How To Make More Households, Households, Households And Households

In order to do well in the connection between new and old accounts of bank deposits and not affect the smooth progress of settlement work, tellers should be brave enough to take up all or part of the "errands" of households, households, households and households.

So-called

It means changing the name of a bank account.

It is divided into two situations: one is to change the account name without changing the account number under the premise that the source of capital or ownership of the unit or individual business has not changed.

However, the name of the business license must be changed and the name of the seal must be changed.

The cashier holds the newly changed business license and seal. The bank must return the copy of the permit to the bank, together with the original copy, and bring it to the local bank. The bank can change the name of the opening permit.

Then, a copy of the copy will be sent to the bank and a new seal will be reserved accordingly.

The other is the change of the source or nature of the unit's capital and the change of ownership. If some institutions become enterprises in the system reform, some of the individual operators will become partners after the joint venture. At this time, not only will the account name be changed, but also the account number must be changed. The bank must cancel the original account and reopen the new account and make an account for it.

The procedures for opening accounts and selling households are carried out in accordance with relevant regulations.

The so-called "merging" refers to the account holder's application to the bank to merge an account with the same source of funds and the nature of the same capital, or merge the bank account after the merger of the two units.

The consolidated account generally involves four aspects: first, to produce the relevant documents to the bank on the basis of the reasons for the merger; the two is to check accounts with the bank, including the balance of the deposit account and the loan balance; three, to withdraw the merged account through the bank, and to pfer the sum account balance to the retention account; four, to collect the important blank certificates, such as pfer checks, cash checks and other important accounts, which should be returned to the Bank of the account bank, which is agreed to continue to be used by the depositary bank, and will continue to be used after changing the credential account.

So-called

It means that the account office has applied to the original bank for reasons such as the relocation of the address, so that the account can be moved to another place or to his bank.

There are two cases of relocation: one is to relocate within the same city, and the original bank's account should be revoked by the original bank to return the original account of the original bank account.

The other is to relocate households in different places, and the units should reopen the procedures of opening accounts to the banks in the place of immigration according to the prescribed procedures.

After the new account is opened and the unit has already started production and operation locally, the original account should be settled and cancelled in a month.

The so-called "sales account" refers to the application for cancellation of the account to the bank due to reasons such as closing, stopping, pferring and pferring.

After the application is examined by the bank, and the deposit and loan account is checked, the formalities for sale will be processed.

A copy of the permit to open an account is submitted to the local people's Bank within 7 days.

The current "bank account management measures" also stipulates: "the account bank has accounts receipts for one year (according to the month to day)", and the depositors should notify the depositors to handle the sales formalities within 30 days from the date of the notice.

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