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The 10 Most Wasteful Behaviors Of White Collar Workers.

2014/3/19 9:13:00 31

now, at least half of the ten white-collar workers are "moonlight clan". Many people are lamenting how money is so inadequate. In fact, you have been wasting your money, looking at the 10 most wasteful "a href=" http://www.91se91.com/news/index_cj.asp "money" /a!

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group buying discount

The development of group buying mode in P has maintained a very high speed in China. In less than two years, more than 5000 group buying websites have been born. More and more consumers are inclined to buy through group buying. At the same time, there are inevitably some netizens who are blinded by the low discount of group buying websites, resulting in inefficient group buying.

for the best distance from the group, with the increasing pace of urban life, most people will not spend too much time on the road because they eat a meal.

Unless you are particularly interested, you can be sure that you can go, and those who are only attracted by low discounts, if you are far away, there is no need to waste time.

buy cheap < a target= "_blank" href= "http://www.91se91.com/" > clothes > /a > /strong > /p >

Consumers who are proud of frugality tend to be "greedy for petty advantages and big losses" because they are concerned about the "cheap" side of the purchase rather than the "usability" aspect of P.

If a product has never been used, then even if it is advertised with a "half off discount" label, it is not a bargain.

Many consumers who "go shopping" just to shop are buying a lot of clothes that they rarely wear (if they wear) and make money completely beat.

To shop for clothes, you'd better check your wardrobe first, decide what clothes you need to buy, then go shopping for some cheap and cheap khaki pants or formal shirts, etc. the basic < a target= "_blank" href= "http://www.91se91.com/" > clothing "/a", but in those seasonal but frequently worn special a target= "_blank" href= "http://www.91se91.com/" > dress or less, or the classic clothes that have proved to be really good, you can slightly taste the luxury addiction.

when you go shopping, shopping rebates sound very tempting.

A fridge is offered at a discount and offers a rebate of $150, so you bought this refrigerator instead of another refrigerator you have been considering buying.

Research shows that up to 60% of shopping rebates have never been received by consumers.

I expect that most of the mail rebate sent back and cashed by consumers is spent by consumers rather than back to the family budget.

For most people, shopping rebate is a waste of money. The home appliances purchased after careful consideration are more valuable than the appliances purchased for shopping rebates.

high tech products

P technology makes our life more convenient and comfortable.

In fact, I use iPad tablets instead of laptop computers, and I like iPad very much, besides the bad function of typing text, resulting in spelling mistakes and strange configuration.

It is very convenient to carry out, and when I travel and commute on the way to work, I can use it to accomplish anything I need to deal with in my business.

However, hundreds of high-tech products have finally been reduced to being used to block doors, or even to be discarded directly.

One product is a digital notepad and a digital pen. It costs 3000 yuan, and you can write with a digital pen on a plain yellow pad. When you connect the digital pen to the computer, the digital pen will convert your notes into the text in Word.

In addition to the problem, no matter how you do it, it can't read your handwriting, and the time you need to rectify the notes in the end is roughly the same as that you initially typed with your keyboard.

It's one thing to become an early adopter of technology products, but sometimes some technology products are totally a waste of money.

Every year, "do not try" high-tech products can save 4000-8000 yuan for your retirement.

speeding ticket > /strong > /p >

The problem with the P speeding ticket is that it is a double blow.

Not only do you have to pay a fine, but if you accumulate several speeding tickets, it will also increase your auto premiums.

The average penalty for speeding tickets is 200 yuan, and the resulting increase in vehicle premiums is 900 yuan (in three years).

A total of 9000 yuan is wasted within 20 years.

If this part of the money can be invested in retirement at a rate of 7% per year, it will increase to 19700 yuan by then, instead of giving it to the municipal authorities or your favorite insurance company.

unused gym membership card /p >

Every year after March, the new year's plan will be forgotten. Every year, you suddenly realize the cruel reality: you are not an early bird, and you are too busy or too tired to exercise in the gym on the way home from work on P.

The fact is, you don't even remember where your sports bag is, but you still haven't cancelled the gym membership card because you really should go to the gym.

Does this sound familiar? Your gym membership card's monthly fee of 100-500 yuan doesn't seem to be a lot, but it adds up to 2000 yuan a year.

If you go to the gym, it's good.

If you don't build your body, you can invest this part of the money by 7% of the annual rate of investment for 20 years, then you will accumulate to 21000 yuan.

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buy pet products at pet store /p >

every time you see your little dog or cat's cute little face and those little tears, you will spend money on them.

But if you buy pet food at a pet store, you will spend more than 15% to 25% of the cost, according to Consumer Reports.

Discount retailers also sell pet food and pet snacks.

Considering that this is a recurrent expenditure, you will waste a lot of money in this respect.

sports equipment /p >

After P watched the tour de France, many people would have a whim. They wanted to jump on their bicycles and play the game.

About 10% of cyclists in the United States are used for commuting, while others use cycling after work.

However, many bicycles are idle in the garage, on the frame or on the side wall. After just watching the televised bicycle race, they get a bicycle ride with the whim of a whim. An entry-level bicycle is priced at about 2000 yuan, while the price of a long distance bicycle is much higher.

Those who discovered that cycling is not just a reality, but rather an imaginary person who can rent a bicycle or buy a cheap second-hand bicycle.

The word "P", "luxury" SUV (sports utility vehicle) seems to be inconsistent in rhetoric, and that is because it is so.

"Luxury" and SUV do not match these two words.

By definition, the sport utility vehicle is used for sport, and is versatile, economical and practical. You expect the tyres, fenders and even body of the car to be stained with sludge, and the body will have dents due to collision, because this type of vehicle is a four wheel drive vehicle, or you can drive it on the beach.

Lexus (Lexus) GX SUV starts at $53 thousand, but Ford (Ford) Explorer XLT starts at $31 thousand and 500.

The payable tax and licence fees for luxury SUV and the premium paid during the driving period are higher.

Cable TV and digital TV /p >

when I was young, we could watch TV without paying the fee. < a href= "http://www.91se91.com/news/index_s.asp" > advertisers < /a > pay for us, and we had to watch TV commercials.

This is the rules of the game.

Now, we pay to watch TV, and we still have to watch (or fast forward) TV commercials.

Of course, we did not have such great TV dramas as the TV series "Boardwalk Empire" and "24 hours" (24), but we did have some good TV shows.

Today, American families spend an average of about 75 dollars per month on television, including the cost of watching movies from Blockbuster, Netflix or Redbox.

We take a cable TV monthly fee as a matter of course.