of Commerce, said that funds have always been a problem restricting the development of small and medium-sized garment enterprises. Especially during the financial crisis in 2009, the problem of capital became more prominent. After the establishment of the chamber of Commerce, the financing platform will be set up to provide financing guarantee services for member enterprises. In the near future, banks and enterprises will be called to strengthen the communication between enterprises and banks and other financial institutions.

financing

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The meaning of financing guarantee

Borrowing from banks (financing) generally requires guarantees: government guaranteed loans, corporate credit guarantee loans and natural person guaranteed loans.

(1) guarantee of property

It is mainly manifested in the mortgage and control of the project assets, including the mortgage on the real estate (such as land and buildings) and tangible movable property (such as machinery and equipment, finished products, semi-finished products, raw materials, etc.), and the security interest in intangible property (such as contractual rights, company bank accounts, patent rights, etc.). If the debtor fails to fulfill his obligations, the creditor can exercise his right to guarantee the property to satisfy his creditor's rights.

There are two forms of guarantee for goods:

Mortgage (Mortgage).

In order to provide security, the ownership of the assets is pferred to the creditor (mortgagee), but there is an express or implied condition, that is, the ownership of the asset should be pferred to the debtor again after the debtor fulfilling his obligations.

Guarantee.

This form does not require pfer of assets and interests or pfer of ownership, but an agreement between creditors or debtors.

(2) human security

It is a promise made in the form of a legal agreement, and the guarantor has a certain obligation to the creditor.

Obligation can be a second bit legal undertaking, that is, when the assured (principal debtor) fails to fulfil his obligations to the creditor (guarantor), he must undertake the contractual obligations of the guarantor.

Project investors are the guarantor.

Project investors operate projects and arrange financing through establishing a specialized item company.