Save Small And Medium-Sized Enterprises Such As Private Footwear In Zhejiang!

Although rumors of a large number of small and medium enterprises in Zhejiang have been denied by the spokesman of the Provincial Bureau of statistics, the small and medium-sized enterprises in Zhejiang are at the edge of life.

Save or save?

It's not a problem.

After all, 30 years of reform and opening up, the grass-roots private economy has become the biggest highlight of Zhejiang and the "lifeblood" of Zhejiang.

They accounted for 99% of the total number of enterprises in the province, accounting for more than 60% of the total fiscal revenue of the province, absorbing more than 90% of the labor force, and deserved to become an important part of the socialist market economy.

However, when the global economic recession spread to China, because of the weak ability to resist risks, these SMEs were the first ones to suffer.

Governor Lv Zushan believes that the current protection of SMEs in Zhejiang is the embodiment of protecting the economy, protecting the people's livelihood and protecting the overall situation. "If the enterprises are broken down, a large number of employees are unemployed, what is the livelihood of the people and what is the harmony?"

The key to the problem is who will save it?

How to save?

Recently, the Zhejiang provincial industrial and commercial bureau has launched the equity investment and equity disposal method (which has been reported by the newspaper), which has become a golden relationship between banks and enterprises.

If a company has a stake, it is equivalent to having a "spouse". If a bank has a pledge of shares, it will be able to make "betrothal gifts".

After the introduction of the measures, the office telephone of the industrial and commercial departments was broken down for a period of time.

In a short period of more than 20 days, about 3000000000 shares of equity and 1 billion 500 million yuan of financing have been relieved to a certain extent.

At the same time, it also illustrates the thirst for funds for enterprises from another aspect.

A survey conducted by the Zhejiang economic and Trade Commission, the SME Bureau, the Department of foreign trade and economic cooperation and the Federation of provincial enterprises shows that the credit squeeze of banks has made financing difficulties for SMEs.

This year, the new loans of the four major state-owned banks in Zhejiang, including labor, agriculture, China and construction, were reduced from 148 billion 727 million yuan in 2007 to 109 billion 369 million yuan compared with the same period last year, a decrease of 1/4.

Some entrepreneurs reflected that the thirst for life-saving funds, like the volunteers of the upper ridge, had guns in one hand, but no bullets in the guns, and a kettle in one hand, but there was no water in the kettle.

Because the bank can not borrow money, the main gate is not open, so it has to go to the wrong door.

Five profit sharing, six profit sharing, drinking poison and quench thirst, the more thirsty, the more we need to drink poisons, resulting in capital chain breaking and speeding up the death of enterprises.

Most of Zhejiang's financial institutions have a very low rate of bad loans, almost comparable to Citibank and other international banking giants.

However, financial quality and financial environment are two different things.

Once a large number of small and medium-sized enterprises fail to pay, they will go bankrupt, and the active economic cells will disappear. In the long run, they will also damage the operation of banks.

The ideal relationship between banks and enterprises should be "a hundred years of good luck" rather than the tears of enterprises, but the banks are golden.

Therefore, Zhejiang's financial institutions at all levels should make innovations in financial products under the premise of ensuring the principle of prudence.

For example, can small and medium enterprises that have orders, guaranteed repayment but facing temporary difficulties can take a closed loan?

If we say that banks are willing to provide timely support for small and medium-sized enterprises in order to "blood pfusion", then the introduction of tax reduction measures as soon as possible is a specific measure for reducing the burden of SMEs.

Statistics show that in the first half of the year, the national tax revenue was 32533 billion yuan, an increase of 30.5% over the same period last year.

The growth rate far exceeding GDP has been questioned more and more.

Wu Jinglian, a famous economist, clearly stated: "in the past 18 years, the growth of national revenue has exceeded 20% every year, and now it is time to reduce taxes."

The NPC finance and Economic Commission also suggested that in order to prevent a sharp decline in the economy, we should raise the threshold of individual tax, increase tax relief and deduction for enterprises that reduce costs through technological innovation, and promote the pformation of value-added tax as soon as possible in order to alleviate the pressure of rising cost of enterprises.

In China, compared with foreign-funded enterprises and large domestic enterprises, the high value-added tax rate of small and medium-sized private enterprises is difficult to avoid. If it is considered that private enterprises have less tax deduction items and lower economic returns, the tax burden of SMEs will be heavier if they are based on the principle of quantity and burden.

Statistics show that the average profit margin of export enterprises such as textiles, clothing, shoes and caps is less than 5%. Due to the reduction of export tax rebates and the appreciation of the RMB against the US dollar, a considerable number of small and medium-sized enterprises have closed down.

Therefore, the current export tax rebate rate should be divided into sectors, differentiated treatment, do not engage in "one size fits all".

At the same time, according to the international general rules, the tax rebate rate should be implemented at the same time.

To retain more wealth for the people has always been the characteristic of Zhejiang's "wealth of the people".

In recent years, Zhejiang's local fiscal revenue has increased by more than 20%, significantly higher than economic growth.

From the perspective of optimizing the distribution structure of national income, we should also gradually adjust.

At the beginning of the year, the provincial people's Congress decided that the target of local fiscal revenue growth was 12% this year, so as long as it is conducive to the long-term development of the economy and is conducive to doing well in the articles of "maintaining stability" and "promoting adjustment", the string of financial revenue increase is not necessarily too tight.

It is no longer a waste of time to fish. It is a long-term solution to fish more fish within the limits of financial resources.

We have noticed that Hangzhou has just issued a series of preferential tax policies, and the enterprises with less than 20 million yuan of local tax revenue and financial revenue have increased 50% of the total number of enterprises to support enterprises in the form of project funding; increased the proportion of export tax rebates for foreign trade enterprises, and delayed tax collection for difficult enterprises for 3 months.

More local governments are making every effort to sew the winter jacket for enterprises. This is becoming an urgent economic topic in the current hot summer.

Small and medium-sized enterprises are the lifeblood of Zhejiang, a private economic province. Zhejiang is strong when private enterprises are strong, while private enterprises are weak while Zhejiang is weak.

More importantly, they not only contributed greatly to the local economic development of Zhejiang, but also became a "reservoir" for the employment of workers in the Midwest. Once these boats were swept over one by one in the wind and waves, they would endanger social stability.

It should be noted that the plight of SMEs can not be expected to solve one or two departments and one or two policies thoroughly.

To really solve the magic curse that plagus SMEs, it is also necessary for the management to take more emergency medicine from tax, credit, export and other aspects, while hemostasis, blood pfusion and burden reduction to help them recover the gas as soon as possible.

Only when these economic cells recover, will Zhejiang and China's economic recovery be just around the corner.