• <abbr id="ck0wi"><source id="ck0wi"></source></abbr>
    <li id="ck0wi"></li>
  • <li id="ck0wi"><dl id="ck0wi"></dl></li><button id="ck0wi"><input id="ck0wi"></input></button>
  • <abbr id="ck0wi"></abbr>
  • <li id="ck0wi"><dl id="ck0wi"></dl></li>
  • Home >

    Small And Medium Enterprises Are Hard To Finance And Call For The Development Of Private Finance

    2011/6/15 11:45:00 59

    Private Finance Of Small And Medium Sized Enterprises

    In June 10th, Zhang Baoguo arrived at the Tianjin Meijiang Convention and Exhibition Center to participate in the Fifth International Financing Conference of Chinese enterprises. However, he did not set up a booth.

    Because he has no hope of being able to blend in.


    Zhang is the chief financial officer of a small private chemical company with an annual output value of about 400 million yuan in Tianjin.

    Although their company has been dealing with banks for 22 years, it is a "quality customer" in the eyes of banks. This year, it still failed to get the new loan amount of the bank.


    Wu Huawei's Tianjin Sheng Long

    fibre

    Products Limited is even the past loan amount is also squeezed.

    "The bank says, you return the maturity of the loan first, the previous amount continues to be used for you; as a result, the money is told you, the amount of the loan has been occupied."

    Speaking of this, Wu Huawei was somewhat angry.


    Huang Mengfu, chairman of the National Federation of industry and commerce, said during the meeting that the monetary tightening this year made it difficult for SMEs to get loans. Even if they were borrowed, the interest rate would be astonishing.

    "At present, SMEs are generally in a bad situation, and many are struggling to support it."


    However, data from banks show that the total amount of new loans this year is not much reduced compared with the same period last year, and the growth rate of SMEs loans is far beyond the growth rate of general loans.


    The situation is more severe than 2008.


    On the morning of June 11th, the N5 Hall of Meijiang Convention and Exhibition Center in Tianjin has sparse figures on the bright red carpet.

    The exhibition hall was originally prepared for enterprises with financing needs, but there were not many enterprises on the first day of the exhibition, and nearly half of the booths were left unattended.


    Huang Mengfu, chairman of the National Federation of industry and commerce, has high hopes for the harmonizing society.

    Before the start of the first harmonizing meeting in 2007, he said in a media interview that he hoped that harmony would solve the financing problems of SMEs.


    In the past 5 years, China's credit has gone through a period of steady, loose and tight tightening, but the financing of SMEs is still a difficult problem to be solved.


    Even in the country, 4 trillion has stimulated the economy.

    monetary policy

    Loose 2009, the difficult situation of small and medium-sized enterprises is still as before.

    Before the Spring Festival of 2009, about 20% of SMEs faced the risk of closure. By May 2009, 30% of SMEs were in a state of loss or serious loss.


    This year, the data from Huang Mengfu's survey is that the interest rate of the small loan company is 17%, but it is far more than that, he said.


    "Underground financial interest rates are as high as 100%."

    Chen Zemin, vice chairman of the Henan Federation of industry and Commerce and chairman of the three full food company, learned that 80% of the SMEs lack funds, most of which are raised by themselves or through underground finance.


    "SMEs are facing a more severe situation than in 2008."

    He said.


    However, the ratio of loans to SMEs has been increasing in recent years.


    Pudong Development Bank vice president Mu yuan told reporters that as of the end of last year, the entire financial institutions small business loans amounted to 7 trillion and 270 billion yuan, accounting for about 1/4 of the total corporate loans.

    Last year, the national small business loans increased by 1 trillion and 800 billion yuan, and the growth rate of small business loans was nearly 37 percentage points higher than that of the national bank loans.

    In Pudong Development Bank, the growth rate of SMEs loans is 63%, which is 40 percentage points higher than the average growth rate of all kinds of loans.


    "Bank of this year.

    Small and medium-sized enterprises

    Not only did not reduce loans, but also increased. "

    Mu Ya said.


    "So far this year, the growth rate of SMEs loans is over 60%, which is three times the general loan growth rate."

    Liu Changjiang, deputy general manager of the investment banking department of Pudong Development Bank, said, "under such circumstances, SMEs still have difficulties in financing, and if there is a need to meet financing needs, banks will not be able to do so."


    Diversification of financing channels into consensus


    In view of the current financing difficulties of SMEs, the CBRC issued a notice on supporting commercial banks to further improve the financial services of small enterprises in June 7th, requiring commercial banks to further improve financial services for small enterprises and appropriately increase the tolerance ratio of non-performing loans of small businesses.


    This was not only criticized by economist Xu Xiaonian (micro-blog) for encouraging bad debts, but also considered to be of no help in solving the current plight of SMEs.

    "The method should be combined with the scale of funds. There are only good ways, no money, just sitting."

    Cui Jindu, deputy mayor of Tianjin Municipal Committee and deputy director of finance, commented.


    Long Yongtu, Vice Minister of the Ministry of foreign trade and economic cooperation and chief representative of China's accession to WTO, said that the financing difficulties of SMEs mainly lie in the irrational financing structure and the acceleration of the opening of the financial sector to the private sector.

    According to him, in a relatively mature market, such as the United States, in general, the proportion of enterprises financing from the stock market accounted for 37%, 48% from the bond market, and only 15% of bank loans.


    "Vigorously develop private finance, up and down has been recognized, but related to the reform of the financial system, the pace of progress is slow."

    Huang Mengfu appealed to solve the current dilemmas of small and medium-sized enterprises, and to liberate private finance.


    The good news he brings is that the implementation of the policy of encouraging private investment by the State Council has attracted the attention of the Central Committee, and there will be great development during the "12th Five-Year" period.


    But Zhang Guobao's company may not be able to wait that long.

    He said that the company has only two ways to go now: either to reduce production scale, to live a hard life, or to raise private capital.

    "At present, there is no need to talk about borrowing money from enterprises without 20% interest rate."


    In the case of 10% of the gross profit margin of enterprises, "this is like drinking poison to quench thirst."

    He said.

    • Related reading

    Famous Brand Clothing Is "Co Operated"? A Joke Of Group Buying Network

    Instant news
    |
    2011/6/15 9:42:00
    65

    The Competitiveness Of Chinese Local Enterprises Is Rapidly Improving.

    Instant news
    |
    2011/6/14 9:50:00
    47

    Destroy More Than 10000 Pieces Of Imported "Problem Clothes"

    Instant news
    |
    2011/6/13 14:43:00
    59

    China'S Sewing Machinery And Textile Industry "Carbon Alert" Warning

    Instant news
    |
    2011/6/13 10:38:00
    63

    "Civilian" Tailor Made To Return To Fashion Life

    Instant news
    |
    2011/6/11 9:07:00
    46
    Read the next article

    寶石:車間主任升官了!

    5:25分,統計員填寫好一式兩份今天的產量日報表,進度管制表、日缺件報表,停工記錄表、首檢記錄表等報表等,一份送給車間主任,一份張貼在車間公告欄內

    主站蜘蛛池模板: 四虎永久在线精品免费影视| 日韩a级毛片免费视频| 欧美国产精品va在线观看| 天堂中文8资源在线8| 健硕粗大猛烈浓精| chinesefemdom444| 狠狠综合久久综合网站| 在线视频日韩欧美| 亚洲精品午夜国产va久久成人 | 久久久久成人精品| 风间由美性色一区二区三区| 日韩成人精品日本亚洲| 国产亚洲成在线播放va| 亚洲一成人毛片| 欧美性巨大欧美| 日韩理论电影在线观看| 国产二级一片内射视频播放| 久久久久99精品成人片试看| 色噜噜亚洲男人的天堂| 强迫的护士bd在线观看| 免费无码黄网站在线看| 99re热久久这里只有精品首页| 欧美视频在线网站| 国产真实乱子伦精品视手机观看| 九九全国免费视频| 色综合天天综合网看在线影院| 成人免费无毒在线观看网站| 免费中文字幕在线国语| 91天堂素人精品系列网站| 欧美xxxxx做受vr| 国产免费内射又粗又爽密桃视频| 中文字幕手机在线免费看电影| 精品久久久久久中文字幕大豆网| 在线观看的网站| 亚洲一区欧洲一区| 草草影院地址ccyycom浮力影院37 草草影院最新发布地址 | 国产成人精品一区二区三区无码| 久久伊人色综合| 精品久久久久久无码中文野结衣| 在人间免费观看未删减| 亚洲aaa视频|