China'S Small And Medium Enterprises Are Heading For Pressure.

Recently, Guangdong Development Bank and Jiangsu SME Bureau signed. Finance The service cooperation agreement announces that in the next 3 years, credit resources of not less than 100 billion yuan will be put to SMEs in Jiangsu. This news conveys some consolation to the small and medium sized enterprises in the difficult position.

"Little boss": a lot of problems

In this period, Lin Yue was very busy. As the general manager of Hangzhou Rui Fang Technology Co., Ltd., he transferred the company's focus from instrument agency to product development last year. "Now that their products have been developed, they need to find new factories and start production. They need a lot of capital and new technicians. These are really headache."

Recently, the "small bosses" of more than 4200 SMEs in China are all very busy. They want to get rid of the old "three high" entanglements of high price, high difficulty and high cost of financing as soon as possible.

According to Alibaba group survey, compared to 2010, raw material costs rose nearly 30%, the per capita employee remuneration growth rate reached 10% to 30%. More prominent is that financing difficulties have been restricting the small and medium-sized. enterprise Development.

This year, the central bank has raised the deposit reserve ratio and the 2 interest rate increase for 6 consecutive times, resulting in the shortage of funds for the upper and lower reaches of small and medium-sized enterprises. Lin Yue's company had been able to get the payment in a month or so, and now it has not been heard for half a year.

In front of all kinds of pressures, the traditional SMEs in the manufacturing industry are having a hard time. Earlier, some enterprises in the Yangtze River Delta and the Pearl River Delta suddenly collapsed, triggering rumors about the "collapse tide".

"Collapse tide": it is exaggerated.

However, not everyone agrees with the "collapse tide".

YiWu Railway Station is a sea of people. Small commodities The rental of the market has increased a lot recently, and there is no sign of depression at all. " Hu Xiaoming, vice president of Alibaba, said.

According to the figures of the Ministry of industry and information, the profit of SMEs in the first 5 months was 1 trillion and 200 billion yuan, and the tax paid was 697 billion yuan, an increase of 35.3% and 31.9% respectively. Zhu Hongren, a spokesman for the Ministry of industry and information, said at a press conference: "we can tell you very responsibly that there is no such thing as a small and medium-sized enterprise getting together or closing down."

This judgment is supported by the Alibaba group's survey of 2313 small businesses in Zhejiang in late June. Research shows that labor, raw material costs, labor shortage, insufficient orders, high cost of financing, and appreciation of the renminbi are the main problems facing small businesses. However, the problems faced by small businesses before 2010 are not much different from those before 2010.

Dongguan, also at the cusp of the storm, has proved that by the end of 6, the registered capital of Dongguan's private economy was 164 billion 600 million yuan, and that of private enterprises was 99 thousand, representing an increase of 7.2% and 11.2% respectively over the end of last year. At the same time, in the first half of this year, Dongguan has closed down altogether, and 266 foreign-invested enterprises have been cut down, compared with 11 year-on-year, and the number of shutting down is at a normal level.

"Turning mode": imperative

The difficulties faced by the development of small and medium-sized enterprises have attracted wide attention, and all parties have helped to develop enterprises.

In June this year, the four ministries and commissions of the Ministry of industry and Commerce jointly issued the "small and medium sized enterprise drawing standard requirements", adding new micro enterprise standards. In the future, the state will focus on supporting small and micro enterprises from the perspective of optimizing the development environment and further studying the introduction of inclusive policies and measures.

In addition to government support, banks in some areas are also actively providing SMEs. financing Service.

At the same time, small loan companies are also trying to solve the financing difficulties of SMEs. Alibaba joined the Fosun Group, Yintai group and Wanxiang Group to set up Alibaba small loan Limited by Share Ltd. Only its Zhejiang Ali small loan has accumulated 2 billion 800 million yuan since its establishment in June last year, of which 99.9% is less than 500 thousand yuan loan.

Xue Zhaofeng, a researcher at the National Development Research Institute of Peking University, believes that solving the problem of financing difficulties for small and medium-sized private enterprises should be carried out in two directions: first, improve the RMB exchange rate formation mechanism and decide the RMB exchange rate floating by the market; two, relax the bank financing policy and improve the financing services for small and medium-sized private enterprises.

Relevant experts also said that from the perspective of enterprises themselves, the long term labor intensive business mode is also the cause of difficulties. It is urgent for SMEs to change their way of development and realize industrial upgrading and transformation.

"Before acting as an agent, the competition is fierce and the profits are weak. In order to realize the long-term development of the company, we must rely on science and technology to produce our own products." This is Lin Yue's expectation and the path for China's millions of small and medium-sized enterprises to go.