When Foreign Men Buy Millions Of Financial Products, Sixty Thousand Banks Are Prosecuted.

< p > > the world's < a href= "http://www.91se91.com/" target= "_blank" > clothing < /a > a href= "http://www.91se91.com/" target= "http://www.91se91.com/" > shoes "< > hat net" Xiaobian "to introduce foreign men to buy millions of financial products, the remaining sixty thousand of the money, prosecution bank.

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< p > under the recommendation of the bank project manager, he bought millions of financial products, and was deceived when he took the money, and the director had committed suicide after being dismissed by the bank.

The bank said that the deception was not related to the bank and refused to be held responsible. Mr. Li of the Korean family brought the Beijing branch of Minsheng Bank to Wangjing.

Yesterday afternoon, the case was heard in Chaoyang Court.

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< p > < strong > when depositors withdraw money, they are known to be deceived < /strong > /p >

Mr. P, 56, and Mr. Zheng, who recommended him to buy financial products, are also Koreans.

According to the information provided by Minsheng Bank, Zheng graduated from Peking University in July 2008 and signed a labor contract with the Minsheng Bank headquarters in September of the same year. After that, he was sent to work in Wangjing sub branch, which was mainly responsible for introducing business to Korean customers and leading the hall to guide and plate oral works.

In February 2011, the head office dismissed him for three absenteeism in a month.

In April of the same year, Zheng committed suicide at home.

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Less than P, as early as June 22, 2010, Mr. Li bought 1 million yuan of financial products under the recommendation of Zheng, and then he returned to South Korea.

In September 30th of next year, Mr. Lee wanted to take out the money after returning to Beijing, but found that there were only 6 yuan in his account.

The Wangjing branch said that Zheng had never entrusted the people's livelihood bank to buy any financial products for Mr. Lee, and that the financial contracts and e-bills sent to him by mail were all forged. His fraud was personal behavior and had nothing to do with banks.

After many consultations failed, Mr. Li sued the Wangjing branch of Minsheng Bank to the court to make up for its losses.

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"P > < strong > the defendant claims that the plaintiff has a major fault < /strong > /p >

< p > Mr. Li believes that he has established a savings contract relationship with his bank.

As a savings institution, the defendant has the obligation to guarantee the safety of deposits.

In addition, as director of a bank, he manages financial pactions in the bank's business hours and places of business. Mr. Li, based on his cognition and trust in his position, has every reason to believe that he has the corresponding agency authority.

And the fraud of Zheng Mou shows that the banks are seriously neglected and there are loopholes in the system. Therefore, the bank has obvious fault and cannot shirk responsibility for Mr. Lee's losses.

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< p > Minsheng Bank believes that since the plaintiff withdrawals from his account, his savings contract relationship with banks has ended, and banks no longer have the obligation to pay the sum and interest, and to ensure the security of this deposit.

The plaintiff subsequently pferred money to zhengmou, which had nothing to do with banks.

And Qian entered Zheng's account in Minsheng Bank, and the bank was obliged only to Zheng.

"What has happened between the plaintiff and Zheng, and whether the plaintiff has suffered losses is now a party's statement. Minsheng Bank will not recognize it.

Even if the loss really exists, it is also caused by the gross negligence of the plaintiff. "

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< p > the defendant's agent enumerated that the plaintiff and Zheng did not know each other before, and handed over to the other party 1 million yuan to buy financial products from each other. After that, he did not ask for the original financial contract, and the plaintiff did not verify the false electronic refund receipt sent by the other party by e-mail.

And the electronic receipt shows a simple and easy to operate verification method.

"The plaintiff's behavior is far beyond the general life experience judgment. Unreasonable false belief is the direct cause of his loss."

In addition, the bank has not sold the wealth management product. As a mentally sound adult, it is impossible to believe that such high financial returns can be judged.

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< p > < a href= "http://www.91se91.com/news/index_c.asp > > Bank < /a > indicates that the police did not confirm whether Zheng was suspected of fraud.

Zheng is not only a staff member of Minsheng Bank, but also a savings client. He can not assume that any behavior is duty based on his employee status. Therefore, banks should not be responsible for his personal behavior.

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< p > for the defendant's statement, the plaintiff retorted that Zheng was sent through the mailbox of the Minsheng Bank's work mailbox, and did not verify the authenticity based on his trust in Zheng's identity.

Because the Minsheng Bank refused to mediate, the court will decide the date of sentencing.

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After the P trial, the Minsheng Bank said Zheng had done a good job before, and later he did not know why he committed suicide.

Plaintiff lawyer analysis, zhengmou may be infected with gambling and other reasons for fraud, but the police did not disclose that they want to be able to find out where the money is going.

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< p > < strong > case replay < /strong > < /p >.

Mr. P, a lawyer commissioned by Mr. Li, said in court yesterday that Mr. Lee first saw Zheng in December 9, 2009, when he went to Wangjing branch to handle withdrawals.

Due to language barriers, Zheng, a bank project manager, received him.

In June 22nd of next year, when Mr. Li came to the bank again, he recommended to him a financial product with a term of 6 months and a yield of 12.3%, with a minimum purchase amount of 1 million yuan.

Mr. Lee agreed to buy immediately.

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< p > during the formalities, Mr. Zheng asked Mr. Li's 1 million yuan to enter his account in Minsheng Bank first.

He explained that because the accounts of banks are not flexible enough for high-yield projects, the accounts of project managers are easier to operate, and banks will strictly control them. Eventually, money will be repaid to customers' accounts.

Mr. Li then dispelled his worries and pferred the money to Zheng.

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In the six months after that, Zheng sent an e-mail to Mr. Li for the three time, explaining the progress of < < a href= > http://www.91se91.com/news/index_cj.asp > financial products < /a >, including money has entered the bank account, the bank has paid 1 million 123 thousand yuan for its account to repay the money, and the balance of the account is 118 yuan. P

Mr. Lee knew he was being cheated until he withdrew money.

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