Bank'S Responsibility For Violating Bank Settlement System

In the process of settling accounts, if the bank violates the bank settlement system, it should mainly include the following aspects:

(1) responsibility for work errors.

Due to work errors, bank delays, erroneous investment accounts, erroneous delimit and miscalculation settlement accounts, the settlement time is extended, which affects the use of funds of clients and his bank, and pays compensation according to the interest rate of deposit (loan).

Responsible for compensation for capital loss caused by false payment.

(2) breach of settlement obligations.

Such responsibilities include:

(1) depressurized, misappropriated or detain the settlement amount, affecting the use of funds of clients and his bank, and paying 5/10000 of the settlement amount per day according to the settlement amount.

(2) arbitrary penalty, refund, interception and misappropriation of settlement funds shall be punished by a daily fine of 7/10000 according to the settlement amount.

3. Accepting unjustifiable refusal to pay, unauthorized refusal to pay a refund and payment without deducting and delaying payment, and deducting or deducting the indemnity less than 5/10000 of the daily settlement amount shall be 2000 yuan to 5000 yuan.

(4) banks issue short bank draft, cashier's ticket and management.

It is necessary to recover the advance payment and impose a 1/1000 penalty on the amount paid.

(5) the bank will use fraudulent means to issue the invoice for the remittance without any remittance, help the customer to defraud the bank acceptance bill or withdraw the bank discount fund, and impose a fine of 5000 to 10000 yuan.

(6) the bank has not carried out a large amount of foreign exchange through the people's Bank through the people's Bank, liquidation of large amount of bank draft funds or a large amount of remittance and bank drafts to zero, and a fine of $2000 to 5000 yuan is imposed on them.

The bank issued more than 500 thousand yuan.

If a person fails to pfer funds in time to the people's Bank, he shall be punished by a fine of 7/10000 a day according to the number of days and amount of delay. If he fails to pfer funds in a more than three time, he shall notify the case. If the circumstances are serious, he shall stop issuing bank drafts.

If a bill of exchange has been drawn back to the people's Bank of the place of issue, if the issue has not yet been pferred, the penalty shall be 5%.

The bank stipulates additional conditions outside the settlement system, which affects the smooth flow of the remittance channels. It must be corrected within a time limit and impose a fine of 5000 to 10000 yuan.

The bank settlement management is chaotic, and there are frequent violations of discipline.

Warnings should be issued to correct the deadline.

In spite of warnings, those who refuse to rectify or repeatedly investigate repeated offenders shall be criticized throughout the country or throughout the country until they are partially or wholly settled.

In addition to the above responsibilities, banks must also be accountable for the responsibilities of banks, including economic, administrative and criminal responsibilities.