The Key To Solving The Problem Is To Master The Financing Skills.

Venture financing is mainly achieved by banks and other financial institutions. We must try our best to hang on to a tree.

It is cost effective to start any business. Even the minimum start-up capital should include some basic expenses.

How to solve the problem of capital problem in early stage is to grasp certain financing skills.

Channel 1: bank loan.

Bank loans are known as the "reservoir" of venture capital, and have a "mass base" among entrepreneurs.

Credit loan refers to a loan issued by a bank based on trust in the borrower's creditworthiness. The borrower is not required to provide collateral to the bank.

Guaranty loan refers to the loan secured by the guarantor's credit.

The discount loan refers to the way that the borrower borrows money from the bank when he is in urgent need of funds.

It is a reminder that entrepreneurs should be prepared to fight for a protracted war, because in addition to dealing with banks, loan applications also go through business administration departments, tax departments and intermediary agencies.

Moreover, cumbersome procedures, no link can be a problem.

Channel 2: venture capital.

Venture capital is a kind of investment with high risk and high return. Venture capitalists enter venture enterprises in the form of equity participation.

Venture capital favors high-tech start-ups.

They remind venture capitalists that they are more concerned about the profit model of entrepreneurs and entrepreneurs themselves.

Channel 3: private capital.

The operation procedures of private capital investment are relatively simple, the financing speed is fast, and the threshold is low.

It is a reminder that when many private investors invest, both sides should put all the problems on the table and express them clearly and clearly in written form.

In addition, the investigation of private capital is a required course before financing.

Channel 4: venture capital financing.

The venture financing treasure refers to the form that the entrepreneur's own legal property or the lawful property of others can be pledge or pledge under the permission of the relevant laws and regulations, so as to provide business capital, operating capital and operating capital needed urgently.

The financing project is mainly targeted at "4050 personnel", as well as social youth groups who want to start their own businesses.

The longest loan period is six months.

The "financing" of venture capital financing is not very big. Therefore, the problem of venture capital usually needs several rounds of financing before it can be realized.

Channel 5: financial leasing.

Financial leasing is a kind of credit that directly aims at financing. On the surface, it is borrowed, and in essence, it is paid in installments by way of rent.

The finance and leasing system is more suitable for start-ups who need to buy large equipment. But when choosing, they should choose the leasing companies with strong strength and high reliability, and the more flexible the lease is, the better.