Many Enterprises Have Launched The Policy Of Supporting Enterprises To Start Economic, War And Epidemic.

The outbreak of pneumonia caused by the new coronavirus is continuing. Meanwhile, the national economic war epidemic is also starting.

A few days ago, Xu Xiaonian, a famous economist, said that the impact of the epidemic on GDP is of no great significance. What really should be concerned is whether many small and medium-sized private enterprises can survive.

Recently, from the central government to the local government, SMEs have been supporting policies. In February 1st, the five departments of the central bank, the Ministry of finance, the Banking Regulatory Commission, the Securities Regulatory Commission and the foreign exchange administration jointly issued the notice on further strengthening financial support for the prevention and control of the new type of coronavirus infection in the pneumonia epidemic. The article pointed out that the wholesale and retail businesses, residential and lodging catering, logistics and transportation, cultural tourism industries, and enterprises with prospects but affected by the epidemic situation, especially small and micro enterprises, should not blindly loan, break the loan or pressure the loan. In February 5th, the general office of the Ministry of Commerce issued the notice on helping foreign trade enterprises overcome difficulties and reduce losses.

In February 2nd, Suzhou took the lead in introducing the ten policy opinions on coping with the outbreak of pneumonia caused by new coronavirus infection and supporting the small and medium-sized enterprises to tide over the difficulties. It is short for supporting the small and medium-sized enterprises to tide over the difficulties, Su "Hui" ten. Within a few days, Shanghai, Ningbo, Taizhou, Zhejiang and other places have launched a local version supporting policy to relieve enterprises.

Gu Ming, the owner of a small and medium catering enterprise in Jiangsu, a senior restaurant management company in the central part of the county, told the twenty-first Century economic report: "this is like epidemic prevention. At the very beginning, we must attach importance to it. For small and medium-sized catering enterprises, we need some measures to stabilize people's hearts. Our side directly involved in the catering industry less than 10 thousand people, considering the upstream and downstream, there should be no less than 20 thousand people. If our most basic catering businesses fail, it means losing a lot of jobs. "

Local version of preferential policies

According to the twenty-first Century economic report reporter combing, only in February 5th, one day in Jiangsu, Taizhou introduced the "double ten" of the benefit enterprises; the three districts of Shanghai, Jiading, Jingan and Yangpu issued the policy of reducing the burden of small and medium-sized enterprises; Zhejiang introduced 17 policies to support the small and micro enterprises across the epidemic situation; Guangdong Foshan also issued ten policies to tide over the difficulties with the enterprises.

Not only the Yangtze River Delta and the Pearl River Delta region, other places are also actively taking action. In February 5th, Fujian and Ningde introduced nine measures to support small and micro enterprises to tide over difficulties. On the same day, Fujian Xiamen issued 15 measures to support enterprises to tide over difficulties. Specifically, it includes keeping the credit scale down, ensuring that the cost of financing is reduced, increasing credit support, giving credit financial discount, giving credit support to business guarantee loans, optimizing financing guarantee services, postpone paying taxes, appropriately reducing rent, appropriately reducing taxes and fees, holding back social insurance premiums, increasing support for stabilizing jobs, giving enterprises spring festival employment subsidies, giving subsidies to enterprises, reducing the cost of innovation and business, and speeding up the allocation of R & D expenses.

Moreover, the Xiamen municipal government said that the implementation period of this measure was from January 1, 2020 to December 31, 2020, and the state or province provided otherwise.

"The skin will not exist and the wool will be attached". Not only local governments, banks, enterprises and so on are also actively taking actions to tide over difficulties.

After the ten introduction of "Hui", the Bank of Suzhou formulated interest rate preferential policies, allocated 1 billion yuan of special credit and 10 million yuan discount, and actively helped enterprises return to work. With regard to the demand for related loans, the Bank of Suzhou has further preferential treatment on the basis of the current low market level. During the epidemic period, the Bank of China downtakes 10BP in principle on the basis of LPR, that is, no more than 4.05%, with a minimum annual interest rate of 3.98%.

In February 4th, the first batch of business support loans announced by the US group was put in place. It was jointly provided by the US group business loan, the Everbright Bank and the Jiangsu bank to provide 10 million yuan loan for Yun Hai and Zhou Mapo respectively. The money will be spent on staff salaries, shop rents and other expenses to help businesses survive the epidemic. The US group will also provide small and micro businesses with preferential lending rates of not less than 10 billion scale.

Enterprise "online shopping guide" self rescue

The impact of the epidemic on most industries is very large, but the impact is not the same. For example, the impact on the catering industry is particularly prominent.

Bai Fu Holdings CEO Wang Xiaolong even said frankly that the epidemic has the greatest impact on the catering industry. The Guangdong food and Beverage Service Industry Association released the Guangdong food and beverage enterprises' epidemic investigation and analysis report, pointing out that 30% of the enterprises that continued to operate during the Spring Festival period were down by 5 or more, of which 30% of the enterprises received almost 0 of the total revenue. The number of catering enterprises participating in the survey decreased by 200 million yuan compared to the previous year. Most of the enterprises were faced with multiple cost pressures such as rent, labor, energy consumption and taxation, and the difficulties in the serious shortage of passenger flow and cash flow could not be alleviated in time.

In contrast, clothing and luggage enterprises can also carry out online exhibitions and actively help themselves.

A medium-sized luggage enterprise in Fujian has many stores in the country. The staff responsible for the store management told the twenty-first Century economic report: "most of the shopping malls are closed by the epidemic. Even if there is business, there is no passenger flow. The epidemic may continue to affect March, which means that two months after the shopping mall, the flow of people is still decreasing, so we can only find ways to sell online.

He went on to say that the company has specialized electronic business platform, and offline entities are mainly concentrated in WeChat sales. In the early days, a lot of VIP customers were accumulated on WeChat. At this time, WeChat group was set up, and some activity products were released on a daily basis. From these two days, WeChat's sales volume is basically 1/3 of its normal business status.

The above Fujian bag enterprise staff worked in Anta, he said, Anta and other large brands reaction speed is very fast, now is the full line online shopping guide, each product pictures are accompanied by two-dimensional code, scan code after entering a corresponding shopping guide, if the sale is successful, the post stage system will automatically record the shopping guide Commission.

"But after all, WeChat sales can not be carried out every day, WeChat group members will be tired of this kind of marketing, after the heat is reduced, sales will be relatively dull, or we hope that the epidemic situation will soon be over." The staff member said frankly.