The Second Batch Of Payment Licences Has Not Yet Been Issued &Nbsp; The September 1St Deadline Is Expected To Be Relaxed.

Missed the first batch in May. payment The payment companies of the licences fail to think that until now, the central bank has not issued the second batch of payment licences, but today there are only 10 days left from the September 1st deadline.

According to the regulations of the central bank, September 1st is the "death and death limit" for enterprises to obtain licences. The enterprise that did not obtain the third party payment license before that time will not be able to engage in the third party payment business. As of August 19th, the number of enterprises paid by the central bank has reached 140, but the second batch of payment licenses has not been awarded.

In recent days, people close to the regulatory authorities revealed that the deadline for September 1st is expected to be relaxed. As long as the companies that have submitted the license application materials can continue to do business after September 1st, The person also told reporters that the central bank issued the payment license may not be the first batch of 27 issued in batches, it may be "pass a house to release a" form to the approval of the payment of the licensing business.

Payment of enterprises to "correct" term Or relax

The third party payment license application deadline is approaching. Will a large number of enterprises that fail to pay the license suddenly die?

In June last year, the central bank formally promulgated the "non-financial institutions payment services management measures", payment enterprises before September 1st this year did not get the "payment business license" is not allowed to continue to engage in payment business. In May of this year, 27 enterprises received the first batch of payment licenses in China after undergoing heavy scrutiny. However, as of August 19th, the number of enterprises paid by the central bank has reached 140, but the second batch of payment licences has not been awarded.

"Almost three months have passed. Before the September 1st deadline, the central bank is likely to issue the second batch of third party payment licences at any time. Only after the" rectification "is carried out, will the business be justified. A prepaid card company official told reporters that the company formally submitted the payment license application earlier this year. However, the central bank was exceptionally cautious about issuing the licenses for prepaid card companies.

Ouyang Weimin, the director of the central bank's payment and settlement division, once appeased the industry's nervousness and asked for the payment of business license to ridicule as "the important thing is love, not this marriage certificate". However, a number of reporters interviewed by the payment company said that the enterprises were actually fighting for the second time and grabbed the final sprint before closing the gate.

A deputy general manager of an unlicensed payment company told reporters that for the jokes of the central bank, many people in the industry speculated that the payment of license plates may not be able to increase speed before September. "When the licence is issued, the regulatory authorities have not made a clear statement. It is estimated that the payment will be delayed. I have heard that some central bank branches have not yet reported the declared materials submitted to enterprises to headquarters, and the testing work for prepaid card companies is also cumbersome and time is tight, and the licence is expected to be postponed. There are also media reports quoted by people familiar with the matter.

"Although it is generally agreed that the licence will be issued soon, it appears that the specific date of the second batch of licences is still difficult to guess from the delay in the issuance of the first batch of licences." Mentioned above, deputy general manager of payment enterprises told reporters.

There are also industry analysts told reporters that the first batch of the central bank issued the 27 third party payment license to bank card receipts and Internet payment, the second batch of reporting licenses are mainly prepaid card issuance, regulatory authorities on the prepaid card issuance of a cautious attitude. The person also said that due to policy adjustments, the September 1st deadline for regulatory requirements may be relaxed. There have been reports that the central bank requires that enterprises that have already submitted the license application materials can continue their business after September 1st.

　　 Prepaid Card Enterprises face "speed of life and death"

"The market once circulated a saying that the central bank issued 1 to 2 prepaid card licenses for each province in principle. Judging from the actual situation, the number may increase, but it is impossible to satisfy all enterprises. " A senior person familiar with the prepaid card industry told reporters that from the first 27 third party payment licences, only 6 prepaid card licenses were analyzed. "Even if a large prepaid card company can get the license smoothly, it is unknown." Said the man.

Zhang Meng, an analyst with Analysys International, believes that another reason why the second batch of licenses has not yet been released is that the scale and business of many prepaid card companies in China are not mature enough, and there is still a gap from the conditions set by the central bank. "If a prepaid card company does not get a license, it will not" suddenly die ". Zhang Meng said that obtaining a licence is a "quasi birth certificate" that all enterprises who want to take the issue of prepaid card in the future. If there is no licence for the time relationship or their own problems, then a "big fish eating small fish" situation will appear in the prepaid card industry.

A prepaid business owner who has submitted a licence application has information on the issuance of the licence. The reason for the slow licensing of the first batch of licences may be that the issue of policy orientation and policy details is constantly being adjusted during the licensing process. Now, with the experience of the first wholesale license, it should be accelerated. Therefore, if a company is fully prepared and has certain strength, the probability of obtaining a licence before the regulatory date is large.

However, according to the person familiar with the matter, the issuing license of the central bank may not be issued in bulk like the first 27. It is possible to issue a licence to the enterprises that have passed the examination and approval with the form of "one pass from the customs house", so there may not be a schedule for the second batches.