Internet Financial Arbitrage And The Limitation Of The Next Target On Financing

< p > < strong > < a > href= > http://www.91se91.com/news/index_c.asp > Internet > /a > cargo base falling down the altar < /strong > /p >

< p > the Internet cargo base has been faced with repeated sanctions recently.

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< p > following the suspension of the three major businesses on the basis of the Internet cargo base represented by balance treasure, in March 24th, the central bank said in an interview with Xinhua news agency that there were no unreasonable terms of contract, such as withdrawing deposits in advance or terminating services in advance, according to the original agreed period, interest rate interest rate or standard fees charged.

This makes more than 90% of the bank's investment in bank deposits become worse and worse.

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< p > at present, the customers of the balance treasure reach 81 million, and the scale is 800 billion yuan, which is the largest Monetary Fund in the whole market.

In April 14th, the annual yield of balance treasure 7 was 5.3%, while in January 2nd it was 7 days less than a href= "http://www.91se91.com/news/index_c.asp" > annualized yield < /a > 6.763%.

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< p > another popular Internet product base is the wealth management jointly promoted by Tencent and Huaxia Fund. In April 14th, its 7 annual yield was 5.416%, and its highest reached 7.902% in January 26th.

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Huitianfu, which has a relatively large fluctuation in P, now has an annual yield of 5.091%, which has dropped by 24% compared with its highest 6.719% in April 14th, and its scale at the end of last year is 12 billion 100 million yuan.

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< p > "at present, the returns of general cargo bases are at 4%-5%, and the decline of Internet base yields will be normal. It is also possible to drop below 5%."

An electricity supplier said that this also makes the attractiveness of the cargo based rate of return no longer, and optical security is difficult to attract a large number of customers.

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< p > with the ranking of the IMF in April 15th, the 7 annual yield of the four monetary funds of Dacheng cash plus profit currency A and Golden Eagle A is over 6%, far exceeding that of the once popular baby.

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< p > "after our monetary fund gains to 6%, we have attracted a lot of money to come in."

Golden Eagle Fund, a person said.

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< p > < strong > binding new play < /strong > < /p >.

< p > < < a href= > http://www.91se91.com/news/index_c.asp > Monetary Fund < /a >, the mixed funds have been selected by the two giants.

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< p > April 10th, Alibaba and Xinhua fund co founded Xinhua Ali 1 officially launched, it is a capital preservation mixed fund.

During the promotion phase, neither the Alibaba nor the Xinhua fund mentioned the proceeds of the product.

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< p > April 15th, Jingdong financial and Cathay Pacific Fund jointly launched the first super financial products, the annual payment rate of up to 8.8%, limited to 1 billion yuan.

Unlike the monetary fund, which is tied up by balance treasure, financial management, and hundred profit earners, Jingdong financial super financial binding is Cathay Pacific Ankang pension payment periodic mixed fund (hereinafter referred to as Cathay Pacific Ankang), which is a regular payment hybrid fund.

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< p > "8.8%" shocked the fund industry: how can such a high income be achieved? "The general fund does not achieve 4% problems a year. The key is how to do the other 4%-5%. The uncertainty of the stock market is too high."

Insiders of a large fund in Beijing say that people in the industry are waiting to see.

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"P" Guotai fund, a person, said Ankang pension mainly investment bonds, futures hedging, new investment, etc., the company's capital preservation fund team's experience in futures hedging is very rich.

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< p > according to the daily fund net data, there are a total of 55 guaranteed funds on the market now. In the past 1 years, the Cathay Pacific Fund's deer protection 2 and Cathay Pacific are eighth and eleventh respectively, and the profits are 5.52% and 3.72% respectively. They still have a great distance from 8.8%.

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< p > "we think that 8.8% of the investment income is" pad foot "should be able to achieve.

The above Cathay Pacific Fund people said that if the first year can not reach, the brand of Cathay Pacific Fund and Jingdong financial will be affected.

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< p > perhaps investors are aware of the existence of risks. The 1 billion yuan sale limit of Jingdong's first super finance day was not completed.

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< p > in addition to mixed funds, bond funds may also be the next choice for Internet product binding.

An electric supplier in Shenzhen said, "the company is ready to promote a bond fund with Internet companies".

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< p > a fund business person in Shanghai also revealed that "at present, Internet companies are aiming at margin trading, ready to issue products to raise funds, and then merge to a broker who needs financing, and the yield of products is about 6.5%".

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< p > at present, the most common standard for margin trading is the financing interest rate of 8% up and down, the margin rate is about 10%, and the securities dealers' funds are not enough.

Under the above-mentioned mode of Shanghai fund business people, the broker can earn one or two points without capital contribution.

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