Corporate Financial Viability

A, a production company, produces a well - selling product with a revenue of up to tens of millions of dollars. The boss should be happy, but now he is in a bankruptcy crisis. Why?

After signing the contract, the goods were sent out, but the accounts could not be collected.

The payment of raw materials, staff salaries, water and electricity for production has been paid out.

The company's funds will be out of sight.

The recovery of accounts is not something that can be solved in a short time.

At the last minute, we have to pfer the company at a low price.

An activity company has just picked up a million single list of famous domestic enterprises in its first half year.

Because customers are well-known enterprises, in terms of payment, they accept 30% of the advance payment, and the harsh conditions that 2 months after the end of the remaining 70% activities.

Activity began vigorously, and the activities of the company's financial crisis also fell into account, because the cost of the activity amounted to 70% of the contract amount, and the customer paid only 30% of the contract, which means that 40% of the cost of the activity company should be paid in advance.

And the 40% is the small 400 thousand.

400 thousand, for a newly established small company, what a big number it is.

Fortunately, several shareholders of the company secured their houses in time and secured loans to solve the crisis.

The above is the company's lack of attention.

And the crisis of survival.

For enterprises, just like blood vessels for the human body, only the blood is sufficient and the flow is smooth, the human body will be healthy and healthy.

It can make enterprises grow healthily.

If enterprises do not have enough cash, they will not be able to operate.

Modern generalized

Management contents, including cash

Cash inflow and outflow management, cash utilization efficiency management (such as inventory turnover, receivables turnover period, accounts payable turnover period) and cash settlement management.

As a large company with professional financial personnel, these professional

It can be provided by professional financial personnel after calculation.

People.

And some small and medium-sized companies, because they do not have the strength of professional financial personnel, the boss has seen these nouns, maybe they can not feel their brains.

To help the owners of small and medium sized enterprises understand

The essence of this article is to solve the problem of small and medium-sized enterprises.

There are some simple ways to solve the problem.

　　一、原材料費用盡量延期支付

For downstream raw material enterprises, we are their big customers and long-term customers.

In addition to the first cooperation, in order to show our sincerity, we need to pay in advance. After the cooperation, we need to modify the terms of payment as far as possible.

Of course, after the signing of the payment agreement, we must act according to the rules. If the goods are paid within 30 days, they must pay for thirtieth days.

　　二、產品帳款盡量先前收取

For our customers, if we buy our products for the first time, we must ask the other party to pay the full amount first and then pick up the goods.

And record the payment of each customer at any time, and make corresponding payment terms.

For those with good credit, the proportion of the advance payment can be reduced appropriately, but not less than the cost.

Once the customers who have good credit are in arrears, their credit level will be reduced immediately, and the proportion of the advance payment will be increased immediately.

This gives customers warning and minimize risk.

　　三、大型生產設備或固定資產盡量租用

It is often seen that some small businesses can not wait to buy their own factories or large equipment after making money, but often their own factories or large equipment are built, and businesses are also destroyed by bank debts.

Therefore, large scale production equipment or fixed assets that need huge funds and long construction cycle must be rented as far as possible.

In this way, although the rent paid in the short term is correspondingly more, it can keep enough.

To support the healthy operation of enterprises.

When the capital of a company has accumulated to a certain extent, it is time to consider the purchase of its own fixed assets when it is possible to pay such a large sum of money.

　　四、員工工資盡量延期支付

The current wage payment schemes are mainly in the following ways.

1, the first month of this month payroll.

This way the general country

Institutions and institutions carry out the monthly salary at the beginning of each month, which is an advance payment system.

2, the end of this month payroll.

In this way, some large state-owned enterprises and heavily capitalized listed companies use the monthly salary at the end of each month, which is a type that does not default on a single day.

3, the salary of 1-30 days of last month is issued on 15 days of each month.

This method is adopted by many private enterprises.

In this way, the wages of employees can be delayed for half a month, and the money can be put into operation in this half month, which is equivalent to a half month interest free loan.

4, 25 days a month, the 1-30 day of last month's salary.

This approach is similar to the third way, but the delay is extended to 25 days, and the company can have 25 days of interest free loans available.

From the above four ways, we can see that the company

The fourth best ways of paying are the best.

The delayed payment of employees' wages is not an incentive to delay wages.

This is also requested by the company's operators.

　　五、員工獎金盡量按季度支付

The employee's bonus usually accounts for 20%-50% of the employee's annual salary, which is a very large sum of money.

By drawing on the advantages of the wage payment method, the bonus can be distributed in accordance with the quarterly and yearly payment.

In this way, the fund can be put into operation, and two can avoid frequent employee turnover.

　　六、不要接超過公司生產能力15％以上的大單

Sometimes, a big single hit, the profit is really considerable, temptations.

But let's see if the pie is big enough to choke the dead.

Generally speaking, do not receive more than 15% of the company's production capacity.

Just like the case of active companies listed in this article, although millions of big bills can bring nearly 300 thousand profits to the company, without financial support, it would be choked to death.

Of course, it is a tolerable thing for every businessman to throw away easily.

At this time, we can consider subcontracting some of our orders to reliable interbank companies, so that the risks are subcontracted and the cakes we eat in our mouths can be sweeter and easier to digest.