Wage Planning: Raising The Ability To Raise Salaries Is Critical.
It is said that wages can not be delivered, but for most of our wage earners, a stable source of wages is more important than fortune. Because wages are not only a basic living guarantee, but also an important prerequisite for our career planning and financial planning. Therefore, if you make good use of every month's salary and do a good job salary plan, maybe you can take it as a springboard and embark on the road of entrepreneurship, and say goodbye to the life of paying wages.
How should we spend every month?
High wages, more financial management, appropriate investment within the scope of their own, so that you maximize the money in your hands, to achieve wealth growth. Of course, wages are never too high, you can still pursue higher.
High salary + reasonable wage plan = your assets are increasing.
I saw many friends on the Internet. I could not keep any money. I didn't know where the money went. When it comes to wage planning, everyone worries about where to start.
They feel that their wages are too low, and they are earning money rather than saving them. So they are complaining and sighing without making any changes. In a few years, it is estimated that this is still the case, wages are still low, still can not save money.
We might as well calculate that if you deposit 500 or five years a month, according to the first 5 years' zero deposit, and then every 5 years, we can calculate the total amount of 352300.94 yuan in 30 years' time. At the age of 55, it is also a great income.
Pay less? You can't even save five hundred in a month? Five hundred no, two hundred. Besides, if we get low wages, then we should look at the poor salary every month and reflect on how to raise wages. We need to know that a substantial increase in wages is the best way to open source.
If wages are really low, Congratulations, you can make it easier to achieve the dream of doubling wages. Ten thousand to twenty thousand is not easy. One thousand to turn two thousand is not difficult at all. My salary is low, so I won't let Ah Q fail. So, come on, you need to know that your space will be larger than most others.
Some people pay well and spend enough money, but they do not know where the money goes all the year round, because TA does not know how much they earn. I suggest you charge the account first, not the system bookkeeping. I know this is very difficult.
You only remember your income and your account. Is that easy?
The salary has been recorded, and the bonus has been recorded. How much did you earn in a year?
Is it possible to pay an ordinary salary for a year?
How much money do you have now?
Nothing left?
OK, let's reflect on it. After reflection, start spending the expenses.
No matter how much we earn, it is our hard work. We should not be discouraged if we are low. We should not be arrogant and take it seriously. We will have a rewarding future.
The Internet is full of such a passage: "every month from the day of payroll, it begins to be arrogant for a week, then live for a week, and then live for a week, and finally spend a week in the expectation of wages." Is this your work life portrayal?
We need to do well. Career planning Identifying the direction of career development is also important for the "salary" plan.
First of all, in the workplace, the lucky ones who go all the way to heaven are always a minority. Many people's wages are spiralling upward. They are relatively low at the beginning. Compared with career planning, they should pay more attention to financial investment and financial management. Comparing the gap between ten thousand yuan earned 10 years ago and ten thousand yuan a month now, we know how passive it is if we don't spend all our time investing in financial management and competing with others only on wage income.
For salary planning, remind the workplace people to pay attention to the following points:
Do not pay too much attention to the temporary wage income to affect the future development, development is the first, the workplace is a marathon, and the sprint champion is not necessarily the last winner.
Don't be right. wages Too much calculation, always holding you to give me how much money, how much work I do for you. The business is to see how big your contribution is before giving you the corresponding reward. Paying too much attention to your momentary salary will lose your trust and goodwill and lose many important opportunities.
Carnegie once said, "those who care too much about small money do not earn much money. Who will be more professional and professional in the future, and the higher the income will be.
Especially when young. Wealth accumulation In fact, everyone has gone through this stage. If there is no abstinence in the sales, then much income will not be enough. Some people often complain about their low incomes, but never notice how extravagant and wasteful their daily expenses are. This is obviously not the right attitude.
Only a small number of people can get rich overnight. Most people continue to accumulate wealth. Blind comparisons with others, delusions of getting rich overnight will make the state of mind out of balance.
Mr. Liu Chuanzhi said that life is a long distance race. Don't worry too much about immediate interests. You have to look far ahead. It is necessary to have a realistic understanding of this point. What we focus on is not the gains and losses of one day, one month or one year, but the gains and losses of five years, ten years and even life. Only in this way can we get more income.
When confronted with injustice, we should dare to raise it in the correct way. When you ask your boss for a raise, you should pay attention to timing and speaking skills.
Many newly graduated friends worry about how to earn too little money and worry about how to work part-time to increase their income. But we think that for the people who get paid for work, the biggest source of open source is to improve their ability, make proper planning for their career path, and bring a qualitative and quantitative leap to wages, which is the ultimate goal of wage planning.
Small partners are sometimes prone to misunderstandings about part-time jobs and wool. They raise 200 yuan a month, and how many people want to spend so much money. But if they earn 200 yuan a month, they will feel much better.
So think back, do you think it's easy to think that part time and wool are free? Even if they are free, it takes time and energy. So we suggest that you distinguish between the main and secondary income, not because of sesame lost watermelon.
Wage planning is a long-term and continuous project. From the recognition of income to the management of funds, we are doing the work of money, and the last step of wage planning is to have a clear goal of our expectations and dreams, and guide ourselves to go one step at a time.
For example, a monthly income of 1000 yuan, spend 800 yuan, and then how to plan is also a bit of money, it is easy to lose heart. But 10000 yuan a month, spend 5000 yuan, although the expenditure is high, but this wage plan is not very promising?
So we want to tell you, "who didn't come from the salary one thousand or two thousand?"
There are many ordinary people in the world. We don't need to climb the peaks that we obviously can't reach, but we can't ask ourselves for nothing. The premise of financial management is to have some money to manage. Where does money come from? Starting from the accumulation of the original bit by bit, and actively raising your income, you have more and more accounting.
So whether the wage is high or low, the last step in our wage planning is to:
If you have low wages, you should also manage finances, strictly account for expenses, make rational consumption, and then improve your ability, eventually increase your income and earn more money.
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