Win The Battle Of Common Assets In 2011

　　 Win the people in 2011 Assets Defending war

"Buy what to rise! CPI, you know." 2010 left to many Investment The deepest and most vivid memory is the rise in prices and inflation. Next year, CPI will continue to hovering at high levels. Seemingly safe bank deposits are still shrinking under the further increase of negative interest rates. How to win the battle of asset defense in 2011 has become a problem that many investors have to think about in the near future.

　　 Find a theme layout equity market

Xiao Zhang looked at his stock trading account. He was quite satisfied. "I pulled out of the stock market in July and bought a car. In September, I got some money on hand and went into the stock market. I was lucky to catch up with the best market this year. Overall, this year's yield is almost 15%, so it's hard to make money in the concussion market.

Xiao Zhang engaged in macro research in an investment organization. He thought that to win CPI, he had to rely on the stock market. Judging from the macro-economic environment of China's economy that determines the fundamentals of the stock market, economic growth is expected to remain at a high level of 9.5% next year, and there is no danger of steady economic growth. Judging from the performance of listed companies, the profit growth rate of Listed Companies in 2010 is expected to be over 30%, and the growth rate in 2011 is expected to remain at 20% level. In the macroeconomic environment and the continuous recovery of listed companies, A shares are currently worth investment and are one of the best investment channels against inflation.

He suggested that in 2011, under the inflationary pressure, there would be structural investment opportunities in the stock market. "I will consider the theme of consumption and the theme of merchandise."

Some fund owners suggested that with the introduction of a series of policies such as the national "12th Five-Year plan" and some industrial upgrading, the trend of "thematic" investment will become increasingly prominent, and the theme fund will make a difference. In fact, despite the poor performance of the index this year, all kinds of thematic investments have taken turns in the structural market.

Golden Eagle Fund Manager Xian Hongpeng said that the fundamentals of the economy will continue to improve in the long term next year. Under the trend of adjustment of industrial structure and adjustment of regional structure, upgrading of consumption and tightening of monetary policy, the structural market is bound to deepen and thematic investment will be further deepened. The most promising industries are new industries and big consumption. The South Fund believes that the new economy will continue to be an important direction of theme investment in 2011, with a focus on strategic emerging industries, including high-end equipment manufacturing, new generation of information technology, new energy and new materials, and equipment investment in energy saving and environmental protection industries.

The 2011 strategy of Huaxia Fund also pointed out that the ten tasks of the 12th Five-Year plan have great guiding significance, including expanding domestic demand, promoting agricultural modernization, enhancing the competitiveness of industrial structure (strategic emerging industries, upgrading traditional industries), promoting regional coordinated development, accelerating the transformation of resource conserving and environment-friendly society (energy conservation and environmental protection, resource price reform), strategy of invigorating the country through science and education, and strengthening the basic public service system, promoting the development of culture (cultural industry as a pillar industry) and so on.

　 Gold and silver are in battle.

Mr. Lin, a financial planner of Beijing branch of China Merchants Bank, told reporters that this year's continued inflation pressure supported gold prices all the way up, and gold investment became hot. The phenomenon of customers turning out of bank deposits and investing in gold increased significantly. "Physical gold investors are generally profitable this year. Now many foreign investment banks are optimistic about gold, the gold price of 1400 U.S. dollars / ounce is not high, in the long run, gold is still a good choice.

Historical data show that over the past 30 years, the international gold yield and domestic CPI index compared to a total of 12 years, the CPI index exceeds 5%, while the average international gold yield during this period is 12.05% per year. In the past ten years, domestic CPI increased by 20.09%, while the international gold accumulated rate was 248.39% during the same period. We can see that by investing in international gold, we can achieve the effect of resisting inflation.

Gold prices have risen by more than 30% this year. For the gold price trend next year, analysts believe that since the outbreak of the financial crisis, countries generally keep interest rates at a very low level, with a loose policy to stimulate the economy. This international low interest rate environment will support gold prices for a long time. At the same time, the market's expectation of the depreciation of the US dollar is heating up. There is a big gap in the supply of global gold, and the price of gold is in the rising cycle.

Shi Heng Yi, chief financial officer of the exhibition management company, suggests that there are many kinds of physical gold products available in the market. If investors just want to regard gold as a short-term investment, they can choose the convenient and low cost way of paper gold, gold T+D and so on. If we are optimistic about the value preservation function of gold and make long-term allocation, we suggest that physical gold should be selected, while the structured financial products with "hanging gold" should be avoided as far as possible. Statistics show that this year, most of the bank financing products linked to gold will yield less than 5%.

Along with the price of gold, silver investment has also sprung up. At the end of the year, she could not help sharing the secret of making money for her close friends. "I've been making paper and silver lately, and the price of silver has been rising and making money."

Ms. Yu said that she started a "paper silver" transaction in ICBC. The starting point of "paper silver" trading is 100 grams, and now the price of silver is only 6 faster. Compared with paper gold, the investment "paper silver" threshold is very low. "Paper silver" transaction time is Monday 7:00 to Saturday morning 4:00, I usually do not attend to work, at night before going to bed to take a look at the trend of hanging a list, it is very convenient to operate. Since October, the rate of return has been almost 10%.

Experts suggest that because of the relatively low price and limited production of silver, the potential of silver investment is greater than that of gold. But judging from the daily trend, silver prices fluctuate far more sharply than gold. Investors must be sober and calm enough to avoid blind investment.

　　 Flexible financial management products

In recent years, a number of domestic brokerages released the 2011 strategy report that inflation pressures will remain unchanged next year, and there are two to three increases in interest rates. In response, Luo Zhihua, deputy director of the Institute of trust and financial management, Southwestern University of Finance and Economics, said investors should pay more attention to the liquidity and profitability of the assets allocated. By keeping the liquidity of the assets allocated, we can freely configure and convert the asset pools held according to the situation and opportunity to increase the yield, avoid inflation and increase the interest rate of the central bank.

The investment starting point of bank financial products is not high. Besides some high risk structured financial products, the investment risk is relatively small, which is more suitable for ordinary investors. In particular, short-term financial products are easy to operate, and can enter the market flexibly according to their needs.

Luo Zhihua suggested that first of all, we could choose short-term products with relatively high yield, rolling products and open products instead of demand deposits. Secondly, we could choose structured financial products indirectly linked to prices, such as linked consumer stocks, linked medical stocks, oil prices and other structural financial products. Generally speaking, such hooks have good performance under inflation.