Financial Management Can Not Completely Solve Anxiety. It Only Gives Time And Space.

Financial management starts with anxiety. In the process of investing and managing finances, the most concerned financial group should be the middle class. From the perspective of investment habits and orientation, the rich group's love of investment can withstand certain uncertainties. The middle class loves financial management, and likes the solid income class, is the most unable to undertake the risk group. Low income and young people are the most adventurous, so those who are cheated on the platform are the most young and middle-aged men besides their mothers. And here I want to discuss with you why the middle class is most concerned about financial management.

At present, a popular word is: middle class anxiety, there are many reasons. The most direct reason is that the middle class is the best choice between the good and bad standards of society. The rich want the best house, the best education, the best medical treatment and enjoyment. The poor have no choice but to pass. The middle class is unwilling to do so. Sometimes it seems powerless. What does this have to do with financial management? Of course, because these are reflected directly from money.

So middle class love Conduct financial spanactions It is very difficult for them to make money and money is easy to earn. They hope to make more choices in the future through financial management. This expectation will bring great anxiety, because both financial management and reality are all out of control for this group. Financial management can not completely solve anxiety, it can only give some time and space.

1. From the perspective of investment income, the market now exceeds or even exceeds 7% of the revenue. Investment goods There is a certain risk. Because of the rapid development of Internet finance, fixed income management has given the middle class many choices. It is not a simple matter for me to stay in the 7%-8% income range for a long time without any problems. This yield is based on the 72 law, and it will take 8-10 years to double. If you compare house prices to make you more anxious, even the real price level may not satisfy you.

2. From the goal of financial management: financial management is not the money to complete the task of making money, but just let it keep value. The ultimate wealth of life depends on one's ability, even the real estate. Profit At such a high level, I still believe that competent people are better than frying houses. Financial management is essentially a collation of property, but the purpose of sorting is to allocate rationally.

As the most popular investment method for lazy people, the fund has been popular. The method is simple, the risk is controllable, long term adherence, the income is good.

But there is a problem that plagus investors: how much is the monthly fixed investment?

Let me give you one of the simplest examples.

Both small A and small B insist on fixed investment for 5 years, with an average annual yield of 10%.

The sum of principal proceeds is 90 thousand after the small A is invested 1000,5 years a month.

The sum of principal proceeds is 450 thousand when small B is invested 5000,5 years a month.

There is a great relationship between the income of the fixed investment and the capital input. Moreover, with the accumulation of time, the gap between the less principal and the principal will be greater. This is a reason for snowball. The expansion speed of a big snowball is much faster than that of a snowball.

In the future, the three core financial problems of Chinese families, we foresee the problems in the future, and make preparations through the way of financial management, so that we can only solve the problems when we have problems. We should find out the anxieties and rationally plan the financial life. Where do we start our financial management? First of all, we need to find the cause of your anxiety and ease your anxiety through financial management.

For more information, please pay attention to the world clothing shoes and hats net report.