How To Recover Your Online Financial Legacy

< p > > the world's < a href= "http://www.91se91.com > > the dress shoes < /a > hat net's small compiling is to introduce the difficulty of Internet financial management inheritance, and write the password to the will.

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< p > "if one day you leave, what should you do with your Internet financial products?" when asked this question, you may be amazed. But in the Internet age, this is indeed an unavoidable reality.

In the near future, there are four ways to recover Internet Financial heritage.

Reporters learned through interviews that these methods are not easy to operate, and that inheritance is still difficult.

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< p > < strong > the password of Internet financial management is mostly "private" < /strong > < /p >.

< p > click a mouse on the computer, you can buy financial products; input a few rows of numbers, you can realize the fund paction.

Do your family know about these assets? Recently, discussions on Internet financing and Internet heritage have attracted much attention.

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< p > netizens "Shui Shui Ming Fei": it is terrible to think about it. What Alipay, balance treasure, password is only known to me. A few friends around me probably know that I have money in these Internet accounts. The elders at home do not have any idea about Internet financing. Let alone they do not know that I have some small money in it, even if I do not know how to get it out.

Besides, these Internet payment accounts are all tied up with mobile phones. If the mobile phone is lost, these internet financial services will not get in.

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< p > "my private money, only I know my account and password."

Reporters also interviewed 10 people in 70 and 80 after Nanchang. They all said that the password of a href= "http://www.91se91.com/news/index_s.asp" > Network Management > /a > is just like that of QQ password and micro-blog password. Only 2 people know that internet property is their own private money. Since it is "private", it will not let people know the account and password.

However, when asked what if one day they suddenly left the property, 7 of them said they had not thought about the problem, and the other 3 had thought about it, but there was no answer.

At the same time, the reporter interviewed 2 people after 50, they all said that children may have access to such products, but never operated.

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< p > < strong > Internet circulated four ways to recover the legacy < /strong > /p >

< p > if you haven't had time to tell your family to leave suddenly without any accounts and passwords, can they find out the property of these networks? There are four threads circulating on the Internet that can recover the "Internet Financial legacy", which has been sought after by many people.

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< p > first of all, if a relative dies unexpectedly, he can go to the bank with his death certificate one by one.

The bank will provide whether the account holder has opened a third party escrow account through the account of his bank, and can inquire into the third party's custodian account and the amount of deposit.

But he can not check his account income, loss, etc., can only take the account provided by the bank to the fund and stock trading company to inquire.

Secondly, through the network platform to buy financial products, personal information is often required to provide mobile phone numbers, e-mail boxes and other required columns.

As long as you can enter the e-mail address of the parties, you can find clues for the parties to buy online financial products.

Thirdly, financial products such as balance treasure, fortune pay and so on are bound to be bound with mobile phone numbers.

Account owners will receive SMS prompts for each paction.

Through SMS query, you can get corresponding information about the purchase of financial products.

Fourth, if the parties encounter special circumstances, the PBC can cooperate with the public security organs and judicial organs to inquire about the situation of the parties' opening and trading in the bank.

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< p > < strong > in fact, inheritance is still difficult. < /strong > < /p >

< p >, is the four clues on the Internet practical? In this regard, the reporter interviewed a professional in the financial industry for more than 20 years.

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< p > "it is the first item. It is not difficult to go to the bank to inquire one by one."

The industry told reporters that there are 5 state-owned commercial banks, 7 joint stock commercial banks, 6 urban commercial banks, 7 agricultural and commercial banks, 1 rural credit cooperatives, 2 foreign banks, and a number of securities companies, trust companies and so on.

Perhaps it is also difficult to find a bank account in a provincial bank.

The second way is to find clues through the e-mail addresses of the parties. In fact, the password of the mailbox is usually rarely disclosed to family members and outsiders, and it is also a "broken road".

The third way is to find clues through SMS, but if there is no paction for a long time, the difficulty of querying related messages is not small.

As for the fourth item, the people's Bank of China is not exact enough to ask the parties concerned to open accounts and pactions with the relevant departments. The people's Bank of China and the commercial bank law do not specify the bank deposits of the people's Bank of China, so generally speaking, the people's Bank will not inquire about it, or will not have the right to search for deposits.

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< p > < strong > learn English to write the password to the will < /strong > /p >

< p > reporters learned that researchers from Goldsmiths University of University of London, together with a network company named Rackspace, conducted a survey of 2000 British adults. The results showed that about 1/4 of people had assets worth not less than 200 pounds on the Internet.

Nearly 1/3 respondents believe that the amount of 200 pounds is large enough to be inherited by relatives, and 11% of respondents have written passwords into their will.

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< p > "if possible, write down the < a href=" http://www.91se91.com/news/index_cj.asp > account > /a > password in the will.

According to the industry, in the traditional sense, what is behind is a sensitive nerve, especially young people's will is rare in China.

But with the gradual opening of our minds, we can gradually accept this way, so we might as well learn English people to write accounts and passwords of Internet finance into their will.

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