How To Make Money Fall In Love With The Real Economy

How to make money "fall in love" with the real economy is a big problem. If a large amount of monetary liquidity is released to the stock market, all of them will invest in the "embrace" of the stock market. Then, no matter how many times, the financing of the real economy is hard to raise and the problem of financing is very difficult to solve.

It is more urgent to solve the problem of the flow of money and credit funds than to reduce the total amount of money released.

The people's Bank of China has decided to reduce the deposit reserve ratio of RMB from all kinds of deposit financing institutions by 1 percentage points since April 20, 2015. Since April 20th, rural financial institutions such as rural credit cooperatives, village banks and other rural financial institutions have reduced the RMB deposit reserve ratio by 1 percentage points, and lowered the deposit reserve ratio of rural cooperative banks to the level of rural credit cooperatives. The Agricultural Development Bank of China has reduced the deposit reserve rate by 2 percentage points, and the state-owned banks and joint stock commercial banks that meet the requirements of prudent operation and have reached a certain proportion of loans to agriculture, rural areas and farmers and small and micro enterprises can perform 0.5 percentage points below the statutory level of similar institutions. Deposit reserve ratio 。

At the end of the first quarter, RMB The balance of the deposit is 124 trillion and 890 billion yuan, and the reserve ratio of various financial institutions will be reduced by 1 percentage points. It will be released to the liquidity of the financial institutions such as commercial banks, such as 1 trillion and 250 billion yuan. With regard to the rural credit cooperatives, village banks, and the level of the reserve ratio of the agricultural cooperative bank to the level of the rural credit cooperatives, the most serious is that the state-owned banks and joint stock commercial banks that meet the requirements of prudent operation and have a certain proportion of "three rural" or small and micro enterprises loans can carry out the deposit reserve ratio of 0.5 percentage points lower than the statutory level of similar institutions. Several big banks may drop by 1.5 percentage points.

Universality has dropped more than 1 percentage points since the financial crisis. It is rare to reduce 1.5 percentage points to large banks. Based on this comprehensive calculation, the total liquidity released by this time limit is 2 trillion yuan, which is rare in history.

Monetary policy is completely draining and big. Easy Now. It is expected that interest rates will come soon. Directional control, directional quasi cut interest rates no longer exist. This will bring substantial benefits to the stock market and the real estate market. But how effective is it? Control is in the hands of financial institutions such as commercial banks. From a professional point of view, the central bank has transferred the reserve requirement of 2 trillion yuan to the excess reserve account of commercial banks and other financial institutions, which are mastered by commercial banks and other financial institutions.

At present, the real economy is in serious recession. The more water drain, the more will not enter the real economy. Instead, it will enter the stock market through various channels, and will slowly enter into real estate. Finally, the real economy is becoming more and more decadent, the stock market bubble is bigger and bigger, and the financial risk is higher and higher.