Fujian Quanzhou Introduced New Deal To Help Textile Shoes And Clothing Get Out Of Trouble

Following the Quanzhou municipal government's introduction of Document No. 1 in 2015 to help shoes and clothing industry, yesterday, Jinjiang, the shoe and clothing industry, also issued "about promoting textile."

The opinions on healthy development (short for "opinions") support the textile and footwear enterprises to overcome difficulties. This newspaper invited Lin Yonghong, deputy director of Jinjiang economic and Trade Bureau, to interpret it.

It is understood that the "opinions" from the date of implementation, until December 31, 2015 deadline.

Key words crack financing difficult, expensive

1. policy: expand the way of financing Mortgage and reduce the proportion of unsecured loans.

We should extend the working period of the land use permit and the housing ownership certificate to June 30, 2015, and solve the remaining problems of the "two certificates".

As soon as possible, the new land benchmark land price adjustment will be completed and the valuation value of fixed assets of industrial enterprises will be improved.

This year

The financial difficulties faced by enterprises are partly caused by guarantee compensation. Through extending the two certificates and adjusting the valuation value of fixed assets, we can solve the problem of financing Mortgage and help reduce the proportion of mutual insurance loans among enterprises.

2., policy: expand the coverage of enterprise loan guarantee insurance business, and build a risk sharing mechanism for enterprise loans that the government, insurance companies and banks participate in and operate in a market-based manner. A certain proportion of insurance premium subsidy will be granted to enterprises that have obtained loans on time to repay principal and interest by means of insurance insurance loan, and the specific measures shall be separately formulated and implemented by the financial office.

Interpretation: expanding the scope of the enterprise loan guarantee insurance business, compared with the secured loan provided by the financing Guarantee Corporation, can get a larger amount of financing and lower premiums. Moreover, relying on the three party resources of the government, banks and insurance companies, the risk of capital is smaller.

The 3. policy: urges all banking financial institutions to cancel unreasonable fees and reduce the charging standards, and to strictly rectify the charges and raise interest rates in various banking financial institutions such as "loan to deposit" and "deposit and loan linked".

Measures such as renewal loan approval, endless revolving loan and annual audit system should be promoted in various banking financial institutions, so as to reduce the financing cost of high interest bridge.

Interpretation: if banks do not renew loans, they will cause enterprises to fall into a heavy burden of private lending and even lead to fragmentation of capital chains.

The above measures can fundamentally eliminate the problem of bridging the bridge due to maturity.

4. policy: led by the Public Security Bureau, the court and procuratorate cooperate with the textile shoes and clothing enterprises which cause difficulties in operation and break up the capital chain because of the private usury, and properly handle them by instructing the high interest lenders to stop collecting high interest rates and paying high interest deductible principal.

We must resolutely crack down on the usurers who use violence, debt and other illegal activities. Those who are suspected of committing crimes should be prosecuted for their criminal responsibilities.

Interpretation: the interference of private high interest lenders is the main factor to speed up the collapse of capital difficult enterprises and lose contact with them. Relevant departments need to intervene strongly to give enterprises the time to get out of difficulties.

5. policy: the financial office will lead the bank and the banking regulatory office to coordinate the banking financial institutions, and support the enterprises to defuse the risk of guarantee compensation by pferring the debts of the affiliated enterprises of the secured loan, phasing out the debts, changing the ownership of the creditor's rights, and packing and selling.

In connection with the breakup of the capital chain, the secured loan related enterprises with strong product competitiveness, stable performance and good credit, and according to the relevant provisions of the People's Republic of China enterprise bankruptcy law, fully support its adoption of introducing foreign capital to carry out the reorganization of enterprise assets, so as to enable enterprises to obtain opportunities for sustainable development through reintegration.

Interpretation: at present, due to the lack of effective rescue channels, the secured loan risk of enterprises has caused many secured loan related enterprises to be dragged down or even closed down, liquidation and auction.

We should properly resolve the risk of guaranty compensation, and curb the phenomenon of collateral loans of secured loans.

Key words to open up the market

1. policy: support the two level Association (chamber of Commerce) of the city and town, and organize the enterprises to participate in professional exhibitions such as Jinjiang, Jinjiang, Jinjiang, Las Vegas, Shanghai and Shanghai.

The total number of exhibitors in more than 10, except in accordance with the provisions of the previous provision to exhibitors, each time once again give Group Association (chamber of Commerce) 200 thousand yuan special cost subsidy.

Interpretation: traditional export markets such as Europe and the United States are recovering, and emerging markets such as Brazil and Russia are accelerating. Therefore, enterprises should be organized to expand the global market.

Through the association leading the establishment of a regional and industrial exhibition area to organize enterprises to join the exhibition, it will not only reduce the cost of exhibitors, but also enhance the impact of Jinjiang's textile and footwear industry.

2. policy: support the association of city and town level two (chamber of Commerce), as well as the textile shoes and clothing leading enterprises, organize the textile and footwear enterprises, and set up a special sale area for the key shopping malls (commodity distribution centers and specialized markets) in the important commodity distribution centers both inside and outside the country to seize the tail cargo market.

The area with an area exceeding 2000 square meters has reached more than 20 Jinjiang textile and footwear enterprises. The rent and decoration costs are subsidized by the standard of 120 yuan / square meter, and the maximum subsidy limit is 1 million yuan.

Interpretation: inventory backlog is one of the main factors leading to the difficulties of the current textile and footwear enterprises. It helps enterprises to inventory, besides organizing local brand sales activities, it is more important to guide and seize the market of tail goods.

3. policy: for the establishment of a corporate body in Jinjiang, with a registered membership of more than 5000 households, the professional business platform for shoes and clothing will be subsidized by 10% of the actual investment and maintenance expenses of the platform in. The maximum subsidy limit is 500 thousand yuan.

The "sporting goods" and "sports goods" set up for the well-known e-commerce platforms both at home and abroad.

"Online sales area" and "textile fabric" are subsidized by the actual investment promotion and maintenance cost of platform 20%, and the maximum subsidy limit is 1 million yuan.

Voice: Chen Shuqing, Executive Deputy Secretary General of Fujian children's shoes Association: Research on how to link up supporting policies

This support policy is a strong signal to enhance the confidence of shoes and clothing enterprises in exploring the road of pformation and upgrading.

Money is the most important thing for shoes and clothing industry.

Bank funds can not be released, and downstream dealers' money can not come back. This is an important reason for increasing the capital chain crisis of enterprises.

This document has sent many dry goods to many enterprises at many policy levels and actual financial support, which has greatly enhanced the ability and chips of enterprises to fight against all kinds of market risks.

Next, our association will further understand and study how to fully support the support policy from the perspective of the function of the association.