The Six Step Is To Select Financial Institutions To Stop The Crash.

Jiapu Reed financial planner found that a recent news brush was frightening to everyone.

All clues showed that in March 24th, "German wing" Airlines put a mentally ill co pilot Rubiz aboard the plane, which eventually led to the tragedy of all 150 people.

The captain's angry knock on the door and the screaming of passengers in the last few seconds shudder. In fact, Reed, a financial planner of Jifeng, found that suicide crashes and man-made crash incidents were not unusual, especially in the past two years.

Historically, the largest number of deaths caused by suicide crashes was Egyptian air 990 flight, which was also controlled by a co pilot and resulted in 217 deaths.

The most difficult thing to prevent is the "thief". The helmsman has chosen the wrong way, and the consequences are very tragic.

Fortunately, when we choose financial products, we can choose "drivers" ourselves. As long as we pay attention to the following six points, we can avoid those dangerous drivers.

This is the simplest and direct way, the Reed financial manager in jiaxon believes that although the business license is not necessarily a safe "driver", it is not safe if it is not.

If the institution is unwilling to provide a legitimate business license, all of the following steps can be stopped.

Business licenses should also be accompanied by other licences issued by various government agencies. In general, the more licenses, the more mutual evidence.

See clearly the legal person, registered capital, business scope and so on.

Some institutions are good at short marking. In fact, short marks are not unacceptable, but unrealistic short marks are quite frightening.

For example, Jiaru Reed financial planner has seen several websites, all of which are 1000 yuan from investment and invested in some enterprises, but the names are rather strange. Instead of increasing inventories by cement factories, the industry is expanding the scale of sales, known as a monthly return, with an annual yield of more than 15%.

We should know that the Yisheng investment of 100 thousand yuan a year, and the annual yield rate is only about 10%. The company should consider the repayment period, the background and solvency of the debtor when designing the product. The reason why the interest rate is not set high is to protect the investors' basic earnings while allowing enterprises and individuals to earn some profit time and profit space, so that they can develop in a longer term.

Those companies whose profits last year were only 12% were able to boast that they would guarantee a profit of 15% a month in a month.

If the platform is similar to the product, then the wind control of the platform must be problematic.

Three. Field visits.

Those who roll the money.

There are no signs. Instead, there will be a series of procrastination, confusion and ambiguity. Just like the assistant driver of the plane, he had repeatedly asked the captain to go to the toilet, and after the commander ordered the fall, he said "I hope we can safely descend".

The captain estimated that he was also in doubt, so he did not go, but after all, who would like to get such a thing? That is, the spirit of a time relaxed, so that the copilot successfully controlled the aircraft.

If someone had gone to investigate the co driving doctor's medical record and his ex girlfriend, he would have avoided such a disaster.

There are many financial institutions running on the road, investors will eventually find their company address is never there.

Such incidents can be avoided if they go to field visits.

Four. Check Baidu's relevant information carefully.

Information is well developed in the Internet age.

So we still need to go to the major search engines to see the broad masses' views on the financial institution.

Although it is impossible to exclude the probability of advertising and naval forces, it is possible for the navy to be able to pay large sums of money, or at least the managers of the institutions themselves.

Five, carefully examine the qualifications of the relevant guarantee enterprises and cooperative enterprises.

Pulling the radish out of the mud, the relationship between financial institutions is far more complex than most investors think.

It is said that birds of a feather flock together, and so do financial institutions.

Therefore, we should carefully examine the partners, guarantor, capital background and actual controllers of the institution.

This is also true of stock investment.

Six, look at the history of the institution and its historical yield.

General institutions will disclose, at least disclose the establishment period of the institution.

Jiaxing Reed financial planner found that in terms of P2P, the number of institutions running more than half a year was very scarce.

The bad debt rate, bad debt rate and other indicators can only be considered when business hours exceed 1 years.