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    In The First Half Of This Year, The Total Spanaction Volume Of Third Party Payment Enterprises In China Was 6 Trillion And 910 Billion.

    2013/8/1 21:12:00 17

    Payment EnterprisePaymentEnterprise

    < p > the spanaction scale of the third party payment enterprises (total online and offline spanactions) reached 6 trillion and 910 billion, and completed the volume of spanactions in 2012 (104221 billion yuan), 66%, Sai Di's semi annual research report showed. Among them, UnionPay business, Alipay, remittance world still occupy the top three. Although the central bank issued the seventh batch of third party payment licenses in July, the licensees had reached 250, but the third party payment industry reached the 6 trillion and 910 billion level in the first half of the year, and the third party payment scale (the total online and offline spanactions scale) reached third in China. The total volume of spanactions in 2012 (104221 billion yuan) was 66%, and the semi annual research report released by Sai Di showed. < /p >
    < p > among them, UnionPay business, Alipay and remittance still occupy the top three. Although the central bank issued the seventh batch of third party payment licenses in July, the licensees have reached 250, but the third party payment industry still maintains a relatively stable pattern. < /p >
    < p > bank card receipts and Internet payment are the two main categories of the third party payment scale. The spanaction scale in the first half of 2013 was 4 trillion and 460 billion and 2 trillion and 270 billion respectively, accounting for 97.39% of the total size. Mobile phone payment business is the smallest, accounting for 1.5% of the total third party payment. < /p >
    < p > report shows that in the first half of 2013, the total spanaction size of the third party payment enterprises in China was 6 trillion and 910 billion. UnionPay business took 46.3% of the market share to take the lead in the payment of enterprises, ranking the first in the industry. Alipay followed its absolute advantage in the Internet field and ranked second in the market share of 17.8%. < /p >
    < p > at present, the electricity supplier is stepping up the layout of Internet payment. In October 2012, Jingdong mall completed the online banking acquisition, while Su Ningyi paid the third party payment license. Although the overall market structure of the Internet payment is relatively stable, Alipay has an absolute advantage in this field, but with the entry of other giants, there will be new breakthroughs in the future industry structure. < /p >
    < p > bank card receipts still maintained rapid development. The main reasons are as follows: first, the continuous growth of the scale of bank cards; two, the acceptance of bank cards and the gradual improvement of the collection rate; three, the fine division of labor in the market, the increasing number of participants, and the further deepening of marketization. < /p >
    < p > mobile payment is still on the low side though it is still small. Following the operators, UnionPay and banks, the third party payment enterprises also use remote technology and payment terminals to cut into mobile payment. According to Sai Di consultant statistics, as of the first half of 2013, China Mobile paid spanaction scale of about 99 billion 340 million yuan. Financial institutions and mobile operators are in the important position of the industrial chain, and the third party payment enterprises mostly use the mobile phone credit card terminal to enter industrial businesses. < /p >
    < p > with the "balance treasure" being fired, Internet finance has also become the focus of the development of the third party payment. 7 companies such as remittance world and UnionPay have been approved to launch online fund sales payment business, and many companies such as remittance world have joined banks to enter the field of small and micro loans. < /p >
    "P > remittance world CEO Zhou Ye told the newspaper that as of June, the scale and operating income of the remittance world exceeded 2012. In the 2012 ranking of Shanghai software enterprises published by the Shanghai Municipal Commission of letters, the remittance world ranked thirteenth in Shanghai with a scale of more than 1 billion yuan. < /p >
    Less than P, under the remittance world, the "daily profit" fund sales platform has exceeded 2 million users, ranking first in the industry. After entering the air travel payment field in 2007, the remittance world still firmly occupied nearly 50% market share. < /p >
    < p > in the face of massive small and micro businesses, the remittance world announced to the newspaper during the "2013 Lujiazui forum" that it will cooperate with banks to provide loans for tens of thousands of small and medium enterprises under the online and offline businesses, with the layout of financial value-added services besides payment. < /p >
    < p > although the first single business of the remittance line is late, it was not fully developed until 2011, but it also achieved rapid development through small and micro businesses. According to the latest data, there are more than 50 small and medium businesses covering the world. The remittance service has shortened the service period of the traditional collection service to a week or even longer to T+1, including installation, settlement and service. It has increased to "T+1" days. The efficiency has brought about a sharp increase in the number of merchants, and has accumulated a large amount of credit data on the trading platform, which has become the basis for its entry into the field of small and micro loans. < /p >
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