Hunan Takes Measures To Develop "Blood Pfusion" For Small And Medium Sized Textile Enterprises

< p > 2012, Hunan's SMEs increased their industrial added value by 934 billion yuan, an increase of 14.3% over the previous year, accounting for 42.2% of the total GDP in the province and 47.7% of Hunan's GDP contribution.

With the support of a series of policies to support the development of small and medium-sized enterprises in Hunan Province, the structure of small and medium-sized enterprises in the province has been further optimized, the development momentum of emerging industries is good, the ability of scientific and technological innovation is further enhanced, and the level of enterprise management has been further enhanced.

However, under the complex economic environment at home and abroad, SMEs and non-public economies have encountered many difficulties and pressures such as rising costs, financing difficulties, shrinking exports, slow pformation and upgrading.

Faced with the current situation of small and medium enterprises, the Hunan provincial government has made efforts to alleviate the financing difficulties of small and medium-sized enterprises, and has carried out special actions to help small and medium enterprises, reducing the burden of small and medium-sized enterprises, supporting small and micro enterprises' independent innovation and development, enhancing endogenous motivation, strengthening the incentive mechanism for small and medium enterprises, implementing "blood pfusion" and "hematopoiesis", and promoting the development of small and medium-sized enterprises.

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< p > < strong > take many measures to develop "blood pfusion" < /strong > < /p > for small and medium enterprises.

< p > there are 166 thousand small and medium enterprises in Hunan province. Among them, < a target= "_blank" href= "http://www.91se91.com/" > textile < /a > industry accounts for more than 10 thousand households, and the scale of enterprises is between small to medium-sized.

Their production mode is mainly based on low cost competition, agent processing, pre shop and post factory, lack of long-term development planning, weak brand awareness and low technology level, and generally encounter development bottlenecks under the current overcapacity of the industry.

If we continue to maintain the low cost mode, the reality of high cost will eliminate them.

If we want to carry out pformation and upgrading and take the way of brand, single enterprises generally lack the strength of technology, capital and talents.

Facing the reality, most enterprises are in a dilemma and have a wait-and-see attitude toward future development.

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Since the beginning of this year, the investment of Hunan's a href= "http://www.91se91.com/news/index_c.asp" > textile industry < /a > has obviously shrunk. In the first half of the year, the province's above a href= "http://www.91se91.com" > textile enterprise < /a > actually completed investment of 7 billion yuan, down 7.1% compared with the same period last year; 329 construction projects, 2.5% lower than last year, 206 new projects, down 10.9% compared to the same period last year; 60 completed projects, down 3.9% from the same period last year.

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< p > in the recently held "financing meeting of SMEs in Hunan province", in order to help SMEs overcome the difficulties, the provincial Party committee and the provincial government adopted a series of measures to increase fiscal and financial support.

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< p > one is to give full play to the main channel of financing of the banking institutions. The banking institutions in the province must establish "a href=" http://www.91se91.com/news/ "SME" /a > financing service center, carry out special assessment of special posts and small and medium enterprises loans; exemption "four special" machine system and separate credit rating system for small and medium-sized enterprises, have launched 9 categories of equipment, accounts receivable, warehousing, patent pledge and so on, 75 credit products adapted to the characteristics of small and medium-sized enterprises, and loans for small and medium-sized enterprises have increased.

In the first 6 months of this year, new loans for SMEs increased by 32 billion 910 million yuan, accounting for 64.1% of the new loans of enterprises in the province.

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< p > two is to gradually improve the SME credit guarantee system.

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< p > three is accelerating the listing and financing of small and medium-sized enterprises, and 16 new and small listed enterprises in the province, and 15 billion 243 million yuan for initial listing.

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< p > four is to accelerate the development of SME equity financing.

At present, there are 51 equity investment enterprises in Hunan and 4 billion 787 million yuan in private equity financing for SMEs.

Five, the stock exchange of Hunan has been formally established, and substantial progress has been made in OTC and market construction.

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< p > six is to reduce burdens for small and medium-sized enterprises.

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< p > seven is to carry out a series of supporting activities, successfully implement the "ten million" growth project of SMEs, set up a small and Medium Enterprises Association, strengthen the construction of SME public service system, establish "financing supermarket" and so on, and increase the scope of financing services for SMEs.

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< p > since the operation of the financing supermarket, there have been 20 cooperative banking institutions, 50 guarantee institutions, 22 equity investment institutions, and 333 small and medium enterprises issuing financing needs.

The Hunan provincial credit commission also signed 9 strategic cooperation agreements with SMEs, including the Hunan branch of the State Development Bank.

According to the agreement, 9 banks will provide 120 billion yuan loan support for 14700 small and medium-sized enterprises in the whole province.

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< p > at present, Hunan textile industry office is building "a href=" http://www.91se91.com "> textile industry chain < /a > comprehensive service platform," fairy language "electronic commerce platform, export enterprise service platform, Lun song women trousers industry service platform and other non-profit public service platform.

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< p > < strong > stimulating power to enhance small and medium enterprises' hematopoietic function < /strong > /p >

< p > Liu Hui, director of Hunan textile industry office, pointed out that capital is the "blood" of enterprises. In the current and future period, financing difficulties will still be a bottleneck restricting the development of small and medium-sized enterprises.

In the current situation, SMEs need to be "blood pfusion" to get rid of their predicament, but more importantly, to enhance the "hematopoiesis" function of enterprises.

The so-called upgrading of "hematopoiesis" function is to train enterprises to practice "internal strength" and constantly improve their quality and improve their image.

Small and medium-sized enterprises are the main body of financing. To solve the problem of financing, we must work hard in terms of internal quality and external image.

Specifically, there are three aspects: < /p >

< p > 1. We must conscientiously upgrade the management level, break through the family management mode, speed up the establishment of a modern enterprise system with clear property rights and standardized management, actively promote management innovation, constantly improve management decision-making level and business performance; regard enterprise reputation as life, strictly abide by market rules, fulfill social responsibilities conscientiously, improve the efficiency of capital operation, and lay a good foundation for smooth financing.

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< p > two, we must speed up the readjustment of product mix, change the way of development, take the road of specialization, refinement, specificity and new development, effectively increase the capacity of technological pformation and technological innovation, constantly improve product quality and market competitiveness, and fundamentally reverse the difficulty of financing because of irrational product structure.

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< p > three, we must strengthen project packaging planning.

The project is the carrier of enterprise financing. We should select the right selection project, ensure the quality of the project, pay attention to packaging planning, fully reflect its intrinsic value, actively recommend it to the financial institutions, and strive to win the support for the project.

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