Financing Difficulty Still Restricts The Development Of Smes' Opportunity To "Go Out".

< p > the chairman of the Thailand Industrial Park Management Committee recently said that the number of small and medium-sized enterprises in Thailand has increased to 270, accounting for 99.76% of the total number of enterprises in the country.

Considering that SMEs are playing an increasingly important role in creating jobs, popularizing labor skills, creating value-added products, exportation of foreign exchange and replacing imported products, the Thailand Industrial Park Management Committee plans to set up a specialized SME industrial park to establish a market development mode for the growth of SMEs, while supporting the growth of SMEs and enhancing their competitive strength at home and abroad.

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< p > > a target= "_blank" href= "http://www.91se91.com/" > textile < /a > a target= "_blank" href= "_blank" > clothing > industry is the largest manufacturing industry in Thailand, and covers every link of the whole industrial chain from fiber to garment production.

In order to actively promote the development plan of small and medium-sized enterprises, Thailand specially set up industrial parks, which will bring opportunities for Yunnan to play its regional advantages and strengthen market development and cooperation.

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< p > SMEs get the opportunity to "go global" < /p >

< p > Thailand Industrial Park Management Committee believes that compared with large enterprises, small and medium-sized enterprises have the advantages of small investment cost and uncomplicated management, enabling them to operate, manage and develop flexibly, and adjust them more flexibly to adapt to the situation of economic development.

The Thailand Industrial Park Authority has decided to establish a small and medium-sized industrial park in central, northern and northeastern parts of Thailand. It will spread the economic income to all parts of the country and reduce the concentration density of the enterprises in Bangkok. It is expected that the SME industrial park can attract more than 1500 small and medium-sized enterprises to enter.

The industrial parks of small and medium-sized enterprises will be divided into 23 fields, namely, manufacturing, high-tech industries, agriculture and agricultural processing industry, creative economy, foreign trade, service industry, tourism, entertainment industry, retail and wholesale industry. It is planned to establish a market development mechanism that is compatible with infrastructure and comprehensive factors. At the same time, measures will be taken to reduce the cost of admission, to exempt the park management fees from the previous 5 years, and to set up one-stop service centers, so as to encourage SMEs to enter the park.

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< p > Zhao Shulan, an Associate Research Fellow of Yunnan Academy of Social Sciences, said that Thailand's construction of small and medium enterprises Park is a good opportunity for Yunnan's SMEs to go out. It is suggested that Yunnan's relatively open service industry will invest in industrial areas, and enterprises will gain more profits in principle.

Chinese investors also believe that Thailand is well suited to be an export base. At present, the Thailand Investment Promotion Council is looking for ways to promote small and medium enterprises to invest in neighboring countries, such as Indonesia, Vietnam, Burma, India, Kampuchea and Bangladesh. Chinese enterprises can take this opportunity to "enter the curve" into Southeast Asian and South Asian countries, so that products and services can have a broader market.

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< p > the responsible person of Yunnan province said that under the new situation of "going out" strategy in Yunnan Province, supporting small and medium-sized enterprises to "go out" is an important duty of relevant government departments.

At present, we can focus on the following aspects: < /p >

< p > to gradually establish and improve the social support system and service system of Yunnan's small and medium-sized enterprises, and strengthen the functions of government guidance, planning, coordination and support.

The establishment of a multi-level social service organization system for small and medium-sized enterprises, such as various intermediary organizations and trade associations specialized in technological innovation for small and medium-sized enterprises, encourages all kinds of consulting companies, information companies, technology exchange and pfer companies to form a complete socialized service network for SMEs.

The innovation network service system of small and medium enterprises in Yunnan is established to provide technical services for small and medium-sized enterprises and make it a incubator for the cultivation of suitable technology for small and medium-sized enterprises.

We should actively develop a multi-agent, multi-level and multi form vocational training system to improve the service ability of the service main body.

We should strengthen the marketization of services, set up a service market mechanism, and improve the quality of service for SMEs.

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< p > "financing difficulty" still restricts the development of < /p >

"P >" SME loans and financing pressure, to a certain extent, restricts its development.

In addition, the instability of export tax rates abroad has a certain impact on the return of small and medium-sized enterprises engaged in import and export business, and further interferes with the normal production, operation and export of enterprises. This is the plaguing of many enterprises' "going out".

The head of a foreign bank of a Yunnan bank said.

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< p > the person in charge recommends that the financial institutions for overseas investment of small and medium-sized enterprises be improved and solve the financing problems in the international operation of SMEs through various forms, such as helping eligible SMEs to apply for the Sino ASEAN Investment Fund, the international market development funds for small and medium-sized enterprises, the discount of medium and long term RMB loans and foreign exchange revolving loans for overseas processing and assembly business, and the discount of commercial loans for foreign contracted projects.

At the same time, we must give full play to the credit guarantee function of export credit insurance institutions, provide necessary credit guarantee for SMEs export, and help SMEs avoid export risks.

In addition, we should provide overseas investment training for key enterprises and organize different types of enterprises to exchange experience in ASEAN market.

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< p > in recent years, the relevant departments of the Yunnan provincial government have set up a joint mechanism of bank administration and bank enterprises to ease the financing difficulties of enterprises, timely inform the economic operation and industrial policies, and actively coordinate the commercial banks to strengthen and innovate credit services, so as to promote more potential and promising non-public and medium and small enterprises to obtain loans.

The joint administration of banking, banking and enterprises will do a lot of research, and should have a credit rating of more than a level, with the principle of loan guarantee, market, efficiency and employment. Several enterprises have been screened and recommended to banks as a bridge for communication between banks and enterprises.

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At the same time, the relevant departments also encourage qualified enterprises and legal entities and private capital to invest in the establishment of commercial guarantee institutions and mutual credit guarantee institutions, and provide various kinds of financing guarantee for SME loans, which has brought the gospel to the small and medium-sized enterprises in P.

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< p > information exchange platform still needs to be improved < /p >.

< p > Zhao Shulan pointed out that small and medium-sized enterprises need to set up professional associations and advisory bodies as business platforms, so that they can know themselves and know what they really are, so as to truly promote the development of Chinese SMEs in Thailand.

At present, there is a lack of products tailored to small and medium-sized enterprises in the market. The social service facilities such as technology, market, training, consultation, information and so on, need to be improved.

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< p > a lot of information websites that claim to serve small and medium enterprises provide a lot of statistical data. This may be more meaningful for industry researchers, but few people provide specific information about the trend of the products in the international market, what products, information and policies and regulations in different countries and regions.

Therefore, it is necessary to build information exchange platform for small and medium-sized enterprises.

The information exchange platform of small and medium-sized enterprises can widen the channels of information circulation, promote the comprehensive informatization of small and medium-sized enterprises, enable enterprises to grasp the market dynamics in time, develop new products that meet the needs, enrich the variety structure, and promote the gradual opening of domestic and foreign markets.

In addition, she suggested that the relevant departments and media at all levels should step up publicity efforts to improve the visibility of China's small and medium enterprises and their famous products at home and abroad, enhance their brand awareness, and gradually make the dominant industries bigger and stronger, and push the featured products to a broader market.

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< p > "while building effective communication platform, relevant government departments and enterprises should also strengthen investment in human resources development."

Zhao Shulan said that in the era of knowledge economy, human capital plays an unusual role, and the quality of employees is crucial to the development of small and medium-sized enterprises.

The government should give policy support to the education and training of small and medium-sized enterprises, such as setting up medium and small enterprises training centers in medium and small enterprises management institutions, formulating long-term education and training plans for small and medium-sized enterprises, and holding different forms of management training courses.

The small and medium-sized enterprises in Yunnan should also strive to establish a practical and flexible human resource management system under the guidance of technological innovation, marketing innovation and structural innovation, so as to cultivate, absorb and retain the international business talents who are good at management, business and foreign languages. This is also the key to the emergence of small and medium-sized enterprises in the fierce competition and to occupy the ASEAN market.

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