Decomposition Of "Internet Banking Thief"

A few days ago, Miss Chen told reporters about her online shopping, which led to the theft of credit card code.

Although consumers are becoming more and more cautious when shopping online, the "Internet banking thief" is also constantly thinking about stealing new passwords such as user's bank cards.

The "Taobao" is the bait for buyers. When Miss Chen, who is planning to recharge her mobile phone on the Internet, he saw that the seller's "angel of honor 5" was selling the mobile recharge card, and it was quite substantial, with a face value of 100 yuan for 85 yuan.

Miss Chen immediately contacted the "credit Angel 5". The latter said he was also getting goods from other websites, and only after producing the paction order could he get the goods.

He asked Miss Chen to log on to website www.7758k.cn and enter the user name and password with him, then recharge 1 yuan, then send him the trading order.

After entering the website, Ms. Chen saw that there was an online banking payment system on the page, so she filled out her own bank account and password, but the result showed that the password was wrong and the paction was unsuccessful.

Miss Chen thought the password input was wrong. Just when she wanted to input it for the second time, she suddenly received the SMS reminder of the "Internet consumption 499 yuan" sent by the China Merchants Bank.

At this time, Miss Chen suddenly realized that her credit card account and password had been stolen by "credit Angel 5".

She immediately blocked the account with the bank hotline, but spent another 200 yuan in just a few minutes.

After being informed of the relevant circumstances, the bank gave a description to Miss Chen on the second day of the investigation, and told her the information about the cell phone number and identity card number of the person who had stolen the credit card of Miss Chen.

At present, Miss Chen has reported to the public security organ.

The "Internet banking thief" temporarily disappeared. According to Miss Chen's website address, the reporter registered www.7758k.cn and found that the website was already empty. The only message left was "www.cnyd999.cn Hebei CIV card alliance platform" and "ICP record: Lu ICP 05033416."

But when the reporter tried to enter www.cnyd999.cn, he found that the web page could not be opened.

Through the Ministry of information industry's ICP/IP address / domain name information registration and management system, the reporters found all the websites of "Lu ICP 05033416" as "brothers alliance" website, but the reporter contacted the staff of the website. The latter said they did not know that other websites were using the same ICP record number. Subsequently, the reporter also found the "angel angel 5" shop opened on Taobao, and found that there were only 5 commodities in the store, all of which were prepaid cards. Its opening date was June 10, 2007, and the address was Heilongjiang Suihua.

The reporter tried to use Taobao Wangwang to connect with "credit Angel 5", but the latter has never been on line.

The reporter also hit the phone number according to the bank's investigation, and answered the phone with a man with a strong northeast accent.

After reporters told him about the situation, the man said he had not opened any shop on Taobao.

The 500 yuan was stolen by the public security organ, and the reporter could interview the relevant personage of Taobao on the experience of Miss Chen. The latter said: "Taobao will attach importance to this incident and will conduct relevant investigations."

He also said that Taobao has been through Taobao Wangwang, Taobao community and other channels, to inform users how to guard against the network fraudsters related methods.

Yi Xianlan, a lawyer at Shanghai branch of Longan law office in Beijing, believes that although Miss Chen is "credit Angel 5" found on Taobao, Taobao has no responsibility for Miss Chen's loss.

But he also said that Taobao should attach importance to it, because it is likely that its censorship of sellers is not strict enough, so that the "Internet banking thief" has the opportunity to open shop on Taobao, thereby having the opportunity to cheat buyers' bank card information.

Jin Bo, a computer expert at the Third Research Institute of the Ministry of public security, thinks that "this incident is a cyber theft incident".

According to the standards of filing crimes of theft by the Supreme People's Procuratorate and the Ministry of public security on the standard of prosecution for economic crimes, the amount of personal theft of public and private property is relatively large, starting from five hundred yuan to two thousand yuan.

Miss Chen has been stolen 699 yuan, which is a "larger amount" theft case, which has reached the public security organs filing standards.

Jin Bo suggested that Internet users should immediately report to the police once they encounter the theft of Internet banking.

However, an insider in the electronic commerce industry, who did not want to be named, told reporters: "at present, the experience of Miss Chen is very common on the Internet. However, because the amount involved is less than 2000 yuan, it is unlikely that the public security organ will file a case.

But the 100 netizens are 50 thousand yuan loss, 200 yuan will lose 100 thousand yuan, so the loss caused by this is still quite large, I hope the public security organs can give attention and attack.

As for how to prevent Internet banking from being stolen, Yi Lan also reluctantly said: "netizens can only be vigilant, prudent, cautious and prudent, and try to complete payment on the bank's own website.

Of course, banks also need to further enhance the security of online banking.