Everbright Bank And Jingdong Financial Cooperation To Achieve Deep Connection

Recently, China Everbright Bank has signed a strategic cooperation agreement with Jingdong finance.

As the first strategic partner of China Everbright Bank in the financial and technological level, Everbright Bank has become the first joint-stock commercial bank to sign strategic cooperation in Jingdong finance.

Everbright Bank President Zhang Jinliang, vice president Li Jie and Jingdong financial CEO Chen Shengqiang, Vice President Ma Ji attended the press conference.

From then on, the cooperation between the two sides will rise from the product level to the scene and user level, and further strengthen in big data wind control, user portrait,

Complementary advantages, such as intelligent customer service, intelligent investment, consumer finance and other business scenarios, through data and technology to achieve deep business connection.

China Everbright Bank was founded in August 1992, ranking forty-sixth place in the world's 1000 largest banks in the British banker magazine in 2016.

In recent years, in line with the macroeconomic and market situation, China Everbright Bank has taken the initiative to change and accelerate the construction of "integration", "characterization", "Lightening" and "intellectualization". It continuously improves the comprehensive financial services capability, implements differential competition, and builds a capital saving bank, complying with the trend of Internet financial development, and comprehensively enhancing the level of intelligent service.

Jingdong finance was established in October 2013 as a technology company serving the financial industry. The most advanced technology of massive, multidimensional, dynamic big data superposition is the core advantage of Jingdong finance as a technology company.

At present, Jingdong financial relies on the hundreds of millions of users and hundreds of thousands of partners in the Jingdong system to accumulate electricity supplier data, financial data and all kinds of third party data. With the emerging technologies such as artificial intelligence, biometrics, cloud computing, block chain and other emerging technologies, we have developed a number of frontiers applied model systems, such as risk quantification model system, precision marketing model system, intelligent investment model system and user insight model system, and applied to the financial scene.

As of June 2017, Jingdong finance has accumulated more than 500 thousand lines of online and offline customers and 150 million customers, with more than 400 cooperative banks.

Li Jie, vice president of Everbright Bank, said at the signing ceremony that China Everbright Bank will deepen Internet financial cooperation with Jingdong financial supervision and regulation in order to create a high-quality financial service experience for users.

In March 27, 2016, Jingdong financial joint China Everbright Bank released the Everbright "white strip" joint credit card, expanding the consumption scenario from domestic to overseas, and realized the superposition of user financial credit and business credit.

In just five days, it has broken through 10 new user applications. Up to now, Everbright's white card has achieved 700 thousand of the issuing capacity. It not only refreshed the speed of issuing credit cards, but also received good feedback from users.

Yang Bingbing, general manager of the electronic banking department of Everbright Bank, said: "cooperation with Jingdong finance enables us to see the huge potential that can be released after the combination of Finance and technology.

Everbright Bank has been insisting on differential competition and building a capital saving bank, in line with the trend of Internet financial development, and comprehensively enhancing the level of intelligent service.

I believe that this strategic cooperation with Jingdong will promote the complementary advantages of both sides in the whole financial chain, and provide users with a completely new experience in financial services.

Jingdong financial CEO Chen Shengqiang said: "this Jingdong finance and Everbright Bank will join hands, will really open online and offline scenarios, to achieve user connections.

We have been practicing the spirit of openness and hope to achieve a win-win situation with financial institutions in deep cooperation.

The signing of the strategic cooperation is based on the good business cooperation between Jingdong finance and Everbright Bank.

Prior to this, the two sides have already implemented cooperation in many fields, such as cloud payment, cloud payment, Xiao Bai credit card, asset securitization, Internet financing and so on.

The signing of this strategic cooperation means that the future cooperation between Jingdong finance and Everbright Bank will achieve a leap from 1 to 2.

If 1 of the cooperation mode is to integrate the resources of both sides and focus on specific products, then 2 of the cooperation will cover the entry, scene and users, and create more financial services mode.

Xie Jinsheng, general manager of Jingdong finance, finance and technology division, said: "Jingdong finance has the ability to solve the whole chain solution: in the end of the scenario, we have banking open platform, Xiao Bai card, etc. at the end of the product, we have intelligent investment, supply chain finance, ABS cloud, etc. at the end of the technology, we have security cube, precision marketing, financial cloud and so on.

We hope to use these capabilities to help banks better connect customers and scenes, make financial services cheaper, more efficient and create more business revenue.

Everbright Bank is an industry leader in promoting "integration", "characterization", "Lightening" and "intelligent" construction. I believe our cooperation will create different financial services experience for users and contribute to the further development of Inclusive Finance.

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