Alibaba: Apple Pay Agreement Is Far Away.
Alipay
Yesterday, a reporter confirmed to reporters in the south, "Ma Yun (micro-blog) confirmed in a news conference in South Korea," Alibaba group and apple have reached a cooperation agreement on the introduction of payment system, "there is a plation problem. Alipay insiders even said frankly:" talk is always talking, but it is still a distant thing to have a result. "
The agreement is far away.
Last September 10th's apple conference, Apple Pay became a highlight.
Apple Pay mainly realizes the convenient mobile payment through the NFC chip and TouchID technology built in iPhone 6 and iPhone 6+.
This payment system is converted into the most intuitive operation. After the consumer has tied the credit card to the mobile phone, the mobile phone will be aligned to the POS machine when the payment is made, and the home key will be pressed. After the fingerprint is identified, the payment can be completed.
In Apple's official disclosure of information, more than 83% of the credit card machines in the United States support NFC
payment
Apple has worked with several of the largest credit card platforms in the world, including VISA, Master and express cards, and Bank of America.
Apple has already reached an agreement with Subway, McDonald's, Starbucks and other well-known retailers, and plans to deploy the payment hardware of the Apple Pay system within the retailer's stores.
However, in China, because of the third party payment license and many other problems, there has been no improvement.
Yesterday, media reports reported that Ma Yun had confirmed at the news conference in South Korea that Alibaba group and Apple had reached a cooperation agreement on the introduction of payment system, and that the payment system is likely to be Apple Pay.
For the above statement, Alibaba public relations director Gu Jianbing's response is that the two sides are indeed talking about cooperation, but no details can be disclosed.
Ali's Alipay stakeholders yesterday even admitted that Alibaba and apple reached a cooperation agreement on Apple Pay or something far away.
Apple Pay has many channels to enter China.
According to the analysis of the industry, Apple Pay, which has strong terminal advantages, will directly affect the two key members of the mobile payment field -- UnionPay and the giant Alibaba.
Apple Pay wants to come in. Apple must deal with the relationship between them.
For UnionPay, Zhang Xing, chief analyst at RationalAB, a consultancy, has previously thought that in theory, both UnionPay and apple hope that this function can be settled in China as soon as possible.
"Apple has the technology and product safety guarantee, and the status of the UnionPay in the domestic payment industry chain is detached. The cooperation between the two sides has been seen because it is held."
Zhang Xing said that through App Store to support the union, the cooperation between the two sides has become more smooth.
But up to now, Apple's cooperation with UnionPay is limited to Apple App store.
A few months ago, the market passed the UnionPay and Apple had signed a contract with Apple Pay, but the UnionPay side has said to the media, "there has been no further cooperation with Apple Corp."
As for Alibaba, analysts from the third party advisory body yesterday told reporters in the south that theoretically there is a basis for cooperation between the two sides.
But it is necessary to see the cooperation between apple and Ali, that is, the mutual payment system is connected to each other, or is Ali just helping Apple Pay come in.
If it is mutual access, for Ali, perhaps more attractive.
"Apple Pay as a payment tool, its maturity is mainly in overseas markets, and Ali is pushing global strategy."
This is an analysis.
However, from close to
Alipay
According to the people, the content of the talks is mainly confined to Apple Pay's entry into China.
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