Ten Major Misunderstandings In Inventory Management: &Nbsp; Money Management Is A Slave To Money.
One of the ten mistaken ideas of financial management: to manage money for financial purposes, is it a slave to money or a master?
Misunderstanding: in order to have more wealth and work hard and earn money desperately, but do not know the meaning of accumulation of wealth, this way of life is a slave to money, rather than the owner of money.
Two of the ten mistaken ideas of financial management: investment only depends on yield.
Misunderstanding: when choosing investment products, taking the yield as the only "rigid index", only selecting the products with high expected yield, do not care about the risk geometry of the products, and whether the expected yield of the products can be realized.
Conduct financial pactions
Three of the ten major misunderstandings:
Investment
The varieties do not match the deadline, and the wrong time is the wrong target.
Misunderstanding: short term financial management targets use a long-term financial tool; long and medium term financial goals have chosen a short-term investment tool.
Four of the ten mistaken ideas of financial management: blind investment in the "herd effect" that can not be avoided.
Misunderstanding: investment has no opinion, blindly listening to others' words, following others' investment behavior, leading to the choice of investment methods or investment products that are not suitable for them.
Five of the ten major mistakes in financial management: blindly borrowing or insulting debt.
Misunderstanding: excessive overdraft of blind debt causes family financial pressure and poor quality of life, or is afraid of debt, unable to make rational use of capital leverage to increase returns and enjoy high-quality life as soon as possible.
Six of the ten mistaken ideas of financial management: investing in insurance and getting married on the wrong chair.
Misunderstanding: heavy investment and protection, only for the purpose of insurance investment function, but ignores the basic function of insurance is to escort family finances.
Seven of the ten mistaken ideas of financial management: first, parents after the children, and the plan of putting the cart before the horse.
Misunderstanding: as the main source of income for families, they lack the necessary insurance protection, but they have bought a large number of children who still have no income.
Insurance
。
Eight of the ten mistaken ideas of financial management: to suffer from "fear of heights" only to buy cheap funds.
Misunderstanding: many investors have a "fear of heights", in the fund investment performance is unwilling to intervene in high net worth fund, always feel that to buy cheap funds in the heart is steadfast.
Nine of the ten major mistakes in financial management: credit card installment, interest free.
Misunderstanding: credit card staging is regarded as a free lunch. This kind of bank loan with low threshold and easy operation has an annualized rate of 10%~14%, and the cost is far higher than imagination.
Ten of the ten mistaken ideas of financial management: to lose the money for picking up sesame seeds, saving money means not saving money.
Myth: when you spend, you pay more for getting some extra gifts or offers.
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